Avalanche Card vs kardpay Card
Crypto native
Crypto native
Verdict
- kardpay Card scores higher overall (6.4 vs 5.8 out of 10).
- Avalanche Card is clearly stronger on: Fees.
- kardpay Card is clearly stronger on: Availability.
- A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.
Avalanche Card is a good fit for
- No specific audience can be derived from the published data yet.
Stronger on: Fees
kardpay Card is a good fit for
- Stablecoin holders
Stronger on: Availability
★ Our pickEditorial choice · score unchanged · Affiliate link
Neither card is our pick. The card we recommend instead:
Crypto native · ether.fi
Why we recommend it
- 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
- 5.35% variable interest on your balanceConditions apply
- No annual or monthly fee on the base tierConditions apply
- Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
- Self-custody: funds stay in your own walletConditions apply
Conditions apply; the review lists them with sources.
Score by criterion
| Criterion | Avalanche Card | kardpay Card |
|---|---|---|
| Fees | 100 | 59 |
| Cashback & rewards | – | – |
| Availability | 3 | 100 |
| FX & international | – | – |
| Product features | 70 | 70 |
| Custody & security | – | – |
| Credit & financing | – | – |
| Limits & ATM | – | – |
| Transparency | 100 | 100 |
| Best for Low Fees | 8.0 | 6.2 |
| Best for Beginners | 6.8 | 7.4 |
Conditions apply, e.g. only for the base tier, up to a monthly cap or in some countries. Tap a value with * (or hover over it) to see them.
Product
Product status
ActiveShow source
ActiveShow source
Card type
Crypto-backed creditShow source
Prepaid cardShow source
Network
VisaShow source
Visa / MastercardShow source
Card issuer / program manager
Offered by Rain Liquidity; issued by licensed partnersShow source
KRDPAY FZE LLC (UAE); network issuer not disclosedShow source
Tiers / plans
Core · Pro · Elite · Physical EliteShow source
Fees
Annual fee
$29.04/yearConditions apply: tap or hover for detailsShow source
Core, $2.42/month billed annually; Pro $8.25/month, Elite $16.58/month, physical Elite $24.92/month
Crypto conversion fee
0%Conditions apply: tap or hover for detailsShow source
Network gas fees may still apply
Top-up fee
4%Conditions apply: tap or hover for detailsShow source
Appendix 1 states 4%; Article 8 states tiered 5, 4, 3% (contradictory)
Other fees & markups
Authorization fee per transaction attempt (also declined): USD 0.25 per definitions/Appendix 1, USD 0.50 per Article 8 · Chargeback fee USD 30 per case · Virtual card issuance: amount of 28 (currency not stated) · Recovery of misdirected funds: 20% (USD 100-500) or 5% (over USD 500) plus network fees · No interest on balancesShow source
Credit & financing
Collateral assets
USDC · USDT · AVAX · WAVAXShow source
Availability
Available in
United StatesConditions apply: tap or hover for detailsShow source
Many US states, plus Latin America and the Caribbean
GlobalConditions apply: tap or hover for detailsShow source
180+ countries
Not available in
BY, CU, India, IR, IQ, Israel, CNShow source
Account / spend currencies
USDT · USDCShow source
Features
Apple Pay
YesShow source
YesShow source
Google Pay
YesShow source
YesShow source
Physical card
YesShow source
Virtual card
YesShow source
ATM withdrawals
YesConditions apply: tap or hover for detailsShow source
Physical Elite card
Spend stablecoins
YesConditions apply: tap or hover for detailsShow source
top-up in USDT/USDC
Spendable assets
USDT · USDCConditions apply: tap or hover for detailsShow source
top-ups only
Blockchains
Tron · EthereumShow source
Limits
ATM limit
$1,500Conditions apply: tap or hover for detailsShow source
Per day, physical Elite card
Spending limit
$10,000Conditions apply: tap or hover for detailsShow source
Per year on Core; Pro $50,000/year, Elite $500,000/month
Annual cost at 1,500 EUR/month
Avalanche Card
- Annual & monthly feesunknown
- FX costsunknown
- Crypto conversion–
- ATM costsunknown
- Cashbackunknown
- Net annual valuenot enough data
kardpay Card
- Annual & monthly fees−26 EUR
- FX costsunknown
- Crypto conversion–
- ATM costsunknown
- Cashbackunknown
- Net annual valuenot enough data
Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers