Tangem Pay vs Tuyo Card
Crypto native
Crypto native
Verdict
- Tuyo Card scores higher overall (6.5 vs 4.8 out of 10).
- Tangem Pay is clearly stronger on: Product features.
- Tuyo Card is clearly stronger on: Fees, FX & international.
- A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.
Tangem Pay is a good fit for
- People who want to keep control of their keys
- Stablecoin holders
Stronger on: Product features
Tuyo Card is a good fit for
- People who want to keep control of their keys
- Stablecoin holders
Stronger on: Fees, FX & international
Score by criterion
| Criterion | Tangem Pay | Tuyo Card |
|---|---|---|
| Fees | 79 | 100 |
| Cashback & rewards | 30 | – |
| Availability | 3 | – |
| FX & international | 40 | 60 |
| Product features | 70 | 58 |
| Custody & security | 80 | 80 |
| Credit & financing | 30 | 30 |
| Limits & ATM | 20 | – |
| Transparency | 79 | 79 |
| Best for Cashback | 4.1 | n/a |
| Best for Travel | 4.3 | 6.3 |
| Best for Self-Custody | 6.7 | 7.4 |
| Best for DeFi Users | 5.9 | 6.6 |
| Best for Stablecoins | 6.1 | 7.3 |
| Best for High Spenders | 4.2 | 5.9 |
| Best for Low Fees | 6.0 | 7.9 |
| Best for Beginners | 6.1 | 7.1 |
Product
Product status
ActiveShow source
Product status: Active
Source: Tangem Pay — The Visa Card for Your Crypto Wallet
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 80%
ActiveShow source
Product status: Active
Source: Tuyo Card
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Card type
Stablecoin card*Show source
Card type: Stablecoin card
Funded with USDC loaded in advance; no credit line
Source states (paraphrased): It is a virtual Visa card issued by Rain , funded with USDC, which you load first.
Source: Is Tangem Pay a Credit Card or a Debit Card?
Official announcement (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 80%
Funded with USDC loaded in advance; no credit line
Stablecoin cardShow source
Card type: Stablecoin card
Source: Tuyo Card
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Network
VisaShow source
Network: Visa
Source: Tangem Pay — The Visa Card for Your Crypto Wallet
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 95%
VisaShow source
Network: Visa
Source states (paraphrased): Visa card accepted at 175M+ merchants.
Source: Tuyo Card
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 95%
Custody model
Self-custodyShow source
Custody model: Self-custody
Source states (paraphrased): your assets remain in your own self-custodial smart contract throughout
Source: Help center | Partners & Roadmap
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%
Self-custody*Show source
Custody model: Self-custody
Keys stay on the user's device
Source: Tuyo – Send, Spend, Earn USDC (App Store)
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 85%
Keys stay on the user's device
Card issuer / program manager
Rain (issuer); Paera LLC (program provider)Show source
Card issuer / program manager: Rain (issuer); Paera LLC (program provider)
Source states (paraphrased): The Tangem Pay card is issued by Rain , a Visa Principal Member
Source: Help center | Partners & Roadmap
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 75%
Signify Holdings, Inc. (Rain)Show source
Card issuer / program manager: Signify Holdings, Inc. (Rain)
Source: Everything about Tuyo
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 85%
Tiers / plans
Basic (free) · Plus ($29.99/month) · Prestige ($999/year, coming soon)*Show source
Tiers / plans: Basic (free) · Plus ($29.99/month) · Prestige ($999/year, coming soon)
Plus free with $4,500 monthly spend or $65,000 in Yield Mode; Prestige coming soon
Source states (paraphrased): Tangem Pay fixes this with its first membership tiers: Basic, Plus, and Prestige .
Source: Tangem Pay Tiers Explained: Basic, Plus, and Prestige
Official announcement (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%
Plus free with $4,500 monthly spend or $65,000 in Yield Mode; Prestige coming soon
Fees
Annual fee
FreeShow source
Annual fee: Free
Source states (paraphrased): Tuyo Card has no issuance, monthly or yearly fee.
