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Binance Card vs Tuyo Card

Binance Card

Crypto native

4.9
Get the card
Tuyo Card

Crypto native

6.5
Get the card

Verdict

  • Tuyo Card scores higher overall (6.5 vs 4.9 out of 10).
  • Binance Card is clearly stronger on: Product features, Transparency.
  • Tuyo Card is clearly stronger on: FX & international, Custody & security.
  • A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.

Binance Card is a good fit for

  • Stablecoin holders

Stronger on: Product features, Transparency

Tuyo Card is a good fit for

  • People who want to keep control of their keys
  • Stablecoin holders

Stronger on: FX & international, Custody & security

Score by criterion

CriterionBinance CardTuyo Card
Fees100100
Cashback & rewards8–
Availability3–
FX & international2060
Product features7058
Custody & security6080
Credit & financing–30
Limits & ATM87–
Transparency9379
Best for Cashback3.6n/a
Best for Travel4.86.3
Best for Self-Custodyn/a7.4
Best for DeFi Users5.56.6
Best for Stablecoins5.67.3
Best for High Spenders4.35.9
Best for Low Fees7.77.9
Best for Beginners6.37.1

Product

Product status

No data yet
ActiveShow source

Product status: Active

Source: Tuyo Card

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Card type

No data yet
Stablecoin cardShow source

Card type: Stablecoin card

Source: Tuyo Card

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Network

No data yet
VisaShow source

Network: Visa

Source states (paraphrased): Visa card accepted at 175M+ merchants.

Source: Tuyo Card

Official product page (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 95%

Custody model

Custodial*Show source

Custody model: Custodial

The provider holds the funds

Source states (paraphrased): Owner research: custodial

Source: An Overview of the Binance Card

Official help center / FAQ (tier 1)

Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%

The provider holds the funds

Self-custody*Show source

Custody model: Self-custody

Keys stay on the user's device

Source: Tuyo – Send, Spend, Earn USDC (App Store)

Official product page (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 85%

Keys stay on the user's device

Card issuer / program manager

No data yet
Signify Holdings, Inc. (Rain)Show source

Card issuer / program manager: Signify Holdings, Inc. (Rain)

Source: Everything about Tuyo

Official help center / FAQ (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 85%

Fees

Annual fee

FreeShow source

Annual fee: Free

Source states (paraphrased): Annual Fee 0 BRL

Source: https://www.binance.com/en/cards

Official product page (tier 1)

Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%

FreeShow source

Annual fee: Free

Source states (paraphrased): Tuyo Card has no issuance, monthly or yearly fee.

Source: Everything about Tuyo

Official help center / FAQ (tier 1)

Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 90%

Monthly fee

No data yet
FreeShow source

Monthly fee: Free

Source states (paraphrased): No monthly fee.

Source: Everything about Tuyo

Official help center / FAQ (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%

Physical card fee

Free*Show source

Physical card fee: Free

Issuance; 30 BRL if the physical card is cancelled within one year

Source states (paraphrased): Card Issuance Fee 0 BRL

Source: https://www.binance.com/en/cards

Official product page (tier 1)

Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%

Issuance; 30 BRL if the physical card is cancelled within one year

No data yet

Virtual card fee

No data yet
FreeShow source

Virtual card fee: Free

Source states (paraphrased): No issuance fee.

Source: Everything about Tuyo

Official help center / FAQ (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 80%

Replacement fee

€25Show source

Replacement fee: €25

Source states (paraphrased): If you need to replace your card, a fee of €25 applies.

Source: An Overview of the Binance Card

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 35%

No data yet

FX fee

2%*Show source

FX fee: 2%

1–2% depending on the transaction

Source states (paraphrased): Foreign Exchange Fee 1-2%

Source: https://www.binance.com/en/cards

Official product page (tier 1)

Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%

1–2% depending on the transaction

1%*Show source

FX fee: 1%

Up to ~1% FX spread on non-USD spend; no fee on USD transactions

Source: Everything about Tuyo

Official help center / FAQ (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%

Up to ~1% FX spread on non-USD spend; no fee on USD transactions

ATM fee

$1.50*Show source

ATM fee: $1.50

After 2 free withdrawals per month

Source states (paraphrased): ATM Withdrawal Fee 2 Free Monthly Withdrawals, thereafter 1.5 USD each

Source: https://www.binance.com/en/cards

Official product page (tier 1)

Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%

After 2 free withdrawals per month

No data yet

Other fees & markups

No data yet
ATM operator fees and FX markups apply on top of the withdrawal amountShow source

Other fees & markups: ATM operator fees and FX markups apply on top of the withdrawal amount

Source states (paraphrased): ATM withdrawal fees and FX markups depend entirely on the ATM operator or the bank that owns the machine.

Source: ATM withdrawals | Tuyo Guides

Official help center / FAQ (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%

Cashback & rewards

Max cashback

3%*Show source

Max cashback: 3%

Up to; paid monthly into the Binance wallet

Source states (paraphrased): Earn up to 3% cashback on all your spending.

Source: https://www.binance.com/en/cards

Official product page (tier 1)

Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%

Up to; paid monthly into the Binance wallet

No data yet

Cashback paid in

BNBShow source

Cashback paid in: BNB

Source: An Overview of the Binance Card

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 35%

TUYOs (points)*Show source

Cashback paid in: TUYOs (points)

Not tradable or transferable

Source states (paraphrased): Get TUYOs with every dollar you spend with the Tuyo Card.

Source: TUYOs | Tuyo Help Center

Official help center / FAQ (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 90%

Not tradable or transferable

Cashback type

No data yet
Points*Show source

Cashback type: Points

Rewards in TUYOs points; rates shown in app; seasonal multipliers (time-limited) until token launch

Source states (paraphrased): TUYOs are points in our rewards program and are not a cryptocurrency token.

Source: TUYOs | Tuyo Help Center

Official help center / FAQ (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 90%

Rewards in TUYOs points; rates shown in app; seasonal multipliers (time-limited) until token launch

Cashback conditions

No data yet
TUYOs earned per dollar spent with the card; current rates only in the app · Seasonal multiplier boosts decline after each season down to baseline rates · TUYOs are not tradable nor transferableShow source

Cashback conditions: TUYOs earned per dollar spent with the card; current rates only in the app · Seasonal multiplier boosts decline after each season down to baseline rates · TUYOs are not tradable nor transferable

Source states (paraphrased): Find current reward rates in the app.

Source: TUYOs | Tuyo Help Center

Official help center / FAQ (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%

Staking / holding required for top rewards

Yes*Show source

Staking / holding required for top rewards: Yes

Rate depends on BNB holdings

Source: An Overview of the Binance Card

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 35%

Rate depends on BNB holdings

No data yet

Staking asset

BNBShow source

Staking asset: BNB

Source: An Overview of the Binance Card

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 35%

No data yet

Credit & financing

Credit line

No data yet
NoShow source

Credit line: No

Source: Everything about Tuyo

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Availability

Available in

Brazil*Show source

Available in: Brazil

Currently only Brazil

Source states (paraphrased): Your Binance Account country of residence must be one of the supported countries of Binance Card. Currently we support: Brazil.

Source: https://www.binance.com/en/cards

Official product page (tier 1)

Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%

Currently only Brazil

No data yet

Not available in

No data yet
AF, BD, BY, CN, CD, CU, India, IR, IQ, LB, LY, ML, MM, NP, Nigeria, KP, RU, SO, SS, SD, SY, Turkey, Ukraine, United Kingdom, VE, Vietnam, YE*Show source

Not available in: AF, BD, BY, CN, CD, CU, India, IR, IQ, LB, LY, ML, MM, NP, Nigeria, KP, RU, SO, SS, SD, SY, Turkey, Ukraine, United Kingdom, VE, Vietnam, YE

Platform-wide prohibited jurisdictions (no wallet, Earn, ramps, card or bank-account services); card provider has additional restrictions

Source states (paraphrased): if a country is listed here, users from that country cannot access Tuyo wallet, Earn, ramps, card, or virtual bank-account services

Source: Tuyo availability | Tuyo Guides

Official help center / FAQ (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 75%

Platform-wide prohibited jurisdictions (no wallet, Earn, ramps, card or bank-account services); card provider has additional restrictions

Account / spend currencies

No data yet
USD · EURShow source

Account / spend currencies: USD · EUR

Source states (paraphrased): USD and EUR account numbers in your name.

Source: Tuyo – Send, Spend, Earn USDC (App Store)

Official product page (tier 1)

Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%

Own IBAN / bank details

No data yet
Yes*Show source

Own IBAN / bank details: Yes

Type of account details depends on country of residence (CLABE, IBAN or US account/routing number)

Source states (paraphrased): Get account details in your name: a CLABE, an IBAN, or an account and routing number, depending on where you live.

Source: Tuyo – Send, Spend, Earn USDC (App Store)

Official product page (tier 1)

Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%

Type of account details depends on country of residence (CLABE, IBAN or US account/routing number)

Features

Apple Pay

No data yet
YesShow source

Apple Pay: Yes

Source: Tuyo Card

Official product page (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 95%

Google Pay

No data yet
YesShow source

Google Pay: Yes

Source: Tuyo Card

Official product page (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 95%

Physical card

No data yet
No*Show source

Physical card: No

Physical card announced as coming soon

Source: Everything about Tuyo

Official help center / FAQ (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%

Physical card announced as coming soon

Virtual card

YesShow source

Virtual card: Yes

Source states (paraphrased): Add your virtual card to your wallets to start spending your crypto.

Source: https://www.binance.com/en/cards

Official product page (tier 1)

Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%

YesShow source

Virtual card: Yes

Source: Tuyo Card

Official product page (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 80%

ATM withdrawals

YesShow source

ATM withdrawals: Yes

Source states (paraphrased): ATM Withdrawal Fee 2 Free Monthly Withdrawals, thereafter 1.5 USD each

Source: https://www.binance.com/en/cards

Official product page (tier 1)

Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%

YesShow source

ATM withdrawals: Yes

Source states (paraphrased): At a Visa ATM, choose Credit and enter your PIN.

Source: Everything about Tuyo

Official help center / FAQ (tier 1)

Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%

Spend stablecoins

YesShow source

Spend stablecoins: Yes

Source states (paraphrased): Binance Crypto Card supports the following cryptocurrencies: USDT, USDC, FDUSD, BNB, BTC, ETH, SOL, ADA, LINK, XRP, BRL, U

Source: https://www.binance.com/en/cards

Official product page (tier 1)

Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%

YesShow source

Spend stablecoins: Yes

Source: Tuyo Card

Official product page (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%

Spendable assets

No data yet
USDCShow source

Spendable assets: USDC

Source states (paraphrased): gas station holds on your USDC card

Source: Tuyo – Send, Spend, Earn USDC (App Store)

Official product page (tier 1)

Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 75%

Blockchains

No data yet
BaseShow source

Blockchains: Base

Source states (paraphrased): you need USDC on the Base network

Source: Tuyo card availability | Tuyo Guides

Official help center / FAQ (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 90%

Limits

ATM limit

No data yet
$250*Show source

ATM limit: $250

Per withdrawal incl. ATM surcharge; up to three attempts per rolling 24 hours

Source states (paraphrased): The limit is $250 per withdrawal, including the ATM surcharge

Source: Everything about Tuyo

Official help center / FAQ (tier 1)

Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%

Per withdrawal incl. ATM surcharge; up to three attempts per rolling 24 hours

Spending limit

R$25,000*Show source

Spending limit: R$25,000

Per day (50,000 BRL per month); higher with further verification

Source states (paraphrased): Spending Limit 25,000 BRL 50,000 BRL 200,000 BRL

Source: https://www.binance.com/en/cards

Official product page (tier 1)

Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%

Per day (50,000 BRL per month); higher with further verification

$50,000*Show source

Spending limit: $50,000

Daily; can rise to $100,000 and then $200,000 as total spending grows

Source states (paraphrased): New cards have a daily spending limit of up to $50,000.

Source: Everything about Tuyo

Official help center / FAQ (tier 1)

Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%

Daily; can rise to $100,000 and then $200,000 as total spending grows

Annual cost at 1,500 EUR/month

Binance Card

  • Annual & monthly fees+0 EUR
  • FX costs−72 EUR
  • Crypto conversion–
  • ATM costs−16 EUR
  • Cashbackunknown
  • Net annual valuenot enough data

Tuyo Card

  • Annual & monthly fees+0 EUR
  • FX costs−36 EUR
  • Crypto conversion–
  • ATM costsunknown
  • Cashbackunknown
  • Net annual valuenot enough data

Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers

More Binance Card comparisons

More Tuyo Card comparisons