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Bybit Card vs Tuyo Card

Bybit Card

Crypto native

6.6
Get the card
Tuyo Card

Crypto native

6.7
Get the card

Verdict

  • Tuyo Card scores higher overall (6.7 vs 6.6 out of 10).
  • Bybit Card is clearly stronger on: FX & international.
  • Tuyo Card is clearly stronger on: Fees.
  • A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.

Bybit Card is a good fit for

  • Frequent travellers

Stronger on: FX & international

Tuyo Card is a good fit for

  • People who want to keep control of their keys
  • Stablecoin holders

Stronger on: Fees

Score by criterion

CriterionBybit CardTuyo Card
Fees76100
Cashback & rewards48–
Availability100–
FX & international8060
Product features–80
Custody & security–80
Credit & financing3030
Limits & ATM62–
Transparency7979
Best for Cashback6.1n/a
Best for Travel7.26.5
Best for Self-Custodyn/a7.6
Best for DeFi Users5.36.8
Best for Stablecoinsn/a7.5
Best for High Spenders5.86.0
Best for Low Fees7.67.9
Best for Beginners6.87.6

Product

Product status

ActiveShow source

Product status: Active

Source: How to get started with Bybit Card on Bybit EU

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

ActiveShow source

Product status: Active

Source: Tuyo Card

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Card type

Debit cardShow source

Card type: Debit card

Source: Bybit Crypto Debit Card: How It Works

Official announcement (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Stablecoin cardShow source

Card type: Stablecoin card

Source: Tuyo Card

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Network

MastercardShow source

Network: Mastercard

Source: Bybit Crypto Debit Card: How It Works

Official announcement (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

VisaShow source

Network: Visa

Source states (paraphrased): Visa card accepted at 175M+ merchants.

Source: Tuyo Card

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Custody model

No data yet
Self-custody*Show source

Custody model: Self-custody

Keys stay on the user's device

Source: Tuyo – Send, Spend, Earn USDC (App Store)

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 50%

Keys stay on the user's device

Card issuer / program manager

No data yet
Signify Holdings, Inc. (Rain)Show source

Card issuer / program manager: Signify Holdings, Inc. (Rain)

Source: Everything about Tuyo

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Fees

Monthly fee

No data yet
FreeShow source

Monthly fee: Free

Source states (paraphrased): No monthly fee.

Source: Everything about Tuyo

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Physical card fee

€5*Show source

Physical card fee: €5

Issuance fee, payable in EUR or USDT

Source states (paraphrased): 5 EUR/USDT issuance fee for the Bybit Physical Card.

Source: How to Order and Activate Your Bybit Card

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Issuance fee, payable in EUR or USDT

No data yet

Virtual card fee

No data yet
FreeShow source

Virtual card fee: Free

Source states (paraphrased): No issuance fee.

Source: Everything about Tuyo

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

FX fee

0.5%*Show source

FX fee: 0.5%

Marketing pages claim 0%

Source states (paraphrased): Foreign exchange fees of 0.5%.

Source: How to Order and Activate Your Bybit Card

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 45%

Marketing pages claim 0%

1%*Show source

FX fee: 1%

Up to ~1% FX spread on non-USD spend; no fee on USD transactions

Source: Everything about Tuyo

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Up to ~1% FX spread on non-USD spend; no fee on USD transactions

Crypto conversion fee

0.9%*Show source

Crypto conversion fee: 0.9%

On top of the spot rate

Source states (paraphrased): Crypto conversion fee of 0.9% on top of the spot rate.

Source: How to Order and Activate Your Bybit Card

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 50%

On top of the spot rate

No data yet

ATM fee

2% (min. $1)*Show source

ATM fee: 2% (min. $1)

On monthly withdrawals above €100 (EEA)

Source: How to Order and Activate Your Bybit Card

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

On monthly withdrawals above €100 (EEA)

No data yet

Free ATM allowance

€100/month*Show source

Free ATM allowance: €100/month

EEA

Source states (paraphrased): 2% ATM fee applies only to monthly amounts above 100 EUR in the EEA.

Source: How to Order and Activate Your Bybit Card

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

EEA

No data yet

Cashback & rewards

Base cashback

1%*Show source

Base cashback: 1%

Non-VIP users, no monthly cap

Source states (paraphrased): Non-VIP users earn 1% flat cashback on all eligible transactions, no monthly cap.

Source: How to get started with Bybit Card on Bybit EU

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Non-VIP users, no monthly cap

No data yet

Max cashback

10%*Show source

Max cashback: 10%

Up to; marketing claim, tier based on total Bybit portfolio value

Source: Bybit Card Countries: Availability 2026

Official announcement (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 40%

Up to; marketing claim, tier based on total Bybit portfolio value

No data yet

Cashback conditions

No data yet
No fixed cashback rate · Tuyo may cover all or part of a purchase at its own discretion ('Your next purchase may be free')Show source

Cashback conditions: No fixed cashback rate · Tuyo may cover all or part of a purchase at its own discretion ('Your next purchase may be free')

Source: Tuyo — Your next purchase may be free

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Staking / holding required for top rewards

No*Show source

Staking / holding required for top rewards: No

Tiers depend on portfolio value instead

Source states (paraphrased): Cashback tiers based on total Bybit portfolio value with no staking or lock-up requirement.

Source: Bybit Card Countries: Availability 2026

Official announcement (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 45%

Tiers depend on portfolio value instead

No data yet

Credit & financing

Credit line

NoShow source

Credit line: No

Source: Bybit Crypto Debit Card: How It Works

Official announcement (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

NoShow source

Credit line: No

Source: Everything about Tuyo

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Availability

Available in

EEA, Switzerland*Show source

Available in: EEA, Switzerland

Select EEA countries; Bybit pages conflict on which EEA countries are excluded

Source: How to get started with Bybit Card on Bybit EU

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 40%

Select EEA countries; Bybit pages conflict on which EEA countries are excluded

No data yet

Not available in

United StatesShow source

Not available in: United States

Source: Bybit Card Countries: Availability 2026

Official announcement (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

No data yet

Features

Apple Pay

No data yet
YesShow source

Apple Pay: Yes

Source: Tuyo Card

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Google Pay

No data yet
YesShow source

Google Pay: Yes

Source: Tuyo Card

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Physical card

No data yet
No*Show source

Physical card: No

Physical card announced as coming soon

Source: Everything about Tuyo

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Physical card announced as coming soon

Virtual card

No data yet
YesShow source

Virtual card: Yes

Source: Tuyo Card

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Spend stablecoins

No data yet
YesShow source

Spend stablecoins: Yes

Source: Tuyo Card

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Blockchains

No data yet
BaseShow source

Blockchains: Base

Source: Everything about Tuyo

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Annual cost at 1,500 EUR/month

Bybit Card

  • Annual & monthly feesunknown
  • FX costs−18 EUR
  • Crypto conversion–
  • ATM costs+0 EUR
  • Cashback+180 EUR
  • Net annual valuenot enough data

Tuyo Card

  • Annual & monthly fees+0 EUR
  • FX costs−36 EUR
  • Crypto conversion–
  • ATM costsunknown
  • Cashbackunknown
  • Net annual valuenot enough data

Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers

More Bybit Card comparisons

More Tuyo Card comparisons