Source: Everything about Tuyo
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 90%
Monthly fee
Free*Show source
Monthly fee: Free
Basic tier; Plus $29.99/month
Source: Tangem Pay Tiers Explained: Basic, Plus, and Prestige
Official announcement (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
Basic tier; Plus $29.99/month
FreeShow source
Monthly fee: Free
Source states (paraphrased): No monthly fee.
Source: Everything about Tuyo
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
Virtual card fee
Free*Show source
Virtual card fee: Free
Basic tier
Source states (paraphrased): Free virtual card. No monthly fees.
Source: Tangem Pay — The Visa Card for Your Crypto Wallet
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%
Basic tier
FreeShow source
Virtual card fee: Free
Source states (paraphrased): No issuance fee.
Source: Everything about Tuyo
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 80%
Replacement fee
$5*Show source
Replacement fee: $5
Virtual card replacement/additional card $5; plastic: delivery fee only (Basic and Plus); Prestige $0
Source states (paraphrased): Virtual: $5; Plastic: delivery fee only
Source: Tangem Pay Tiers Explained: Basic, Plus, and Prestige
Official announcement (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 75%
Virtual card replacement/additional card $5; plastic: delivery fee only (Basic and Plus); Prestige $0
FX fee
1.5%*Show source
FX fee: 1.5%
Up to; Tangem pages show 1% and 1.5%
Source: Tangem Pay Tiers Explained: Basic, Plus, and Prestige
Official announcement (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 45%
Up to; Tangem pages show 1% and 1.5%
1%*Show source
FX fee: 1%
Up to ~1% FX spread on non-USD spend; no fee on USD transactions
Source: Everything about Tuyo
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
Up to ~1% FX spread on non-USD spend; no fee on USD transactions
Top-up fee
$1*Show source
Top-up fee: $1
Bank top-up via ACH (free on Plus); FedWire $11 (comparison table says $10); crypto top-ups incur network fees
Source states (paraphrased): Send USD from your US bank account via ACH ($1 flat fee, free on Plus) or FedWire ($11 flat fee).
Source: Tangem Pay — The Visa Card for Your Crypto Wallet
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 75%
Bank top-up via ACH (free on Plus); FedWire $11 (comparison table says $10); crypto top-ups incur network fees
ATM fee
4%*Show source
ATM fee: 4%
Basic tier; 2% on Plus
Source: Tangem Pay — The Visa Card for Your Crypto Wallet
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
Basic tier; 2% on Plus
Other fees & markups
Polygon gas fee on top-up (paid to the network) · Visa foreign-exchange fee on non-USD purchasesShow source
Other fees & markups: Polygon gas fee on top-up (paid to the network) · Visa foreign-exchange fee on non-USD purchases
Source states (paraphrased): Polygon gas fees apply when topping up the card (paid to the Polygon network, not to Tangem), and Visa foreign-exchange fees apply
Source: Is Tangem Pay a Credit Card or a Debit Card?
Official announcement (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 90%
ATM operator fees and FX markups apply on top of the withdrawal amountShow source
Other fees & markups: ATM operator fees and FX markups apply on top of the withdrawal amount
Source states (paraphrased): ATM withdrawal fees and FX markups depend entirely on the ATM operator or the bank that owns the machine.
Source: ATM withdrawals | Tuyo Guides
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%
Cashback & rewards
Base cashback
1%*Show source
Base cashback: 1%
Basic tier; minimum $30 per transaction; monthly cap applies
Source: Cashback Is Here: Your Tangem Pay Spending Now Earns You Back
Official announcement (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 85%
Basic tier; minimum $30 per transaction; monthly cap applies
Max cashback
4%*Show source
Max cashback: 4%
Prestige tier ($999/year, coming soon); Plus 2%
Source states (paraphrased): Earn up to 4% cashback
Source: Tangem Pay — The Visa Card for Your Crypto Wallet
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 75%
Prestige tier ($999/year, coming soon); Plus 2%
Cashback paid in
USDCShow source
Cashback paid in: USDC
Source: Cashback Is Here: Your Tangem Pay Spending Now Earns You Back
Official announcement (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
TUYOs (points)*Show source
Cashback paid in: TUYOs (points)
Not tradable or transferable
Source states (paraphrased): Get TUYOs with every dollar you spend with the Tuyo Card.
Source: TUYOs | Tuyo Help Center
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 90%
Not tradable or transferable
Cashback type
StablecoinShow source
Cashback type: Stablecoin
Source: Cashback Is Here: Your Tangem Pay Spending Now Earns You Back
Official announcement (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
Points*Show source
Cashback type: Points
Rewards in TUYOs points; rates shown in app; seasonal multipliers (time-limited) until token launch
Source states (paraphrased): TUYOs are points in our rewards program and are not a cryptocurrency token.
Source: TUYOs | Tuyo Help Center
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 90%
Rewards in TUYOs points; rates shown in app; seasonal multipliers (time-limited) until token launch
Cashback-eligible spend cap
$10,000/month*Show source
Cashback-eligible spend cap: $10,000/month
Basic tier, per month; Plus $15,000
Source states (paraphrased): That means up to $10,000 in monthly spending is eligible.
Source: Cashback Is Here: Your Tangem Pay Spending Now Earns You Back
Official announcement (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%
Basic tier, per month; Plus $15,000
Max cashback per month
$100/month*Show source
Max cashback per month: $100/month
Basic tier; Plus $300, Prestige $1000
Source states (paraphrased): Basic tier users earn 1% back on all eligible purchases, capped at $100 per month.
Source: Tangem Pay — The Visa Card for Your Crypto Wallet
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%
Basic tier; Plus $300, Prestige $1000
Cashback conditions
Minimum transaction amount of $30 · Credited in USDC at the end of each billing cycleShow source
Cashback conditions: Minimum transaction amount of $30 · Credited in USDC at the end of each billing cycle
Source states (paraphrased): Cashback requires a minimum transaction amount of $30.
Source: Cashback Is Here: Your Tangem Pay Spending Now Earns You Back
Official announcement (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 90%
TUYOs earned per dollar spent with the card; current rates only in the app · Seasonal multiplier boosts decline after each season down to baseline rates · TUYOs are not tradable nor transferableShow source
Cashback conditions: TUYOs earned per dollar spent with the card; current rates only in the app · Seasonal multiplier boosts decline after each season down to baseline rates · TUYOs are not tradable nor transferable
Source states (paraphrased): Find current reward rates in the app.
Source: TUYOs | Tuyo Help Center
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%
Reward exclusions
In-store purchases (incl. tap-to-pay) at EU and UK merchants · Excluded merchant category codes listed in the cashback termsShow source
Reward exclusions: In-store purchases (incl. tap-to-pay) at EU and UK merchants · Excluded merchant category codes listed in the cashback terms
Source states (paraphrased): cashback does not apply to in-store purchases at EU and UK merchants.
Source: Cashback Is Here: Your Tangem Pay Spending Now Earns You Back
Official announcement (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 90%
Credit & financing
Credit line
NoShow source
Credit line: No
Source states (paraphrased): USDC goes in first, Visa handles the payment, and no credit line is created.
Source: Is Tangem Pay a Credit Card or a Debit Card?
Official announcement (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%
NoShow source
Credit line: No
Source: Everything about Tuyo
Official help center / FAQ (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Credit type
NoneShow source
Credit type: None
Source states (paraphrased): USDC goes in first, Visa handles the payment, and no credit line is created.
Source: Is Tangem Pay a Credit Card or a Debit Card?
