Cartão Bipa
Mastercard from the Brazilian digital account Bipa: on the Plus, Pro and Max plans part of every purchase comes back in bitcoin (Satsback, up to 1.5% on Max). The balance in the Cofrinho can serve as the card's guarantee. Free plan without a monthly fee.
Base cashback
Max cashback
1.5%Conditions apply: tap or hover for detailsShow source
Base fee
FreeConditions apply: tap or hover for detailsShow source
FX fee
ATM fee
Card fee
Credit line
Staking needed
Tap a value for its source. * = conditions apply.
At a glance
Pros
- No annual or monthly fee on the base tier
Cons
- Top rate of 1.5% only with conditions — Max plan
Good for
Not enough data to say.
Not for
Not enough data to say.
★ Our pickEditorial choice · score unchanged · Affiliate link
The card we recommend as an alternative to Cartão Bipa:
Crypto native · ether.fi
Why we recommend it
- 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
- 5.35% variable interest on your balanceConditions apply
- No annual or monthly fee on the base tierConditions apply
- Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
- Self-custody: funds stay in your own walletConditions apply
Conditions apply; the review lists them with sources.
All details
Fees1/15
- Monthly fee
FreeConditions apply: tap or hover for detailsShow source
Free plan
Not yet researched: Annual fee, Physical card fee, Virtual card fee, Replacement fee, FX fee, Crypto conversion fee, Top-up fee, Crypto withdrawal fee, ATM fee, Free ATM allowance, Transfer fee, Settlement fee, Small transaction fee, Other fees & markups.
Cashback & rewards4/14
- Max cashback
1.5%Conditions apply: tap or hover for detailsShow source
Max plan
- Cashback paid in
BTCShow source
- Cashback type
CryptoShow source
- Cashback conditions
Satsback only on the Plus, Pro and Max plansShow source
Not yet researched: Base cashback, Interest on balance, Cashback-eligible spend cap, Max cashback per month, Staking / holding required for top rewards, Staking asset, Capital required for top rewards, Minimum balance, Reward expiry / vesting, Reward exclusions.
Credit & financing0/11
No credit & financing data published or researched yet.
Supported countries & currencies2/4
- Available in
BrazilShow source
- Account / spend currencies
BRLShow source
Not yet researched: Not available in, Own IBAN / bank details.
Features, wallets & supported assets0/11
No features data published or researched yet.
Security & custody0/3
No security & custody data published or researched yet.
Limits0/2
No limits data published or researched yet.
Product3/7
- Product status
ActiveShow source
- Network
MastercardShow source
- Tiers / plans
Free · Plus · Pro · MaxShow source
Not yet researched: Card type, Custody model, Launch date, Card issuer / program manager.
Our rating
| Criterion | Weight | Score |
|---|---|---|
Fees Base-tier subscription ≈ €0/year | 20% | 100 |
Cashback & rewards Only an 'up to' rate is published | 20% | 6 |
Availability 1 of 60 tracked countries | 15% | 3 |
FX & international | 10% | No data — excluded |
Product features | 10% | No data — excluded |
Custody & security | 10% | No data — excluded |
Credit & financing | 5% | No data — excluded |
Limits & ATM | 5% | No data — excluded |
Transparency | 5% | No data — excluded |
Data coverage 55%. Criteria without published data are excluded and their weight is filled with a neutral midpoint, so missing data neither helps nor hurts a card. This score is provisional: it is based on initial research that our research agent has not yet re-verified.
Computed by a fixed formula; affiliate relationships have no influence. How we score
FAQ
Does Cartão Bipa have an annual or monthly fee?
Base tier: Free (Free plan). Source: Bipa | Conta digital com Cofrinho, cartão e investimentos.
How much cashback does Cartão Bipa pay?
Highest advertised rate: 1.5% (Max plan). Paid in BTC.
Where is Cartão Bipa available?
Brazil.
Change history10 entries
- Product status recorded · 22 October 2026 · auto-approved
- Network recorded · 22 October 2026 · auto-approved
- Tiers / plans recorded · 22 October 2026 · auto-approved
- Monthly fee recorded · 22 October 2026 · auto-approved
- Cashback type recorded · 22 October 2026 · auto-approved
- Cashback paid in recorded · 22 October 2026 · auto-approved
- Max cashback recorded · 22 October 2026 · auto-approved
- Cashback conditions recorded · 22 October 2026 · auto-approved
- Available in recorded · 22 October 2026 · auto-approved
- Account / spend currencies recorded · 22 October 2026 · auto-approved