Tria Card

Physical card fee

$109*Show source

Physical card fee: $109

Plastic card; Metal card 250 USD

Source states (paraphrased): Plastic Card: $109

Source: Card Terms International - Tria Docs

Official terms & conditions (tier 1)

Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%

Plastic card; Metal card 250 USD

Virtual card fee

$25*Show source

Virtual card fee: $25

Virtual card; Plastic 109 USD, Metal 250 USD

Source states (paraphrased): Virtual Card: $25

Source: Card Terms International - Tria Docs

Official terms & conditions (tier 1)

Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%

Virtual card; Plastic 109 USD, Metal 250 USD

FX fee

0%Show source

FX fee: 0%

Source states (paraphrased): 0% FX fees.

Source: Tria: Neofinance app to Trade, Earn and Spend Crypto. Self-Custodial.

Official product page (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 75%

Top-up fee

FreeShow source

Top-up fee: Free

Source states (paraphrased): No deposit fees.

Source: Tria: Neofinance app to Trade, Earn and Spend Crypto. Self-Custodial.

Official product page (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 75%

ATM fee

$1 + 1%*Show source

ATM fee: $1 + 1%

$1.00 base fee plus 1% of the withdrawal amount; local ATM operator fees/limits may apply

Source states (paraphrased): Base Fee: $1.00 Percentage Fee: 1% of the withdrawal amount

Source: ATM Withdrawals - Tria Help Center

Official help center / FAQ (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%

$1.00 base fee plus 1% of the withdrawal amount; local ATM operator fees/limits may apply

Other fees & markups

FX fee up to 3% · International transactions fee up to 1% · USDC settlement/deposit fee up to 1% · ATM balance inquiry and decline fees up to $2 · ATM withdrawal up to $2 + 3% · Virtual card issue/annual fee $25 per fee disclosure*Show source

Other fees & markups: FX fee up to 3% · International transactions fee up to 1% · USDC settlement/deposit fee up to 1% · ATM balance inquiry and decline fees up to $2 · ATM withdrawal up to $2 + 3% · Virtual card issue/annual fee $25 per fee disclosure

Maximums from the 31 Oct 2025 fee disclosure; help center states lower fees

Source states (paraphrased): Foreign Exchange ("FX"): Up to 3%

Source: Card Terms International - Tria Docs

Official terms & conditions (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 60%

Maximums from the 31 Oct 2025 fee disclosure; help center states lower fees

Not yet researched: Annual fee, Monthly fee, Replacement fee, Crypto conversion fee, Crypto withdrawal fee, Free ATM allowance, Transfer fee, Settlement fee, Small transaction fee.

Base cashback

1.5%*Show source

Base cashback: 1.5%

Virtual tier, within a monthly spend cap ($100 or $1,000 — sources conflict)

Source: Season 3 Membership and Cashback Updates

Official announcement (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 80%

Virtual tier, within a monthly spend cap ($100 or $1,000 — sources conflict)

Max cashback

6%*Show source

Max cashback: 6%

Premium tier, headline rate, monthly spend caps apply

Source: Season 3 Membership and Cashback Updates

Official announcement (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 85%

Premium tier, headline rate, monthly spend caps apply

Cashback paid in

USDT on ArbitrumShow source

Cashback paid in: USDT on Arbitrum

Source states (paraphrased): Cashback is paid in USDT on Arbitrum via Merkle distribution.

Source: Season 3 Membership and Cashback Updates

Official announcement (tier 1)

Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 90%

Cashback type

StablecoinShow source

Cashback type: Stablecoin

Source states (paraphrased): Cashback is paid in USDT on Arbitrum via Merkle distribution.

Source: Season 3 Membership and Cashback Updates

Official announcement (tier 1)

Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 90%

Cashback-eligible spend cap

$100/month*Show source

Cashback-eligible spend cap: $100/month

Virtual tier: monthly spend at the top rate; floor rate 0.5% above it. Cap is per user, resets on the 1st

Source states (paraphrased): Virtual earns 1.5% on the first $100/month, then 0.5% after the monthly limit.

Source: Season 3 Membership and Cashback Updates

Official announcement (tier 1)

Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 75%

Virtual tier: monthly spend at the top rate; floor rate 0.5% above it. Cap is per user, resets on the 1st

Cashback conditions

Cashback is a membership benefit; it stops on new transactions if the membership is not renewed*Show source

Cashback conditions: Cashback is a membership benefit; it stops on new transactions if the membership is not renewed

Pro $109/year, Max $250/year standard renewal pricing

Source states (paraphrased): Membership benefits, including cashback on new transactions, will no longer apply.

Source: Tria Card Membership Renewal FAQ - Tria Help Center

Official help center / FAQ (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%

Pro $109/year, Max $250/year standard renewal pricing

Not yet researched: Interest on balance, Max cashback per month, Staking / holding required for top rewards, Staking asset, Capital required for top rewards, Minimum balance, Reward expiry / vesting, Reward exclusions.

Credit line

YesShow source

Credit line: Yes

Source states (paraphrased): The Issuer establishes your credit limit.

Source: Card Terms International - Tria Docs

Official terms & conditions (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%

Credit type

Crypto-backed creditShow source

Credit type: Crypto-backed credit

Source states (paraphrased): permits collateral-backed spending accounts involving digital assets

Source: Card Terms International - Tria Docs

Official terms & conditions (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%

Max loan-to-value

100%*Show source

Max loan-to-value: 100%

Spending limit equals USD market value of collateral (1:1)

Source states (paraphrased): post Collateral that has Market Value in United States Dollars (“ USD ”) equal to each dollar that is charged to all of your Cards

Source: Card Terms International - Tria Docs

Official terms & conditions (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 70%

Spending limit equals USD market value of collateral (1:1)

Interest (APR)

0%Show source

Interest (APR): 0%

Source states (paraphrased): Your Card is currently 0% interest on all purchases.

Source: Card Terms International - Tria Docs

Official terms & conditions (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 90%

Interest notes

Currently 0% on all purchases; issuer may introduce interest for new purchases in the futureShow source

Interest notes: Currently 0% on all purchases; issuer may introduce interest for new purchases in the future

Source states (paraphrased): Issuer reserves the right to implement interest in the future, for new purchases.

Source: Card Terms International - Tria Docs

Official terms & conditions (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 90%

Grace period

Liquidation if an outstanding payment is not paid in full within one calendar day (issuer may allow more)Show source

Grace period: Liquidation if an outstanding payment is not paid in full within one calendar day (issuer may allow more)

Source states (paraphrased): has not been paid in full by you within one (1) calendar day

Source: Card Terms International - Tria Docs

Official terms & conditions (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%

Repayment

Balances in the linked wallet are used to repay card spending; collateral liquidated if unpaidShow source

Repayment: Balances in the linked wallet are used to repay card spending; collateral liquidated if unpaid

Source states (paraphrased): Balances in your Linked Wallet or Additional Wallet may be used as a source of funds for repayment for any spending on your Card

Source: Card Terms International - Tria Docs

Official terms & conditions (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%

Liquidation risk

YesShow source

Liquidation risk: Yes

Source states (paraphrased): you may be subject to a Liquidation Event

Source: Card Terms International - Tria Docs

Official terms & conditions (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%

Not yet researched: Collateral assets, Spend own balance directly, Spend by borrowing against collateral.

No availability data published or researched yet.

Apple Pay

Yes*Show source

Apple Pay: Yes

Where supported

Source states (paraphrased): Connect your card to Apple Pay or Google Pay

Source: What are Tria Cards? - Tria Help Center

Official help center / FAQ (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 90%

Where supported

Google Pay

Yes*Show source

Google Pay: Yes

Where supported

Source states (paraphrased): Connect your card to Apple Pay or Google Pay

Source: What are Tria Cards? - Tria Help Center

Official help center / FAQ (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 90%

Where supported

Physical card

Yes*Show source

Physical card: Yes

Pro (plastic) and Max (metal) tiers only

Source states (paraphrased): Choose between Lite or physical card options.

Source: What are Tria Cards? - Tria Help Center

Official help center / FAQ (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%

Pro (plastic) and Max (metal) tiers only

Virtual card

Yes*Show source

Virtual card: Yes

Lite tier is virtual-only

Source states (paraphrased): Choose between Lite or physical card options.

Source: What are Tria Cards? - Tria Help Center

Official help center / FAQ (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%

Lite tier is virtual-only

ATM withdrawals

YesShow source

ATM withdrawals: Yes

Source states (paraphrased): When withdrawing cash, your transaction is subject to two different sets of limits

Source: ATM Withdrawals - Tria Help Center

Official help center / FAQ (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 90%

Spendable assets

1,000+ tokens accepted for fundingShow source

Spendable assets: 1,000+ tokens accepted for funding

Source: Tria: Neofinance app to Trade, Earn and Spend Crypto. Self-Custodial.

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Blockchains

Ethereum · Polygon · Optimism · Arbitrum*Show source

Blockchains: Ethereum · Polygon · Optimism · Arbitrum

Supported blockchains for collateral; more may be added

Source states (paraphrased): means the Ethereum Blockchain, Polygon Blockchain, Optimism Blockchain, Arbitrium Blockchain

Source: Card Terms International - Tria Docs

Official terms & conditions (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%

Supported blockchains for collateral; more may be added

Not yet researched: Spend stablecoins, Airport lounge access, Travel / rental car insurance, Purchase protection.

No security & custody data published or researched yet.

ATM limit

$750*Show source

ATM limit: $750

Per transaction; maximum 3 withdrawals per 24 hours

Source states (paraphrased): Per Transaction: Maximum of $750 .

Source: ATM Withdrawals - Tria Help Center

Official help center / FAQ (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%

Per transaction; maximum 3 withdrawals per 24 hours

Not yet researched: Spending limit.

Product status

ActiveShow source

Product status: Active

Source: Tria: Neofinance app to Trade, Earn and Spend Crypto. Self-Custodial.

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Card type

Crypto-backed creditShow source

Card type: Crypto-backed credit

Source states (paraphrased): permits collateral-backed spending accounts involving digital assets

Source: Card Terms International - Tria Docs

Official terms & conditions (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%

Network

VisaShow source

Network: Visa

Source: Tria: Neofinance app to Trade, Earn and Spend Crypto. Self-Custodial.

Official product page (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 95%

Custody model

Self-custodyShow source

Custody model: Self-custody

Source states (paraphrased): Funds stay in the user's own wallet until the moment of purchase; Tria never takes custody.

Source: Tria: Neofinance app to Trade, Earn and Spend Crypto. Self-Custodial.

Official product page (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 85%

Card issuer / program manager

Nimbus, LLC (issuer); Threely Dimensions Inc. (Tria, program provider)*Show source

Card issuer / program manager: Nimbus, LLC (issuer); Threely Dimensions Inc. (Tria, program provider)

International card terms

Source states (paraphrased): Nimbus, LLC a Delaware U.S. corporation

Source: Card Terms International - Tria Docs

Official terms & conditions (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 90%

International card terms

Tiers / plans

Lite · Pro · MaxShow source

Tiers / plans: Lite · Pro · Max

Source states (paraphrased): Tria offers three tiers to match how you use your crypto.

Source: What are Tria Cards? - Tria Help Center

Official help center / FAQ (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%

Not yet researched: Launch date.