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Bitrefill Card vs Mine Card

Bitrefill Card

Crypto native

6.7
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Mine Card

Crypto native

6.3
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Verdict

  • Bitrefill Card scores higher overall (6.7 vs 6.3 out of 10).
  • Mine Card is clearly stronger on: Custody & security.
  • A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.

Bitrefill Card is a good fit for

  • No specific audience can be derived from the published data yet.

Mine Card is a good fit for

  • People who want to keep control of their keys
  • Stablecoin holders

Stronger on: Custody & security

★ Our pickEditorial choice · score unchanged · Affiliate link

Neither card is our pick. The card we recommend instead:

ether.fi Cash

Crypto native · ether.fi

8.1

Why we recommend it

  • 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
  • 5.35% variable interest on your balanceConditions apply
  • No annual or monthly fee on the base tierConditions apply
  • Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
  • Self-custody: funds stay in your own walletConditions apply
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Review & sourcesBitrefill Card vs ether.fi CashMine Card vs ether.fi Cash

Conditions apply; the review lists them with sources.

Score by criterion

CriterionBitrefill CardMine Card
Fees10099
Cashback & rewards2426
Availability97–
FX & international––
Product features7070
Custody & security7085
Credit & financing30–
Limits & ATM––
Transparency100100
Best for Cashback5.35.1
Best for Travel6.4n/a
Best for Self-Custodyn/a7.4
Best for DeFi Users6.06.8
Best for Stablecoinsn/a7.0
Best for High Spenders4.85.1
Best for Low Fees8.08.0
Best for Beginners8.17.6

Conditions apply, e.g. only for the base tier, up to a monthly cap or in some countries. Tap a value with * (or hover over it) to see them.

Product

Product status

ActiveShow source
ActiveConditions apply: tap or hover for detailsShow source

Invite-only: sign-up needs a code from an existing member (or the higher no-code price)

Card type

Prepaid cardConditions apply: tap or hover for detailsShow source

Funded by crypto deposits converted to euros

Stablecoin cardConditions apply: tap or hover for detailsShow source

Spends from your USDC balance, converted at purchase

Network

VisaShow source
MastercardShow source

Custody model

HybridConditions apply: tap or hover for detailsShow source

Crypto stays in your own wallet until deposited; card balance in euros held by the card partner

Self-custodyShow source

Card issuer / program manager

No data yet
Unblock Atomo SARL (card issuer); operated by EMM Ventures AGShow source

Tiers / plans

No data yet
Basic · PremiumConditions apply: tap or hover for detailsShow source

Metal and Private announced, no price yet

Fees

Monthly fee

FreeShow source
FreeConditions apply: tap or hover for detailsShow source

Basic and Premium are one-off fees, no subscription

Physical card fee

FreeShow source
$124Conditions apply: tap or hover for detailsShow source

Premium tier (physical + virtual card), one-off; $99 with an invite code

Virtual card fee

FreeShow source
$5Conditions apply: tap or hover for detailsShow source

One-off; free with an invite code

Top-up fee

No data yet
FreeShow source

Transfer fee

FreeConditions apply: tap or hover for detailsShow source

SEPA withdrawal of the card balance to your bank account

No data yet

Other fees & markups

No data yet
Small markup on card FX · Conversion pricing above the free 500 CHF/EUR lifetime allowanceShow source

Cashback & rewards

Base cashback

1%Conditions apply: tap or hover for detailsShow source

On purchases; plus 1% on crypto deposits; paid as Bitrefill store credit

0%Conditions apply: tap or hover for detailsShow source

Basic tier has no cashback; Premium 0.5% in USDC

Max cashback

2%Conditions apply: tap or hover for detailsShow source

1% on crypto deposits plus 1% on purchases

0.5%Conditions apply: tap or hover for detailsShow source

Premium tier; 'boosted cashback' announced for Metal

Cashback paid in

EUR store credit on BitrefillShow source
USDCShow source

Cashback type

FiatConditions apply: tap or hover for detailsShow source

Store credit for gift cards and eSIMs

StablecoinShow source

Interest on balance

No data yet
5%Conditions apply: tap or hover for detailsShow source

Opt-in Earn via Aave V3, off by default; variable

Cashback conditions

No cap per transaction · Cashback never expires · Free 20 GB eSIM each month with deposits over €500Show source
No data yet

Reward exclusions

Deposits to bank accounts · Cash outs · ATM withdrawalsShow source
No data yet

Credit & financing

Credit line

NoShow source
No data yet

Availability

Available in

Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Norway, IcelandConditions apply: tap or hover for detailsShow source

Not for US or Russian citizens regardless of residency

No data yet

Account / spend currencies

EURShow source
CHF · EUR · USDCShow source

Own IBAN / bank details

No data yet
YesConditions apply: tap or hover for detailsShow source

CHF and EUR IBAN in your own name; incoming money settles as USDC

Features

Apple Pay

No data yet
YesShow source

Google Pay

YesShow source
YesShow source

Physical card

YesShow source
YesConditions apply: tap or hover for detailsShow source

Premium tier

Virtual card

YesShow source
YesShow source

ATM withdrawals

YesShow source
YesConditions apply: tap or hover for detailsShow source

Limit $20,000 per month on Basic, $60,000 on Premium

Spend stablecoins

No data yet
YesShow source

Airport lounge access

No data yet
NoConditions apply: tap or hover for detailsShow source

Listed only under the (not yet released) Metal tier; not on Basic or Premium

Spendable assets

No data yet
USDCShow source

Limits

ATM limit

No data yet
$20,000Conditions apply: tap or hover for detailsShow source

Per month on Basic; $60,000 on Premium

Spending limit

No data yet
$100,000Conditions apply: tap or hover for detailsShow source

Per month, Basic; Premium $1,000,000

Security & custody

Regulation / licences

No data yet
Card issued by Unblock Atomo SARL, EEA-licensed e-money institution (Luxembourg) · Operated by EMM Ventures AG, Switzerland · IBAN and conversion services provided by a regulated Swiss financial intermediaryShow source

Smart-contract risk

No data yet
YesConditions apply: tap or hover for detailsShow source

Applies to opt-in Earn via Aave V3

Annual cost at 1,500 EUR/month

Bitrefill Card

  • Annual & monthly fees+0 EUR
  • FX costsunknown
  • Crypto conversion–
  • ATM costsunknown
  • Cashback+180 EUR
  • Net annual valuenot enough data

Mine Card

  • Annual & monthly fees+0 EUR
  • FX costsunknown
  • Crypto conversion–
  • ATM costsunknown
  • Cashback+0 EUR
  • Net annual valuenot enough data

Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers

More Bitrefill Card comparisons

More Mine Card comparisons