Verdict
- At least one of the two cards does not have enough published data for an overall score.
- Bleap is clearly stronger on: Availability.
- A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.
Bleap is a good fit for
- People who want to keep control of their keys
- Stablecoin holders
- Frequent travellers
Stronger on: Availability
N26 is a good fit for
- No specific audience can be derived from the published data yet.
Score by criterion
| Criterion | Bleap | N26 |
|---|---|---|
| Fees | 100 | 100 |
| Cashback & rewards | 40 | – |
| Availability | 100 | 80 |
| FX & international | 100 | – |
| Product features | – | – |
| Custody & security | 80 | – |
| Credit & financing | – | – |
| Limits & ATM | – | 80 |
| Transparency | 86 | – |
| Best for Cashback | 6.3 | n/a |
| Best for Travel | 8.1 | n/a |
| Best for Self-Custody | 7.6 | n/a |
| Best for DeFi Users | 6.9 | n/a |
| Best for Stablecoins | 7.9 | n/a |
| Best for High Spenders | 6.3 | n/a |
| Best for Low Fees | 9.0 | 7.7 |
| Best for Beginners | 7.7 | n/a |
| Best E-Money Card | n/a | 7.3 |
Product
Product status
ActiveShow source
Product status: Active
Source: MetaMask Card vs Bleap (2026): Fees, Cashback, Limits & Features Compared
Official announcement (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
ActiveShow source
Product status: Active
Source: Compare N26 bank account features and services
Official pricing / fee schedule (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Network
MastercardShow source
Network: Mastercard
Source: MetaMask Card vs Bleap (2026): Fees, Cashback, Limits & Features Compared
Official announcement (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Custody model
Self-custodyShow source
Custody model: Self-custody
Source states (paraphrased): Described as a self-custodial Mastercard.
Source: MetaMask Card vs Bleap (2026): Fees, Cashback, Limits & Features Compared
Official announcement (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Tiers / plans
Standard (free) · Smart €4.90/mo · Go €9.90/mo · Metal €16.90/mo*Show source
Tiers / plans: Standard (free) · Smart €4.90/mo · Go €9.90/mo · Metal €16.90/mo
Belgium/Spain pricing; EU page lists Smart at €9.90
Source: Bank for free with an N26 account (Belgium)
Official pricing / fee schedule (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Belgium/Spain pricing; EU page lists Smart at €9.90
Fees
Monthly fee
FreeShow source
Monthly fee: Free
Source states (paraphrased): No subscription, no card issuance fee.
Source: MetaMask Card vs Bleap (2026): Fees, Cashback, Limits & Features Compared
Official announcement (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Free*Show source
Monthly fee: Free
Standard account
Source: Bank for free with an N26 account (Belgium)
Official pricing / fee schedule (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Standard account
Physical card fee
FreeShow source
Physical card fee: Free
Source: MetaMask Card vs Bleap (2026): Fees, Cashback, Limits & Features Compared
Official announcement (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 50%
FX fee
0%Show source
FX fee: 0%
Source states (paraphrased): 0% FX fee on every purchase.
Source: MetaMask Card vs Bleap (2026): Fees, Cashback, Limits & Features Compared
Official announcement (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 50%
ATM fee
€2*Show source
ATM fee: €2
Euro withdrawals above the free quota (Standard 2/month, Smart 3, Go 5, Metal 8 in DE, FR and rest of Europe)
Source: Withdraw Cash for Free
Official help center / FAQ (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Euro withdrawals above the free quota (Standard 2/month, Smart 3, Go 5, Metal 8 in DE, FR and rest of Europe)
Other fees & markups
1.7% fee on foreign-currency ATM withdrawals with Standard and Smart (free with Go and Metal)Show source
Other fees & markups: 1.7% fee on foreign-currency ATM withdrawals with Standard and Smart (free with Go and Metal)
Source: Withdraw Cash for Free
Official help center / FAQ (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Cashback & rewards
Max cashback
20%*Show source
Max cashback: 20%
Up to; eligible purchases only — conditions not specified
Source: Best Crypto Debit Cards in 2026
Official announcement (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 40%
Up to; eligible purchases only — conditions not specified
Cashback paid in
USDCShow source
Cashback paid in: USDC
Source: Best Crypto Debit Cards in 2026
Official announcement (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Cashback type
StablecoinShow source
Cashback type: Stablecoin
Source: Best Crypto Debit Cards in 2026
Official announcement (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Availability
Available in
EEA*Show source
Available in: EEA
Expanding across Latin America
Source: Best Crypto Debit Cards in 2026
Official announcement (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Expanding across Latin America
Austria, Belgium, Denmark, Estonia, Finland, France, Germany, Greece, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, Switzerland*Show source
Available in: Austria, Belgium, Denmark, Estonia, Finland, France, Germany, Greece, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, Switzerland
24 markets; France excludes overseas territories; residency requirements apply
Source states (paraphrased): N26 currently operates in 24 markets (list on the support page).
Source: Availability across Countries
Official help center / FAQ (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
24 markets; France excludes overseas territories; residency requirements apply
Features
Spend stablecoins
YesShow source
Spend stablecoins: Yes
Source: MetaMask Card vs Bleap (2026): Fees, Cashback, Limits & Features Compared
Official announcement (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Annual cost at 1,500 EUR/month
Bleap
- Annual & monthly fees+0 EUR
- FX costs+0 EUR
- Crypto conversion–
- ATM costsunknown
- Cashbackunknown
- Net annual valuenot enough data
N26
- Annual & monthly fees+0 EUR
- FX costsunknown
- Crypto conversion–
- ATM costs−24 EUR
- Cashbackunknown
- Net annual valuenot enough data
Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers