kardpay Card
Virtual and physical Visa/Mastercard cards topped up only with USDT or USDC (TRC-20/ERC-20), billed annually: Core $2.42/month (5% top-up fee, $10,000/year limit), Pro $8.25/month (3%), Elite $16.58/month and a physical Elite card $24.92/month with ATM withdrawals. Card balance is separate from the wallet; 180+ countries.
Base cashback
Max cashback
Base fee
$29.04/yearConditions apply: tap or hover for detailsShow source
FX fee
ATM fee
Card fee
Credit line
Staking needed
Tap a value for its source. * = conditions apply.
At a glance
Pros
- Apple Pay and Google Pay
Cons
- Annual cost $29.04 (Core, $2.42/month billed annually; Pro $8.25/month, Elite $16.58/month, physical Elite $24.92/month)
Good for
Not enough data to say.
Not for
Not enough data to say.
★ Our pickEditorial choice · score unchanged · Affiliate link
The card we recommend as an alternative to kardpay Card:
Crypto native · ether.fi
Why we recommend it
- 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
- 5.35% variable interest on your balanceConditions apply
- No annual or monthly fee on the base tierConditions apply
- Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
- Self-custody: funds stay in your own walletConditions apply
Conditions apply; the review lists them with sources.
All details
Fees2/15
- Annual fee
$29.04/yearConditions apply: tap or hover for detailsShow source
Core, $2.42/month billed annually; Pro $8.25/month, Elite $16.58/month, physical Elite $24.92/month
- Top-up fee
5%Conditions apply: tap or hover for detailsShow source
Core; Pro and Elite 3%
Not yet researched: Monthly fee, Physical card fee, Virtual card fee, Replacement fee, FX fee, Crypto conversion fee, Crypto withdrawal fee, ATM fee, Free ATM allowance, Transfer fee, Settlement fee, Small transaction fee, Other fees & markups.
Cashback & rewards0/14
No cashback & rewards data published or researched yet.
Credit & financing0/11
No credit & financing data published or researched yet.
Supported countries & currencies2/4
- Available in
GlobalConditions apply: tap or hover for detailsShow source
180+ countries
- Account / spend currencies
USDT · USDCShow source
Not yet researched: Not available in, Own IBAN / bank details.
Features, wallets & supported assets5/11
- Apple Pay
YesShow source
- Google Pay
YesShow source
- Physical card
YesShow source
- Virtual card
YesShow source
- ATM withdrawals
YesConditions apply: tap or hover for detailsShow source
Physical Elite card
Not yet researched: Spend stablecoins, Airport lounge access, Travel / rental car insurance, Purchase protection, Spendable assets, Blockchains.
Security & custody0/3
No security & custody data published or researched yet.
Limits2/2
- ATM limit
$1,500Conditions apply: tap or hover for detailsShow source
Per day, physical Elite card
- Spending limit
$10,000Conditions apply: tap or hover for detailsShow source
Per year on Core; Pro $50,000/year, Elite $500,000/month
Product4/7
- Product status
ActiveShow source
- Card type
Prepaid cardShow source
- Network
Visa / MastercardShow source
- Tiers / plans
Core · Pro · Elite · Physical EliteShow source
Not yet researched: Custody model, Launch date, Card issuer / program manager.
Our rating
| Criterion | Weight | Score |
|---|---|---|
Fees Base-tier subscription ≈ €25/year · Per-transaction costs ≈ 5.00% | 20% | 59 |
Cashback & rewards | 20% | No data — excluded |
Availability 60 of 60 tracked countries | 15% | 100 |
FX & international | 10% | No data — excluded |
Product features 5 of 5 known features available · 0 of 3 perks (lounge, travel insurance, purchase protection) | 10% | 70 |
Custody & security | 10% | No data — excluded |
Credit & financing | 5% | No data — excluded |
Limits & ATM | 5% | No data — excluded |
Transparency 4 of 4 checked key terms disclosed | 5% | 100 |
Data coverage 50%. Criteria without published data are excluded and their weight is filled with a neutral midpoint, so missing data neither helps nor hurts a card. This score is provisional: it is based on initial research that our research agent has not yet re-verified.
Computed by a fixed formula; affiliate relationships have no influence. How we score
FAQ
Does kardpay Card have an annual or monthly fee?
Base tier: $29.04/year (Core, $2.42/month billed annually; Pro $8.25/month, Elite $16.58/month, physical Elite $24.92/month). Source: kardpay, Virtual & Physical Visa/Mastercard Cards.
Where is kardpay Card available?
Global (180+ countries).
Does kardpay Card work with Apple Pay and Google Pay?
Apple Pay: Yes. Google Pay: Yes.
Change history15 entries
- Product status recorded · 22 October 2026 · auto-approved
- Network recorded · 22 October 2026 · auto-approved
- Card type recorded · 22 October 2026 · auto-approved
- Tiers / plans recorded · 22 October 2026 · auto-approved
- Annual fee recorded · 22 October 2026 · auto-approved
- Top-up fee recorded · 22 October 2026 · auto-approved
- Spending limit recorded · 22 October 2026 · auto-approved
- ATM limit recorded · 22 October 2026 · auto-approved
- Available in recorded · 22 October 2026 · auto-approved
- Account / spend currencies recorded · 22 October 2026 · auto-approved
- Virtual card recorded · 22 October 2026 · auto-approved
- Physical card recorded · 22 October 2026 · auto-approved
- Apple Pay recorded · 22 October 2026 · auto-approved
- Google Pay recorded · 22 October 2026 · auto-approved
- ATM withdrawals recorded · 22 October 2026 · auto-approved