Bitget Wallet Card vs Crypto.com Visa Card (EEA)
Crypto native
Crypto native
Verdict
- Bitget Wallet Card scores higher overall (7.1 vs 6.0 out of 10).
- Bitget Wallet Card is clearly stronger on: Fees, Cashback & rewards.
- A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.
Bitget Wallet Card is a good fit for
- Stablecoin holders
- Everyday spenders who want cashback
Stronger on: Fees, Cashback & rewards
Crypto.com Visa Card (EEA) is a good fit for
- No specific audience can be derived from the published data yet.
Score by criterion
| Criterion | Bitget Wallet Card | Crypto.com Visa Card (EEA) |
|---|---|---|
| Fees | 100 | 87 |
| Cashback & rewards | 44 | 9 |
| Availability | 100 | 100 |
| FX & international | – | – |
| Product features | 70 | 70 |
| Custody & security | 60 | – |
| Credit & financing | – | 30 |
| Limits & ATM | – | 64 |
| Transparency | 86 | 86 |
| Best for Cashback | 6.3 | 4.4 |
| Best for Travel | 6.6 | 6.2 |
| Best for DeFi Users | 6.3 | 4.8 |
| Best for Stablecoins | 6.8 | n/a |
| Best for High Spenders | 5.8 | 4.2 |
| Best for Low Fees | 7.8 | 7.4 |
| Best for Beginners | 8.0 | 7.3 |
Product
Product status
ActiveShow source
Product status: Active
Source: Bitget Wallet Card
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 85%
ActiveShow source
Product status: Active
Source: Crypto.com Visa Card: Earn Up to 5% back on your daily spending
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 70%
Card type
Prepaid cardShow source
Card type: Prepaid card
Source: Crypto.com Visa Card: Earn Up to 5% back on your daily spending
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 95%
Network
Visa / MastercardShow source
Network: Visa / Mastercard
Source states (paraphrased): Use wherever Visa or Mastercard is accepted.
Source: Bitget Wallet Card
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 75%
VisaShow source
Network: Visa
Source: Crypto.com Visa Card: Earn Up to 5% back on your daily spending
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 80%
Custody model
Custodial*Show source
Custody model: Custodial
The provider holds the funds
Source states (paraphrased): Owner research: custodial
Source: Bitget Wallet Card
Official product page (tier 1)
Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%
The provider holds the funds
Card issuer / program manager
Bitget Wallet*Show source
Card issuer / program manager: Bitget Wallet
Card issuing partners vary by region
Source states (paraphrased): Bitget Wallet Card is a crypto payment card issued by Bitget Wallet
Source: Bitget Wallet Card
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 60%
Card issuing partners vary by region
Foris MT Limited (Malta)Show source
Card issuer / program manager: Foris MT Limited (Malta)
Source states (paraphrased): The Crypto.com Visa Card is issued and promoted by Foris MT Limited
Source: Crypto.com Visa Card: Earn Up to 5% back on your daily spending
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 95%
Tiers / plans
Basic (previously Midnight) · Plus (previously Ruby) · Pro (previously Jade/Indigo) · Private (previously Icy/Rose/Obsidian)Show source
Tiers / plans: Basic (previously Midnight) · Plus (previously Ruby) · Pro (previously Jade/Indigo) · Private (previously Icy/Rose/Obsidian)
Source states (paraphrased): Basic (previously Midnight)
Official pricing / fee schedule (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 80%
Fees
Annual fee
FreeShow source
Annual fee: Free
Source states (paraphrased): 0 annual fee.
Source: Bitget Wallet Card
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 85%
Monthly fee
Free*Show source
Monthly fee: Free
Page states no monthly card fee without a currency
Source states (paraphrased): no monthly card fee
Source: Bitget Wallet Card
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%
Page states no monthly card fee without a currency
Free*Show source
Monthly fee: Free
Free tier; paid tiers from €3.99/month (€39.90/year) to €24.99/month, or unlocked via 12-month CRO staking
Source states (paraphrased): Tiers priced e.g. €3.99/month or €39.90 yearly, or €450 12-month CRO staking; top paid tier €24.99/month.
Source: Crypto.com Visa Card: Earn Up to 5% back on your daily spending
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
Free tier; paid tiers from €3.99/month (€39.90/year) to €24.99/month, or unlocked via 12-month CRO staking
Physical card fee
€4.99*Show source
Physical card fee: €4.99
Midnight/Basic tier; Ruby €24.99 or free depending on Level Up plan/stake
Source states (paraphrased): Midnight: €4.99
Official pricing / fee schedule (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 80%
Midnight/Basic tier; Ruby €24.99 or free depending on Level Up plan/stake
Replacement fee
€45.01*Show source
Replacement fee: €45.01
Midnight; other tiers €50
Source states (paraphrased): Midnight - €45.01
Official pricing / fee schedule (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%
Midnight; other tiers €50
Top-up fee
1%*Show source
Top-up fee: 1%
Only for top-ups with debit/credit card; minimum top-up €20
Source states (paraphrased): Debit / Credit card top-up: 1%
Official pricing / fee schedule (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%
Only for top-ups with debit/credit card; minimum top-up €20
ATM fee
2%*Show source
ATM fee: 2%
Above the monthly free ATM limit; ATM provider surcharges may apply
Source states (paraphrased): ATM Withdrawal: 2% on amounts above the monthly free ATM limit
Official pricing / fee schedule (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%
Above the monthly free ATM limit; ATM provider surcharges may apply
Free ATM allowance
€200/month*Show source
Free ATM allowance: €200/month
Free tier, per month; €400 Ruby Steel, €800 Jade Green/Royal Indigo and Icy White/Rose Gold, €1,000 Obsidian
Source states (paraphrased): Free ATM withdrawals | €200 EUR (per month)
Source: Crypto.com Visa Card: Earn Up to 5% back on your daily spending
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 90%
Free tier, per month; €400 Ruby Steel, €800 Jade Green/Royal Indigo and Icy White/Rose Gold, €1,000 Obsidian
Other fees & markups
Top-up and currency conversion fees apply; standard fees apply once the monthly assetback allowance is exceeded*Show source
Other fees & markups: Top-up and currency conversion fees apply; standard fees apply once the monthly assetback allowance is exceeded
Page says assetback typically covers most top-up and currency conversion fees; settlement rates closely match Google's live rates
Source states (paraphrased): Standard fees apply once you exceed your monthly assetback allowance.
Source: Bitget Wallet Card
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 80%
Page says assetback typically covers most top-up and currency conversion fees; settlement rates closely match Google's live rates
Inactivity fee €6 per month after 12 months without card activity (€5 before 1 Oct 2026) · Account closure fee €50Show source
Other fees & markups: Inactivity fee €6 per month after 12 months without card activity (€5 before 1 Oct 2026) · Account closure fee €50
Source states (paraphrased): Effective 1 October 2026 fee will be updated to € 6.
Official pricing / fee schedule (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 80%
Cashback & rewards
Base cashback
2%*Show source
Base cashback: 2%
Base assetback for all cardholders, within a monthly allowance
Source states (paraphrased): All cardholders earn 2% base assetback by default.
Source: Bitget Wallet Card
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
Base assetback for all cardholders, within a monthly allowance
0%*Show source
Base cashback: 0%
Free tier
Source states (paraphrased): Everyday CRO rewards from 0% on the free tier.
Source: Crypto.com Visa Card: Earn Up to 5% back on your daily spending
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
Free tier
Max cashback
3%*Show source
Max cashback: 3%
New users or after reaching the monthly spending threshold
Source states (paraphrased): New users or those reaching the monthly spending threshold upgrade to 3% assetback.
Source: Bitget Wallet Card
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
New users or after reaching the monthly spending threshold
4.5%*Show source
Max cashback: 4.5%
Highest tier; monthly caps apply by tier
Source states (paraphrased): Up to 4.5% on the highest tier, with caps by tier.
Source: Crypto.com Visa Card: Earn Up to 5% back on your daily spending
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
Highest tier; monthly caps apply by tier
Cashback paid in
BTC, gold, US stocks (NVIDIA, Google, Tesla, S&P 500) or USDC (user's choice)*Show source
Cashback paid in: BTC, gold, US stocks (NVIDIA, Google, Tesla, S&P 500) or USDC (user's choice)
One reward asset, changeable once per calendar month
Source states (paraphrased): BTC, gold, US stocks (NVIDIA, Google, Tesla, S&P 500), or USDC
Source: Bitget Wallet Card
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 90%
One reward asset, changeable once per calendar month
CROShow source
Cashback paid in: CRO
Source: Crypto.com Visa Card: Earn Up to 5% back on your daily spending
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 95%
Cashback type
Platform tokenShow source
Cashback type: Platform token
Source: Crypto.com Visa Card: Earn Up to 5% back on your daily spending
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
Cashback conditions
3% after reaching $200–$400 in monthly spending (or as a new user) · Reward asset can be changed once per calendar month by 23:59 (UTC+8) on the last day of the month*Show source
Cashback conditions: 3% after reaching $200–$400 in monthly spending (or as a new user) · Reward asset can be changed once per calendar month by 23:59 (UTC+8) on the last day of the month
Upgrade conditions and reward limits per rules shown on the card page in the app
Source states (paraphrased): Once you reach $200–$400 in monthly spending, you earn up to 3% assetback.
Source: Bitget Wallet Card
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%
Upgrade conditions and reward limits per rules shown on the card page in the app
Staking / holding required for top rewards
Yes*Show source
Staking / holding required for top rewards: Yes
Higher tiers via subscription or 12-month CRO staking
Source states (paraphrased): Tiers can be unlocked through a 12-month CRO stake (e.g. €450 for one tier).
Source: Crypto.com Visa Card: Earn Up to 5% back on your daily spending
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 85%
Higher tiers via subscription or 12-month CRO staking
Staking asset
CROShow source
Staking asset: CRO
Source: Crypto.com Visa Card: Earn Up to 5% back on your daily spending
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
Capital required for top rewards
€450,000*Show source
Capital required for top rewards: €450,000
Obsidian tier (4.5%); 12-month lockup
Source states (paraphrased): €450,000 12-month CRO staking
Source: Crypto.com Visa Card: Earn Up to 5% back on your daily spending
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%
Obsidian tier (4.5%); 12-month lockup
Reward exclusions
Certain restricted merchant category codes (MCCs) · Refunded, reversed, or cancelled transactionsShow source
Reward exclusions: Certain restricted merchant category codes (MCCs) · Refunded, reversed, or cancelled transactions
Source states (paraphrased): Refunded, reversed, or cancelled transactions
Source: Bitget Wallet Card
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 90%
Certain merchant categories or channels are excluded from CRO RewardsShow source
Reward exclusions: Certain merchant categories or channels are excluded from CRO Rewards
Source states (paraphrased): Transactions made under certain merchant categories or channels are excluded from the CRO Rewards program.
Source: Crypto.com Visa Card: Earn Up to 5% back on your daily spending
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 90%
Credit & financing
Credit line
No*Show source
Credit line: No
prepaid card, must be topped up
Source states (paraphrased): The Crypto.com Card is a prepaid card.
Source: Crypto.com Visa Card: Earn Up to 5% back on your daily spending
Official product page (tier 1)
Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%
prepaid card, must be topped up
Availability
Available in
EEA, United Kingdom, Argentina, Brazil, Chile, Colombia, EC, SV, GT, Mexico, PA, Peru, South Korea, Japan, Vietnam, Malaysia, CN, TW, Australia, Thailand, Philippines, South Africa, PK, BD*Show source
Available in: EEA, United Kingdom, Argentina, Brazil, Chile, Colombia, EC, SV, GT, Mexico, PA, Peru, South Korea, Japan, Vietnam, Malaysia, CN, TW, Australia, Thailand, Philippines, South Africa, PK, BD
EEA and UK; 10 Latin American markets; South Korea, Japan, Vietnam, Malaysia, mainland China, Taiwan, Australia, Thailand, Philippines; South Africa; Pakistan, Bangladesh. More regions opening soon
Source states (paraphrased): Europe: European Economic Area (EEA) and the UK
Source: Bitget Wallet Card
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%
EEA and UK; 10 Latin American markets; South Korea, Japan, Vietnam, Malaysia, mainland China, Taiwan, Australia, Thailand, Philippines; South Africa; Pakistan, Bangladesh. More regions opening soon
EEAShow source
Available in: EEA
Source: Crypto.com Visa Card: Earn Up to 5% back on your daily spending
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Account / spend currencies
EURShow source
Account / spend currencies: EUR
Source states (paraphrased): Cards in EUR
Source: Crypto.com Visa Card: Earn Up to 5% back on your daily spending
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 80%
Features
Apple Pay
YesShow source
Apple Pay: Yes
Source states (paraphrased): The card also supports Apple Pay, Google Pay, WeChat Pay, Alipay and more.
Source: Bitget Wallet Card
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 90%
Yes*Show source
Apple Pay: Yes
EU: available; not available in UK or Bahrain
Source states (paraphrased): | EU | Y
Source: How to set up Apple Pay in your Apple Wallet
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%
EU: available; not available in UK or Bahrain
Google Pay
YesShow source
Google Pay: Yes
Source states (paraphrased): The card also supports Apple Pay, Google Pay, WeChat Pay, Alipay and more.
Source: Bitget Wallet Card
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 90%
Yes*Show source
Google Pay: Yes
EU: Google Wallet available, Samsung Wallet not available
Source states (paraphrased): | EU | Y | N
Source: How to set up Google/Samsung Pay in your Google/Samsung Wallet
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%
EU: Google Wallet available, Samsung Wallet not available
Physical card
Yes*Show source
Physical card: Yes
Only in South Korea, Japan, Vietnam, Malaysia, Taiwan, Australia, Thailand and the Philippines; more regions rolling out
Source states (paraphrased): Physical cards are currently available in South Korea, Japan, Vietnam, Malaysia, Taiwan, Australia, Thailand, and the Philippines.
Source: Bitget Wallet Card
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 90%
Only in South Korea, Japan, Vietnam, Malaysia, Taiwan, Australia, Thailand and the Philippines; more regions rolling out
ATM withdrawals
YesShow source
ATM withdrawals: Yes
Source states (paraphrased): can be loaded onto the Crypto.com Prepaid Visa Card for use in purchase and ATM withdrawals
Source: Crypto.com Visa Card: Earn Up to 5% back on your daily spending
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 90%
Spend stablecoins
YesShow source
Spend stablecoins: Yes
Source: Bitget Wallet Card
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 75%
Airport lounge access
No*Show source
Airport lounge access: No
Not included on the entry tier (Midnight Blue); only higher tiers (Jade Green/Royal Indigo with annual subscription, capped 2x/year; Icy White/Rose Gold/Obsidian)
Source states (paraphrased): Airport Lounge Access | - | - | Yes for annual subscribers (Cap 2 times per year) | Yes | Yes
Source: Crypto.com Visa Card: Earn Up to 5% back on your daily spending
Official product page (tier 1)
Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%
Not included on the entry tier (Midnight Blue); only higher tiers (Jade Green/Royal Indigo with annual subscription, capped 2x/year; Icy White/Rose Gold/Obsidian)
Spendable assets
USDT · USDC · ETH · SOLShow source
Spendable assets: USDT · USDC · ETH · SOL
Source: Bitget Wallet Card
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 80%
Limits
ATM limit
€2,000*Show source
ATM limit: €2,000
Daily; monthly €10,000, yearly €75,000; max 3 withdrawals per day
Source states (paraphrased): Daily: €2,000
Official pricing / fee schedule (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 75%
Daily; monthly €10,000, yearly €75,000; max 3 withdrawals per day
Spending limit
€25,000*Show source
Spending limit: €25,000
Daily €25,000, monthly €25,000, yearly €250,000; card max balance €25,000
Source states (paraphrased): POS Purchase Limit (Includes All In-Store and Online Purchases) – All Card Tiers
Official pricing / fee schedule (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 80%
Daily €25,000, monthly €25,000, yearly €250,000; card max balance €25,000
Security & custody
Regulation / licences
Foris MT Limited: electronic money institution authorised by the Malta Financial Services Authority · Foris DAX MT Limited: MiCA crypto-asset service provider authorised by the MFSAShow source
Regulation / licences: Foris MT Limited: electronic money institution authorised by the Malta Financial Services Authority · Foris DAX MT Limited: MiCA crypto-asset service provider authorised by the MFSA
Source states (paraphrased): duly authorised by the Malta Financial Services Authority as a Financial Institutions licenced to issue electronic money
Source: Crypto.com Visa Card: Earn Up to 5% back on your daily spending
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 90%
Annual cost at 1,500 EUR/month
Bitget Wallet Card
- Annual & monthly fees+0 EUR
- FX costsunknown
- Crypto conversion–
- ATM costsunknown
- Cashback+360 EUR
- Net annual valuenot enough data
Crypto.com Visa Card (EEA)
- Annual & monthly fees+0 EUR
- FX costsunknown
- Crypto conversion–
- ATM costs+0 EUR
- Cashback+0 EUR
- Net annual valuenot enough data
Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers