Binance Card vs Plasma One Card
Crypto native
Crypto native
Verdict
- At least one of the two cards does not have enough published data for an overall score.
- Binance Card is clearly stronger on: Transparency.
- Plasma One Card is clearly stronger on: Cashback & rewards, Custody & security.
- A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.
Binance Card is a good fit for
- Stablecoin holders
Stronger on: Transparency
Plasma One Card is a good fit for
- People who want to keep control of their keys
- Stablecoin holders
- Everyday spenders who want cashback
Stronger on: Cashback & rewards, Custody & security
Score by criterion
| Criterion | Binance Card | Plasma One Card |
|---|---|---|
| Fees | 100 | – |
| Cashback & rewards | 8 | 44 |
| Availability | 3 | – |
| FX & international | 20 | – |
| Product features | 70 | 70 |
| Custody & security | 60 | 80 |
| Credit & financing | – | – |
| Limits & ATM | 87 | – |
| Transparency | 93 | 79 |
| Best for Cashback | 3.6 | 5.1 |
| Best for Travel | 4.8 | n/a |
| Best for Self-Custody | n/a | 6.6 |
| Best for DeFi Users | 5.5 | 6.1 |
| Best for Stablecoins | 5.6 | 5.8 |
| Best for High Spenders | 4.3 | 5.0 |
| Best for Low Fees | 7.7 | n/a |
| Best for Beginners | 6.3 | 6.3 |
Product
Product status
ActiveShow source
Product status: Active
Source: The Stablecoin Card for Everyday Money | Plasma One
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Card type
Stablecoin cardShow source
Card type: Stablecoin card
Source states (paraphrased): Plasma One Stablecoin Cards
Source: The Stablecoin Card for Everyday Money | Plasma One
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Network
VisaShow source
Network: Visa
Source states (paraphrased): The Plasma One Card is issued by Rain, a Visa Principal Member, pursuant to a license from Visa.
Source: The Stablecoin Card for Everyday Money | Plasma One
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Custody model
Custodial*Show source
Custody model: Custodial
The provider holds the funds
Source states (paraphrased): Owner research: custodial
Source: An Overview of the Binance Card
Official help center / FAQ (tier 1)
Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%
The provider holds the funds
Self-custodyShow source
Custody model: Self-custody
Source states (paraphrased): The stablecoin balance backing your Plasma One card is owned and custodied by you.
Source: The Stablecoin Card for Everyday Money | Plasma One
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Card issuer / program manager
Rain (Visa Principal Member); account services by BridgeShow source
Card issuer / program manager: Rain (Visa Principal Member); account services by Bridge
Source: The Stablecoin Card for Everyday Money | Plasma One
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Tiers / plans
Lite · Core · PlatinumShow source
Tiers / plans: Lite · Core · Platinum
Source: The Stablecoin Card for Everyday Money | Plasma One
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Fees
Annual fee
FreeShow source
Annual fee: Free
Source states (paraphrased): Annual Fee 0 BRL
Source: https://www.binance.com/en/cards
Official product page (tier 1)
Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%
Physical card fee
Free*Show source
Physical card fee: Free
Issuance; 30 BRL if the physical card is cancelled within one year
Source states (paraphrased): Card Issuance Fee 0 BRL
Source: https://www.binance.com/en/cards
Official product page (tier 1)
Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%
Issuance; 30 BRL if the physical card is cancelled within one year
Virtual card fee
Free*Show source
Virtual card fee: Free
Lite: 1 free virtual card; Core up to 2, Platinum up to 3
Source states (paraphrased): $0 Card cost
Source: The Stablecoin Card for Everyday Money | Plasma One
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Lite: 1 free virtual card; Core up to 2, Platinum up to 3
Replacement fee
€25Show source
Replacement fee: €25
Source states (paraphrased): If you need to replace your card, a fee of €25 applies.
Source: An Overview of the Binance Card
Official help center / FAQ (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 35%
FX fee
2%*Show source
FX fee: 2%
1–2% depending on the transaction
Source states (paraphrased): Foreign Exchange Fee 1-2%
Source: https://www.binance.com/en/cards
Official product page (tier 1)
Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%
1–2% depending on the transaction
ATM fee
$1.50*Show source
ATM fee: $1.50
After 2 free withdrawals per month
Source states (paraphrased): ATM Withdrawal Fee 2 Free Monthly Withdrawals, thereafter 1.5 USD each
Source: https://www.binance.com/en/cards
Official product page (tier 1)
Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%
After 2 free withdrawals per month
Other fees & markups
Partner fees on foreign exchange and bank withdrawals (shown in the app before you confirm)*Show source
Other fees & markups: Partner fees on foreign exchange and bank withdrawals (shown in the app before you confirm)
Platinum: Plasma covers the Visa FX fee
Source: The Stablecoin Card for Everyday Money | Plasma One
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Platinum: Plasma covers the Visa FX fee
Cashback & rewards
Base cashback
2%*Show source
Base cashback: 2%
Lite tier; Core 3%, Platinum 4% (AI cashback 5% / 10%)
Source states (paraphrased): 2% Base cashback
Source: The Stablecoin Card for Everyday Money | Plasma One
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Lite tier; Core 3%, Platinum 4% (AI cashback 5% / 10%)
Max cashback
3%*Show source
Max cashback: 3%
Up to; paid monthly into the Binance wallet
Source states (paraphrased): Earn up to 3% cashback on all your spending.
Source: https://www.binance.com/en/cards
Official product page (tier 1)
Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%
Up to; paid monthly into the Binance wallet
4%*Show source
Max cashback: 4%
Platinum tier base cashback; AI spend 10%
Source states (paraphrased): 4% Base cashback
Source: The Stablecoin Card for Everyday Money | Plasma One
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Platinum tier base cashback; AI spend 10%
Cashback paid in
BNBShow source
Cashback paid in: BNB
Source: An Overview of the Binance Card
Official help center / FAQ (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 35%
XPLShow source
Cashback paid in: XPL
Source states (paraphrased): Every qualifying purchase made with your Plasma One card earns cashback in XPL.
Source: The Stablecoin Card for Everyday Money | Plasma One
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Cashback type
Platform tokenShow source
Cashback type: Platform token
Source: The Stablecoin Card for Everyday Money | Plasma One
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Staking / holding required for top rewards
Yes*Show source
Staking / holding required for top rewards: Yes
Rate depends on BNB holdings
Source: An Overview of the Binance Card
Official help center / FAQ (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 35%
Rate depends on BNB holdings
Staking asset
BNBShow source
Staking asset: BNB
Source: An Overview of the Binance Card
Official help center / FAQ (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 35%
Availability
Available in
Brazil*Show source
Available in: Brazil
Currently only Brazil
Source states (paraphrased): Your Binance Account country of residence must be one of the supported countries of Binance Card. Currently we support: Brazil.
Source: https://www.binance.com/en/cards
Official product page (tier 1)
Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%
Currently only Brazil
Features
Apple Pay
Yes*Show source
Apple Pay: Yes
Availability depends on region
Source states (paraphrased): On iPhone, add your Plasma One card to Apple Pay.
Source: The Stablecoin Card for Everyday Money | Plasma One
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Availability depends on region
Google Pay
Yes*Show source
Google Pay: Yes
Availability depends on region
Source states (paraphrased): On Android, add it to Google Pay.
Source: The Stablecoin Card for Everyday Money | Plasma One
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Availability depends on region
Physical card
YesShow source
Physical card: Yes
Source: The Stablecoin Card for Everyday Money | Plasma One
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Virtual card
YesShow source
Virtual card: Yes
Source states (paraphrased): Add your virtual card to your wallets to start spending your crypto.
Source: https://www.binance.com/en/cards
Official product page (tier 1)
Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%
YesShow source
Virtual card: Yes
Source: The Stablecoin Card for Everyday Money | Plasma One
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
ATM withdrawals
YesShow source
ATM withdrawals: Yes
Source states (paraphrased): ATM Withdrawal Fee 2 Free Monthly Withdrawals, thereafter 1.5 USD each
Source: https://www.binance.com/en/cards
Official product page (tier 1)
Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%
Spend stablecoins
YesShow source
Spend stablecoins: Yes
Source states (paraphrased): Binance Crypto Card supports the following cryptocurrencies: USDT, USDC, FDUSD, BNB, BTC, ETH, SOL, ADA, LINK, XRP, BRL, U
Source: https://www.binance.com/en/cards
Official product page (tier 1)
Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%
YesShow source
Spend stablecoins: Yes
Source: The Stablecoin Card for Everyday Money | Plasma One
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Limits
Spending limit
R$25,000*Show source
Spending limit: R$25,000
Per day (50,000 BRL per month); higher with further verification
Source states (paraphrased): Spending Limit 25,000 BRL 50,000 BRL 200,000 BRL
Source: https://www.binance.com/en/cards
Official product page (tier 1)
Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%
Per day (50,000 BRL per month); higher with further verification
Security & custody
Deposit protection
NoShow source
Deposit protection: No
Source states (paraphrased): Your stablecoin balance is not a bank deposit.
Source: The Stablecoin Card for Everyday Money | Plasma One
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Annual cost at 1,500 EUR/month
Binance Card
- Annual & monthly fees+0 EUR
- FX costs−72 EUR
- Crypto conversion–
- ATM costs−16 EUR
- Cashbackunknown
- Net annual valuenot enough data
Plasma One Card
- Annual & monthly feesunknown
- FX costsunknown
- Crypto conversion–
- ATM costsunknown
- Cashback+360 EUR
- Net annual valuenot enough data
Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers