imToken Card vs Wirex Card

Product status: Active

Source: imToken Card | Spend your tokens, under your Control

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Product status: Active

Source: X-tras pricing: plans and tiers

Official pricing / fee schedule (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Card type: Debit card

Spends the Fiat24 multi-currency cash account

Source states (paraphrased): imToken Card is a multi-currency Mastercard that supports USD, EUR, CHF, and RMB (CNH).

Source: imToken Card | Spend your tokens, under your Control

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Card type: Debit card

Source states (paraphrased): The Wirex card is a debit card that is linked to your Wirex account.

Source: What is the Wirex card?

Official help center / FAQ (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 90%

Network: Mastercard

Source states (paraphrased): Use it anywhere Mastercard is accepted.

Source: imToken Card | Spend your tokens, under your Control

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Network: Visa / Mastercard

Visa or Mastercard depending on region

Source states (paraphrased): "You can use it to make purchases with cash, stablecoins, and cryptocurrencies at any point of sale that accepts Visa or Mastercard"

Source: Benefits of the Wirex card explained

Official help center / FAQ (tier 1)

Checked by editor · retrieved 25 October 2026 · verified 4 days ago (Recently verified) · confidence 95%

Custody model: Hybrid

Tokens in the self-custodial imToken wallet; top-ups become a fiat cash account at Fiat24

Source: imToken Card | Spend your tokens, under your Control

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Card issuer / program manager: Fiat24 (Switzerland)

Source states (paraphrased): What is special about this imToken Card ( issued by Fiat24 )?

Source: imToken Card | Spend your tokens, under your Control

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Tiers / plans: Standard · Premium · Elite

Each plan has Entry tier plus WXT-lock boost tiers (Enhanced/Ultimate)

Source states (paraphrased): The program offers three different X-tras subscription plans: Standard, Premium, and Elite.

Source: X-tras pricing plans and tiers

Official pricing / fee schedule (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 90%

Annual fee: Free

Source states (paraphrased): and no annual fee

Source: imToken Card | Spend your tokens, under your Control

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Annual fee: Free

No annual card fee; paid X-tras plans are billed monthly

Source states (paraphrased): "there are no annual or foreign exchange fees to worry about"

Source: Benefits of the Wirex card explained

Official help center / FAQ (tier 1)

Checked by editor · retrieved 25 October 2026 · verified 4 days ago (Recently verified) · confidence 95%

Monthly fee: Free

Standard plan free; Premium €9.99/month or €102/year; Elite €29.99/month or €306/year

Source states (paraphrased): it is available to all Wirex users for free

Source: X-tras pricing plans and tiers

Official pricing / fee schedule (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%

Physical card fee: Free

Card issuance free in all regions; delivery fee separate (EEA: 5 EUR untracked, 15 EUR DHL Express)

Source states (paraphrased): | Card Issuance | Free | Free | Free | Free | Free | Free

Source: Wirex fees

Official pricing / fee schedule (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 75%

Virtual card fee: Free

Account NFT minting fee 0.001 ETH applies

Source: imToken Card | Spend your tokens, under your Control

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

FX fee: 0%

Source states (paraphrased): There are no foreign exchange fees, currency conversion fees, fiat deposit fees, transaction fees for same-currency or cross-currency payments

Source: imToken Card | Spend your tokens, under your Control

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

FX fee: 0%

As stated on this help article

Source states (paraphrased): there are no annual or foreign exchange fees to worry about

Source: Benefits of the Wirex card explained

Official help center / FAQ (tier 1)

Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 70%

Top-up fee: 1%

Token top-ups; fiat deposits free

Source states (paraphrased): The card also charges a 1% fee for token top-ups.

Source: imToken Card | Spend your tokens, under your Control

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

ATM fee: 2%

EEA: after 200 EUR free monthly

Source states (paraphrased): Free up to 200 EUR monthly, 2% thereafter

Source: Wirex fees

Official pricing / fee schedule (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%

Free ATM allowance: €200/month

EEA, per month

Source states (paraphrased): Free up to 200 EUR monthly, 2% thereafter

Source: Wirex fees

Official pricing / fee schedule (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%

Other fees & markups: Account NFT minting fee 0.001 ETH · Additional charges may apply for settlements and exchange rate discrepancies

Source states (paraphrased): A minting fee of 0.001 ETH is required when applying.

Source: imToken Card | Spend your tokens, under your Control

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Other fees & markups: Card delivery fee in EEA: 5 EUR (DHL WorldMail, untracked) or 15 EUR (DHL Express) · Crypto transfers to external wallets: variable network-based fees · Local card top-up: 0% or more depending on currency and country · One-off GBP 30 administrative fee on account closure for Terms of Service violations

Source states (paraphrased): | European Economic Area | DHLWorldMail (not trackable) | 5 EUR |

Source: Wirex fees

Official pricing / fee schedule (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 80%

Base cashback: 0.5%

Standard plan, Entry tier

Source states (paraphrased): Standard Entry tier offers 0.5% Cryptoback on card purchases.

Source: X-tras pricing: plans and tiers

Official pricing / fee schedule (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified 6 days ago (Recently verified) · confidence 90%

Max cashback: 8%

Elite plan (€29.99/month) at the Ultimate WXT-lock tier

Source states (paraphrased): Elite Ultimate tier reaches 8% Cryptoback.

Source: X-tras pricing: plans and tiers

Official pricing / fee schedule (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified 6 days ago (Recently verified) · confidence 90%

Cashback paid in: WXT

Source: Wirex's Cryptoback™ rewards explained

Official help center / FAQ (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified 6 days ago (Recently verified) · confidence 90%

Cashback type: None

A rebate plan is announced

Source states (paraphrased): imToken will be launching a rebate plan soon.

Source: imToken Card | Spend your tokens, under your Control

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Cashback type: Crypto

Cryptoback rewards program

Source states (paraphrased): Cryptoback™ , that allows you to earn cryptocurrency every time you use your card

Source: What is the Wirex card?

Official help center / FAQ (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 80%

Cashback conditions: Standard Enhanced 1%: lock 150,000 WXT for 180 days · Premium (€9.99/month): 1% Entry, 2% with 250,000 WXT, 3% with 750,000 WXT locked · Elite (€29.99/month): 4% Entry, 6% with 1,500,000 WXT, 8% with 7,500,000 WXT locked

Source states (paraphrased): Users can upgrade to the Enhanced or Ultimate tier by locking 1,500,000 WXT or 7,500,000 WXT tokens, respectively, for 180 days.

Source: X-tras pricing plans and tiers

Official pricing / fee schedule (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%

Staking / holding required for top rewards: Yes

Higher tiers require locking WXT for 180 days (e.g. 150,000 WXT for Standard Enhanced)

Source: X-tras pricing: plans and tiers

Official pricing / fee schedule (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified 6 days ago (Recently verified) · confidence 90%

Staking asset: WXT

Source: X-tras pricing: plans and tiers

Official pricing / fee schedule (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified 6 days ago (Recently verified) · confidence 90%

Reward exclusions: Cash withdrawals · Transfers

Source: Cryptoback™ FAQ

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Credit line: No

Source: imToken Card | Spend your tokens, under your Control

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Credit line: No

debit card

Source states (paraphrased): The Wirex card is a debit card that is linked to your Wirex account.

Source: What is the Wirex card?

Official help center / FAQ (tier 1)

Checked by editor · retrieved 24 October 2026 · verified 5 days ago (Recently verified) · confidence 95%

Account / spend currencies: USD · EUR · CHF · CNH

Source: imToken Card | Spend your tokens, under your Control

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Own IBAN / bank details: Yes

Swiss IBAN

Source states (paraphrased): Each account comes with a multi-currency cash account linked to a Swiss IBAN.

Source: imToken Card | Spend your tokens, under your Control

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Apple Pay: Yes

Source states (paraphrased): Apple Pay makes it easy to pay with your Wirex card on your iPhone, Apple Watch, Mac, iPad, and Apple Vision Pro

Source: Wirex - Apple Pay

Official product page (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%

Physical card: Yes

Source states (paraphrased): The Wirex card comes in both virtual and physical forms

Source: Benefits of the Wirex card explained

Official help center / FAQ (tier 1)

Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 90%

Virtual card: Yes

Source states (paraphrased): The Wirex card comes in both virtual and physical forms

Source: Benefits of the Wirex card explained

Official help center / FAQ (tier 1)

Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 90%

ATM withdrawals: Yes

Source states (paraphrased): the physical card can be used at any point of sale or ATM that accepts Visa or Mastercard

Source: Benefits of the Wirex card explained

Official help center / FAQ (tier 1)

Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 90%

Spend stablecoins: Yes

Top up with USDC or USDT

Source states (paraphrased): Top up onchain with major ERC-20 tokens such as ETH, USDC and USDT as well as wire transfer

Source: imToken Card | Spend your tokens, under your Control

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Spend stablecoins: Yes

Source states (paraphrased): make purchases with cash, stablecoins, and cryptocurrencies

Source: Benefits of the Wirex card explained

Official help center / FAQ (tier 1)

Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%

Spendable assets: ETH · USDC · USDT

Major ERC-20 tokens for top-ups

Source: imToken Card | Spend your tokens, under your Control

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Blockchains: Ethereum · Arbitrum

Source states (paraphrased): Deposit a small amount of ETH on Arbitrum

Source: imToken Card | Spend your tokens, under your Control

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%