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Bitrefill Card vs Wirex Card

Bitrefill Card

Crypto native

6.7
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Wirex Card

Crypto native

6.4
Get the card

Verdict

  • Bitrefill Card scores higher overall (6.7 vs 6.4 out of 10).
  • A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.

Bitrefill Card is a good fit for

  • No specific audience can be derived from the published data yet.

Wirex Card is a good fit for

  • Stablecoin holders
  • Frequent travellers

★ Our pickEditorial choice · score unchanged · Affiliate link

Neither card is our pick. The card we recommend instead:

ether.fi Cash

Crypto native · ether.fi

8.1

Why we recommend it

  • 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
  • 5.35% variable interest on your balanceConditions apply
  • No annual or monthly fee on the base tierConditions apply
  • Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
  • Self-custody: funds stay in your own walletConditions apply
Get the card
Review & sourcesBitrefill Card vs ether.fi CashWirex Card vs ether.fi Cash

Conditions apply; the review lists them with sources.

Score by criterion

CriterionBitrefill CardWirex Card
Fees100100
Cashback & rewards2426
Availability97–
FX & international–100
Product features7070
Custody & security70–
Credit & financing3030
Limits & ATM–64
Transparency10093
Best for Cashback5.35.2
Best for Travel6.47.9
Best for DeFi Users6.05.6
Best for Stablecoinsn/a7.4
Best for High Spenders4.85.8
Best for Low Fees8.09.4
Best for Beginners8.17.1

Conditions apply, e.g. only for the base tier, up to a monthly cap or in some countries. Tap a value with * (or hover over it) to see them.

Product

Product status

ActiveShow source
ActiveShow source

Card type

Prepaid cardConditions apply: tap or hover for detailsShow source

Funded by crypto deposits converted to euros

Debit cardShow source

Network

VisaShow source
Visa / MastercardConditions apply: tap or hover for detailsShow source

Visa or Mastercard depending on region

Custody model

HybridConditions apply: tap or hover for detailsShow source

Crypto stays in your own wallet until deposited; card balance in euros held by the card partner

No data yet

Tiers / plans

No data yet
Standard · Premium · EliteConditions apply: tap or hover for detailsShow source

Each plan has Entry tier plus WXT-lock boost tiers (Enhanced/Ultimate)

Fees

Annual fee

No data yet
FreeConditions apply: tap or hover for detailsShow source

No annual card fee; paid X-tras plans are billed monthly

Monthly fee

FreeShow source
FreeConditions apply: tap or hover for detailsShow source

Standard plan free; Premium €9.99/month or €102/year; Elite €29.99/month or €306/year

Physical card fee

FreeShow source
FreeConditions apply: tap or hover for detailsShow source

Card issuance free in all regions; delivery fee separate (EEA: 5 EUR untracked, 15 EUR DHL Express)

Virtual card fee

FreeShow source
No data yet

FX fee

No data yet
0%Conditions apply: tap or hover for detailsShow source

As stated on this help article

Top-up fee

No data yet
FreeConditions apply: tap or hover for detailsShow source

SEPA (EUR) bank transfer deposit free; local card funding 0% or more depending on currency/country

ATM fee

No data yet
2%Conditions apply: tap or hover for detailsShow source

EEA: after 200 EUR free monthly

Free ATM allowance

No data yet
€200/monthConditions apply: tap or hover for detailsShow source

EEA, per month

Transfer fee

FreeConditions apply: tap or hover for detailsShow source

SEPA withdrawal of the card balance to your bank account

No data yet

Other fees & markups

No data yet
Card delivery fee in EEA: 5 EUR (DHL WorldMail, untracked) or 15 EUR (DHL Express) · Crypto transfers to external wallets: variable network-based fees · Local card top-up: 0% or more depending on currency and country · One-off GBP 30 administrative fee on account closure for Terms of Service violationsShow source

Cashback & rewards

Base cashback

1%Conditions apply: tap or hover for detailsShow source

On purchases; plus 1% on crypto deposits; paid as Bitrefill store credit

0.5%Conditions apply: tap or hover for detailsShow source

Standard plan, Entry tier

Max cashback

2%Conditions apply: tap or hover for detailsShow source

1% on crypto deposits plus 1% on purchases

8%Conditions apply: tap or hover for detailsShow source

Elite plan (€29.99/month) at the Ultimate WXT-lock tier

Cashback paid in

EUR store credit on BitrefillShow source
WXTShow source

Cashback type

FiatConditions apply: tap or hover for detailsShow source

Store credit for gift cards and eSIMs

CryptoConditions apply: tap or hover for detailsShow source

Cryptoback rewards program

Cashback conditions

No cap per transaction · Cashback never expires · Free 20 GB eSIM each month with deposits over €500Show source
Standard Enhanced 1%: lock 150,000 WXT for 180 days · Premium (€9.99/month): 1% Entry, 2% with 250,000 WXT, 3% with 750,000 WXT locked · Elite (€29.99/month): 4% Entry, 6% with 1,500,000 WXT, 8% with 7,500,000 WXT lockedShow source

Staking / holding required for top rewards

No data yet
YesConditions apply: tap or hover for detailsShow source

Higher tiers require locking WXT for 180 days (e.g. 150,000 WXT for Standard Enhanced)

Staking asset

No data yet
WXTShow source

Reward exclusions

Deposits to bank accounts · Cash outs · ATM withdrawalsShow source
Cash withdrawals · TransfersShow source

Credit & financing

Credit line

NoShow source
NoConditions apply: tap or hover for detailsShow source

debit card

Availability

Available in

Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Norway, IcelandConditions apply: tap or hover for detailsShow source

Not for US or Russian citizens regardless of residency

No data yet

Account / spend currencies

EURShow source
No data yet

Features

Apple Pay

No data yet
YesShow source

Google Pay

YesShow source
No data yet

Physical card

YesShow source
YesShow source

Virtual card

YesShow source
YesShow source

ATM withdrawals

YesShow source
YesShow source

Spend stablecoins

No data yet
YesShow source

Annual cost at 1,500 EUR/month

Bitrefill Card

  • Annual & monthly fees+0 EUR
  • FX costsunknown
  • Crypto conversion–
  • ATM costsunknown
  • Cashback+180 EUR
  • Net annual valuenot enough data

Wirex Card

  • Annual & monthly fees+0 EUR
  • FX costs+0 EUR
  • Crypto conversion–
  • ATM costs+0 EUR
  • Cashback+90 EUR
  • Net annual value90 EUR

Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers

More Bitrefill Card comparisons

More Wirex Card comparisons