Official announcement (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 90%
Availability
Available in
United States*Show source
Available in: United States
Not all US states; plus select countries in LATAM, APAC, MEA and Africa (no list published on the page)
Source: Tangem Pay — The Visa Card for Your Crypto Wallet
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 80%
Not all US states; plus select countries in LATAM, APAC, MEA and Africa (no list published on the page)
Not available in
AF, BD, BY, CN, CD, CU, India, IR, IQ, LB, LY, ML, MM, NP, Nigeria, KP, RU, SO, SS, SD, SY, Turkey, Ukraine, United Kingdom, VE, Vietnam, YE*Show source
Not available in: AF, BD, BY, CN, CD, CU, India, IR, IQ, LB, LY, ML, MM, NP, Nigeria, KP, RU, SO, SS, SD, SY, Turkey, Ukraine, United Kingdom, VE, Vietnam, YE
Platform-wide prohibited jurisdictions (no wallet, Earn, ramps, card or bank-account services); card provider has additional restrictions
Source states (paraphrased): if a country is listed here, users from that country cannot access Tuyo wallet, Earn, ramps, card, or virtual bank-account services
Source: Tuyo availability | Tuyo Guides
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 75%
Platform-wide prohibited jurisdictions (no wallet, Earn, ramps, card or bank-account services); card provider has additional restrictions
Account / spend currencies
USDShow source
Account / spend currencies: USD
Source states (paraphrased): The card currency is USD
Source: Tangem Pay — The Visa Card for Your Crypto Wallet
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 90%
USD · EURShow source
Account / spend currencies: USD · EUR
Source states (paraphrased): USD and EUR account numbers in your name.
Source: Tuyo – Send, Spend, Earn USDC (App Store)
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%
Own IBAN / bank details
Yes*Show source
Own IBAN / bank details: Yes
US routing and account number (ACH/FedWire), not an IBAN
Source states (paraphrased): Your Tangem Pay account has its own routing number and account number.
Source: Tangem Pay — The Visa Card for Your Crypto Wallet
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 75%
US routing and account number (ACH/FedWire), not an IBAN
Yes*Show source
Own IBAN / bank details: Yes
Type of account details depends on country of residence (CLABE, IBAN or US account/routing number)
Source states (paraphrased): Get account details in your name: a CLABE, an IBAN, or an account and routing number, depending on where you live.
Source: Tuyo – Send, Spend, Earn USDC (App Store)
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%
Type of account details depends on country of residence (CLABE, IBAN or US account/routing number)
Features
Apple Pay
YesShow source
Apple Pay: Yes
Source states (paraphrased): add your card to Apple Pay or Google Pay
Source: Tangem Pay — The Visa Card for Your Crypto Wallet
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 90%
YesShow source
Apple Pay: Yes
Source: Tuyo Card
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 95%
Google Pay
YesShow source
Google Pay: Yes
Source states (paraphrased): add your card to Apple Pay or Google Pay
Source: Tangem Pay — The Visa Card for Your Crypto Wallet
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 90%
YesShow source
Google Pay: Yes
Source: Tuyo Card
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 95%
Physical card
Yes*Show source
Physical card: Yes
Page elsewhere mentions up to three virtual cards
Source states (paraphrased): you can open up to five virtual and plastic Visa cards
Source: Help center | What is Tangem Pay
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 75%
Page elsewhere mentions up to three virtual cards
No*Show source
Physical card: No
Physical card announced as coming soon
Source: Everything about Tuyo
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
Physical card announced as coming soon
Virtual card
YesShow source
Virtual card: Yes
Source states (paraphrased): You receive a virtual Visa card.
Source: Tangem Pay — The Visa Card for Your Crypto Wallet
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 95%
YesShow source
Virtual card: Yes
Source: Tuyo Card
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 80%
ATM withdrawals
Yes*Show source
ATM withdrawals: Yes
Contactless ATMs only, via Apple Pay or Google Pay
Source states (paraphrased): You can withdraw cash at any contactless ATM.
Source: Tangem Pay — The Visa Card for Your Crypto Wallet
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 90%
Contactless ATMs only, via Apple Pay or Google Pay
YesShow source
ATM withdrawals: Yes
Source states (paraphrased): At a Visa ATM, choose Credit and enter your PIN.
Source: Everything about Tuyo
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%
Spend stablecoins
YesShow source
Spend stablecoins: Yes
Source: Tangem Pay — The Visa Card for Your Crypto Wallet
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
YesShow source
Spend stablecoins: Yes
Source: Tuyo Card
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
Airport lounge access
No*Show source
Airport lounge access: No
Basic (free) has no free visits (paid); Plus 2 and Prestige 8 free visits/year, marked coming soon. Only Plus and Prestige tiers.
Source states (paraphrased): Enjoy complimentary access to airport lounges worldwide with included Priority Pass/Dragon Pass visits.
Source: Tangem Pay — The Visa Card for Your Crypto Wallet
Official product page (tier 1)
Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%
Basic (free) has no free visits (paid); Plus 2 and Prestige 8 free visits/year, marked coming soon. Only Plus and Prestige tiers.
Travel / rental car insurance
No*Show source
Travel / rental car insurance: No
Auto rental insurance only on Plus and Prestige; Basic is 'Not Insured'.
Source states (paraphrased): Coverage for accidental damage when you pay for your rental car with your card.
Source: Tangem Pay — The Visa Card for Your Crypto Wallet
Official product page (tier 1)
Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%
Auto rental insurance only on Plus and Prestige; Basic is 'Not Insured'.
Purchase protection
No*Show source
Purchase protection: No
Purchase protection and extended warranty only on Plus and Prestige; Basic is 'No'.
Source states (paraphrased): Coverage against theft or accidental damage on eligible purchases.
Source: Tangem Pay — The Visa Card for Your Crypto Wallet
Official product page (tier 1)
Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%
Purchase protection and extended warranty only on Plus and Prestige; Basic is 'No'.
Spendable assets
USDC · USDTShow source
Spendable assets: USDC · USDT
Source states (paraphrased): Send USDC or USDT on Polygon, Base, BNB Smart Chain, or Arbitrum to your Tangem Pay deposit address.
Source: Tangem Pay — The Visa Card for Your Crypto Wallet
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%
USDCShow source
Spendable assets: USDC
Source states (paraphrased): gas station holds on your USDC card
Source: Tuyo – Send, Spend, Earn USDC (App Store)
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 75%
Blockchains
Polygon · Base · BNB Smart Chain · ArbitrumShow source
Blockchains: Polygon · Base · BNB Smart Chain · Arbitrum
Source states (paraphrased): Send USDC or USDT on Polygon, Base, BNB Smart Chain, or Arbitrum to your Tangem Pay deposit address.
Source: Tangem Pay — The Visa Card for Your Crypto Wallet
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%
BaseShow source
Blockchains: Base
Source states (paraphrased): you need USDC on the Base network
Source: Tuyo card availability | Tuyo Guides
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 90%
Limits
ATM limit
$250*Show source
ATM limit: $250
Per transaction; up to 3 withdrawals per 24 hours
Source states (paraphrased): Your maximum withdrawal is $250 per transaction.
Source: Tangem Pay — The Visa Card for Your Crypto Wallet
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%
Per transaction; up to 3 withdrawals per 24 hours
$250*Show source
ATM limit: $250
Per withdrawal incl. ATM surcharge; up to three attempts per rolling 24 hours
Source states (paraphrased): The limit is $250 per withdrawal, including the ATM surcharge
Source: Everything about Tuyo
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%
Per withdrawal incl. ATM surcharge; up to three attempts per rolling 24 hours
Spending limit
$10,000*Show source
Spending limit: $10,000
Per day, Basic tier; Plus $50,000, Prestige $100,000
Source states (paraphrased): $10,000 daily spending limit
Source: Tangem Pay — The Visa Card for Your Crypto Wallet
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%
Per day, Basic tier; Plus $50,000, Prestige $100,000
$50,000*Show source
Spending limit: $50,000
Daily; can rise to $100,000 and then $200,000 as total spending grows
Source states (paraphrased): New cards have a daily spending limit of up to $50,000.
Source: Everything about Tuyo
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%
Daily; can rise to $100,000 and then $200,000 as total spending grows
Annual cost at 1,500 EUR/month
Tangem Pay
- Annual & monthly fees+0 EUR
- FX costs−54 EUR
- Crypto conversion–
- ATM costs−48 EUR
- Cashback+180 EUR
- Net annual value78 EUR
Tuyo Card
- Annual & monthly fees+0 EUR
- FX costs−36 EUR
- Crypto conversion–
- ATM costsunknown
- Cashbackunknown
- Net annual valuenot enough data
Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers