Cartão Bipa vs Fold Card
Crypto enabled
Crypto enabled
Verdict
- Cartão Bipa scores higher overall (4.6 vs 4.2 out of 10).
- Fold Card is clearly stronger on: Cashback & rewards.
- A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.
Cartão Bipa is a good fit for
- No specific audience can be derived from the published data yet.
Fold Card is a good fit for
- No specific audience can be derived from the published data yet.
Stronger on: Cashback & rewards
★ Our pickEditorial choice · score unchanged · Affiliate link
Neither card is our pick. The card we recommend instead:
Crypto native · ether.fi
Why we recommend it
- 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
- 5.35% variable interest on your balanceConditions apply
- No annual or monthly fee on the base tierConditions apply
- Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
- Self-custody: funds stay in your own walletConditions apply
Conditions apply; the review lists them with sources.
Score by criterion
| Criterion | Cartão Bipa | Fold Card |
|---|---|---|
| Fees | 100 | – |
| Cashback & rewards | 5 | 20 |
| Availability | 3 | 3 |
| FX & international | – | – |
| Product features | – | – |
| Custody & security | – | 75 |
| Credit & financing | – | – |
| Limits & ATM | – | – |
| Transparency | 100 | 100 |
| Best for Cashback | 3.3 | 3.4 |
| Best for High Spenders | 4.2 | n/a |
| Best for Low Fees | 8.0 | n/a |
| Best for Beginners | 5.8 | 5.3 |
Conditions apply, e.g. only for the base tier, up to a monthly cap or in some countries. Tap a value with * (or hover over it) to see them.
Product
Product status
ActiveShow source
ActiveShow source
Card type
Prepaid cardShow source
Network
MastercardShow source
VisaShow source
Custody model
CustodialConditions apply: tap or hover for detailsShow source
Bitcoin custody by BitGo
Card issuer / program manager
Sutton BankShow source
Tiers / plans
Free · Plus · Pro · MaxShow source
Fees
Monthly fee
FreeConditions apply: tap or hover for detailsShow source
Free plan
Cashback & rewards
Base cashback
0%Conditions apply: tap or hover for detailsShow source
Free plan has no Satsback
Max cashback
1.5%Conditions apply: tap or hover for detailsShow source
Max plan
5%Conditions apply: tap or hover for detailsShow source
Credit card, "up to" with conditions
Cashback paid in
BTCShow source
Bitcoin (sats)Show source
Cashback type
CryptoShow source
CryptoShow source
Cashback conditions
Satsback only on the Plus, Pro and Max plansShow source
Availability
Available in
BrazilShow source
United StatesShow source
Account / spend currencies
BRLShow source
Security & custody
Deposit protection
YesConditions apply: tap or hover for detailsShow source
Pass-through FDIC up to $250,000 on Prepaid Debit Card balances; bitcoin not insured
Annual cost at 1,500 EUR/month
Cartão Bipa
- Annual & monthly fees+0 EUR
- FX costsunknown
- Crypto conversion–
- ATM costsunknown
- Cashback+0 EUR
- Net annual valuenot enough data
Fold Card
- Annual & monthly feesunknown
- FX costsunknown
- Crypto conversion–
- ATM costsunknown
- Cashbackunknown
- Net annual valuenot enough data
Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers