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Bringin Card vs Solayer Pay

Bringin Card

Crypto native

7.4
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Solayer Pay

Crypto native

6.2
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Verdict

  • Bringin Card scores higher overall (7.4 vs 6.2 out of 10).
  • Bringin Card is clearly stronger on: Availability, FX & international.
  • Solayer Pay is clearly stronger on: Product features.
  • A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.

Bringin Card is a good fit for

  • Frequent travellers

Stronger on: Availability, FX & international

Solayer Pay is a good fit for

  • People who want to keep control of their keys
  • Stablecoin holders

Stronger on: Product features

★ Our pickEditorial choice · score unchanged · Affiliate link

Neither card is our pick. The card we recommend instead:

ether.fi Cash

Crypto native · ether.fi

8.1

Why we recommend it

  • 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
  • 5.35% variable interest on your balanceConditions apply
  • No annual or monthly fee on the base tierConditions apply
  • Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
  • Self-custody: funds stay in your own walletConditions apply
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Review & sourcesBringin Card vs ether.fi CashSolayer Pay vs ether.fi Cash

Conditions apply; the review lists them with sources.

Score by criterion

CriterionBringin CardSolayer Pay
Fees8083
Cashback & rewards––
Availability10050
FX & international10040
Product features5670
Custody & security8580
Credit & financing3030
Limits & ATM––
Transparency100100
Best for Travel8.05.6
Best for Self-Custodyn/a7.2
Best for DeFi Users6.86.5
Best for Stablecoinsn/a6.8
Best for High Spenders6.35.5
Best for Low Fees8.47.0
Best for Beginners7.97.5

Conditions apply, e.g. only for the base tier, up to a monthly cap or in some countries. Tap a value with * (or hover over it) to see them.

Product

Product status

ActiveShow source
ActiveShow source

Card type

Debit cardShow source
Stablecoin cardShow source

Network

VisaShow source
VisaShow source

Custody model

HybridConditions apply: tap or hover for detailsShow source

Bitcoin stays in the user's own wallet; euros are held in the card's vIBAN

Self-custodyShow source

Card issuer / program manager

Infrastructure by Lightspark Payments Europe AS (MiCA-authorized CASP)Show source
No data yet

Fees

Annual fee

€37.69/yearConditions apply: tap or hover for detailsShow source

Paid annually (10% discount); otherwise €3.49 a month

$20/yearConditions apply: tap or hover for detailsShow source

Membership; covers the virtual card for 12 months

Monthly fee

€3.49/monthConditions apply: tap or hover for detailsShow source

Monthly payment; €37.69 when paid annually

No data yet

Physical card fee

FreeShow source
FreeConditions apply: tap or hover for detailsShow source

Card free; shipping $24.99 (US Express) or $59.99 (International Express)

Virtual card fee

FreeShow source
No data yet

FX fee

0%Show source
1.5%Conditions apply: tap or hover for detailsShow source

Plus $0.10 per international transaction

Crypto conversion fee

1%Conditions apply: tap or hover for detailsShow source

Bitcoin to euro

No data yet

Top-up fee

No data yet
1%Show source

Settlement fee

FreeShow source
$0.15Conditions apply: tap or hover for detailsShow source

Per USD transaction

Other fees & markups

No data yet
Card deactivated after 6 months of inactivity; a new card must be issuedShow source

Cashback & rewards

Cashback type

No data yet
PointsShow source

Interest on balance

No data yet
5%Conditions apply: tap or hover for detailsShow source

4–5% on sUSD, a Treasury-backed stablecoin users can opt into

Cashback conditions

No data yet
Every transaction earns Solayer Card Points (Season 2), which unlock future $LAYER token rewards, partner airdrops and exclusive perks, and access to beta tests, merch and VIP events · Referrers earn 10% of their referrals' points, indefinitelyConditions apply: tap or hover for detailsShow source

Season 2 of the Points Program; partner campaigns (Sonic, OpenEden, Solana ID and more) offer extra perks and rewards

Credit & financing

Credit line

NoShow source
NoShow source

Spend own balance directly

No data yet
YesConditions apply: tap or hover for detailsShow source

Spends USDC balance directly, no pre-conversion

Availability

Available in

EEAConditions apply: tap or hover for detailsShow source

Anyone 18+ with a valid ID from an EEA country

GlobalConditions apply: tap or hover for detailsShow source

Except the excluded countries and 17 US states

Not available in

No data yet
AF, AL, AD, Australia, Austria, BY, Belgium, BA, Bulgaria, BF, BI, KH, Canada, CF, CN, Croatia, CU, Cyprus, Czechia, CD, Denmark, ER, Estonia, Finland, France, GE, Germany, Greece, GN, GW, HT, Hungary, Iceland, India, Indonesia, IR, IQ, Ireland, Israel, Italy, JM, JO, XK, LA, Latvia, LB, LR, LY, Lithuania, Luxembourg, Malaysia, ML, Malta, MD, MC, ME, MA, MZ, MM, Netherlands, New Zealand, NI, Nigeria, KP, Norway, PS, Poland, Portugal, QA, Romania, RU, SM, RS, Slovakia, SO, South Africa, South Korea, Spain, SD, Sweden, Switzerland, SY, Thailand, Turkey, UG, Ukraine, United Arab Emirates, United Kingdom, VU, VE, EH, YE, PW, NP, VietnamConditions apply: tap or hover for detailsShow source

Residents or citizens, regardless of current residence

Account / spend currencies

EUR · BTCShow source
No data yet

Own IBAN / bank details

YesConditions apply: tap or hover for detailsShow source

Personal euro vIBAN

No data yet

Features

Apple Pay

NoConditions apply: tap or hover for detailsShow source

Only through the Curve app; direct support planned

YesShow source

Google Pay

YesShow source
YesShow source

Physical card

YesShow source
YesShow source

Virtual card

YesShow source
YesShow source

ATM withdrawals

YesShow source
YesShow source

Spend stablecoins

No data yet
YesShow source

Spendable assets

BTC (on-chain and Lightning) · EURShow source
USDCShow source

Blockchains

Bitcoin · Lightning NetworkShow source
Solayer ChainShow source

Limits

ATM limit

€350Conditions apply: tap or hover for detailsShow source

Per day; €3,000 a month

$250Conditions apply: tap or hover for detailsShow source

Per withdrawal, incl. ATM surcharges; at most three attempts per 24 hours

Spending limit

€10,000Conditions apply: tap or hover for detailsShow source

Per day, standard KYC level; €15,000 a month

No data yet

Security & custody

Regulation / licences

MiCA (CASP authorization of infrastructure provider Lightspark Payments Europe AS)Conditions apply: tap or hover for detailsShow source

Authorization is held by the infrastructure provider, not by Bringin itself

No data yet

Annual cost at 1,500 EUR/month

Bringin Card

  • Annual & monthly fees−80 EUR
  • FX costs+0 EUR
  • Crypto conversion–
  • Per-transaction fees+0 EUR
  • ATM costsunknown
  • Cashbackunknown
  • Net annual valuenot enough data

Solayer Pay

  • Annual & monthly fees−18 EUR
  • FX costs−54 EUR
  • Crypto conversion–
  • Per-transaction feesunknown
  • ATM costsunknown
  • Cashbackunknown
  • Net annual valuenot enough data

Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers

More Bringin Card comparisons

More Solayer Pay comparisons