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Bitstack Card vs Plasma One Card

Bitstack Card

Crypto enabled

5.5
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Plasma One Card

Crypto native

6.9
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Verdict

  • Plasma One Card scores higher overall (6.9 vs 5.5 out of 10).
  • Plasma One Card is clearly stronger on: Cashback & rewards, Custody & security.
  • A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.

Bitstack Card is a good fit for

  • No specific audience can be derived from the published data yet.

Plasma One Card is a good fit for

  • People who want to keep control of their keys
  • Stablecoin holders
  • Everyday spenders who want cashback

Stronger on: Cashback & rewards, Custody & security

★ Our pickEditorial choice · score unchanged · Affiliate link

Neither card is our pick. The card we recommend instead:

ether.fi Cash

Crypto native · ether.fi

8.1

Why we recommend it

  • 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
  • 5.35% variable interest on your balanceConditions apply
  • No annual or monthly fee on the base tierConditions apply
  • Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
  • Self-custody: funds stay in your own walletConditions apply
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Review & sourcesBitstack Card vs ether.fi CashPlasma One Card vs ether.fi Cash

Conditions apply; the review lists them with sources.

Score by criterion

CriterionBitstack CardPlasma One Card
Fees97100
Cashback & rewards2255
Availability3–
FX & international––
Product features7070
Custody & security7585
Credit & financing30–
Limits & ATM84–
Transparency100100
Best for Cashback4.56.5
Best for Travel5.9n/a
Best for Self-Custodyn/a7.8
Best for DeFi Usersn/a7.3
Best for Stablecoinsn/a7.6
Best for High Spenders5.16.3
Best for Low Fees8.48.0
Best for Beginners6.77.9
Best E-Money Card7.0n/a

Conditions apply, e.g. only for the base tier, up to a monthly cap or in some countries. Tap a value with * (or hover over it) to see them.

Product

Product status

ActiveShow source
ActiveShow source

Card type

Debit cardConditions apply: tap or hover for detailsShow source

Card linked to the euro cash account

Stablecoin cardShow source

Network

VisaShow source
VisaShow source

Custody model

CustodialConditions apply: tap or hover for detailsShow source

Card spends euros; Bitcoin held by Bitstack, free withdrawal to an external wallet

Self-custodyShow source

Card issuer / program manager

Bitstack Digital Assets SAS, agent of the e-money institution Xpollens (ACPR)Show source
Rain (Visa Principal Member); account services by BridgeShow source

Tiers / plans

Standard · PlusShow source
Lite · Core · PlatinumShow source

Fees

Monthly fee

FreeConditions apply: tap or hover for detailsShow source

Standard; Plus €2.99/month or €29.99/year

FreeConditions apply: tap or hover for detailsShow source

Lite tier (card cost $0); Core and Platinum are paid tiers; partner fees (FX, bank withdrawals) shown in the app

Physical card fee

€9.99Conditions apply: tap or hover for detailsShow source

Standard, plus delivery; Plus: free delivery, annual Plus: free

No data yet

Virtual card fee

No data yet
FreeConditions apply: tap or hover for detailsShow source

Lite: 1 free virtual card; Core up to 2, Platinum up to 3

ATM fee

1%Conditions apply: tap or hover for detailsShow source

Free up to €200/month or 5 withdrawals, then €1 or 1% per withdrawal

No data yet

Free ATM allowance

€200/monthConditions apply: tap or hover for detailsShow source

Or 5 withdrawals per month

No data yet

Other fees & markups

Bitcoin purchase fee 1–1.5% (Standard) or 0.75% (Plus)Show source
Partner fees on foreign exchange and bank withdrawals (shown in the app before you confirm)Conditions apply: tap or hover for detailsShow source

Platinum: Plasma covers the Visa FX fee

Cashback & rewards

Base cashback

1%Conditions apply: tap or hover for detailsShow source

Up to; Standard plan, eligibility conditions and caps apply

2%Conditions apply: tap or hover for detailsShow source

Lite tier; Core 3%, Platinum 4% (AI cashback 5% / 10%)

Max cashback

1.5%Conditions apply: tap or hover for detailsShow source

Up to; Plus plan (€2.99/month)

4%Conditions apply: tap or hover for detailsShow source

Platinum tier base cashback; AI spend 10%

Cashback paid in

BTCShow source
XPLShow source

Cashback type

CryptoShow source
Platform tokenShow source

Interest on balance

No data yet
6%Conditions apply: tap or hover for detailsShow source

Up to; variable, via DeFi vaults, not guaranteed; varies by tier

Cashback conditions

Eligibility conditions and caps apply · Card payments are also rounded up to the next euro and the difference is bought in Bitcoin without feesShow source
Platinum: 4% on first $3,000 monthly spend, 3% on next $7,000, 2% on next $5,000, 1% on the rest · Platinum: exclusively for XPL holders; up to $600/year flight cashback on eligible airlinesShow source

Staking / holding required for top rewards

No data yet
YesConditions apply: tap or hover for detailsShow source

Platinum tier requires locking XPL

Staking asset

No data yet
XPLConditions apply: tap or hover for detailsShow source

Lock 100,000 XPL for 12 months for Platinum

Credit & financing

Credit line

NoShow source
No data yet

Availability

Available in

FranceShow source
No data yet

Account / spend currencies

EURShow source
No data yet

Own IBAN / bank details

YesConditions apply: tap or hover for detailsShow source

French IBAN

No data yet

Features

Apple Pay

YesShow source
YesConditions apply: tap or hover for detailsShow source

Availability depends on region

Google Pay

YesShow source
YesConditions apply: tap or hover for detailsShow source

Availability depends on region

Physical card

YesShow source
YesShow source

Virtual card

No data yet
YesShow source

ATM withdrawals

YesShow source
No data yet

Spend stablecoins

No data yet
YesShow source

Limits

Spending limit

€1,000Conditions apply: tap or hover for detailsShow source

Per month for international payments on Standard; €3,000 on Plus

No data yet

Security & custody

Regulation / licences

CASP licence from the AMF, no. A2025-003 · Agent (no. 747088) of Xpollens, e-money institution licensed by the ACPRShow source
Plasma is not a regulated financial institution · Account services by Bridge (US: Bridge Building Inc.; EEA: Bridge Building Sp. Z.o.o.; others: Bridge Building Limited) · Card issued by Rain, Visa Principal MemberShow source

Deposit protection

No data yet
NoShow source

Smart-contract risk

No data yet
YesConditions apply: tap or hover for detailsShow source

Applies to the Earn feature (third-party DeFi vaults)

Annual cost at 1,500 EUR/month

Bitstack Card

  • Annual & monthly fees+0 EUR
  • FX costsunknown
  • Crypto conversion–
  • ATM costs+0 EUR
  • Cashback+180 EUR
  • Net annual valuenot enough data

Plasma One Card

  • Annual & monthly fees+0 EUR
  • FX costsunknown
  • Crypto conversion–
  • ATM costsunknown
  • Cashback+360 EUR
  • Net annual valuenot enough data

Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers

More Bitstack Card comparisons

More Plasma One Card comparisons