Mine Card

by MineCrypto nativeMastercard

5.8

Provisional

Mastercard of the Swiss stablecoin neobank Mine: a CHF and EUR IBAN in your name whose incoming money settles as USDC in a wallet you control. Virtual card free with an invite code; Premium (physical card, 0.5% USDC cashback) is a one-off fee, no subscription.

Initial research 22 October 2026 · not yet verified

Cashback3.8Self-custody7.4DeFi users6.5Stablecoins6.4High spenders4.0Low fees7.6Beginners7.0

Base cashback

0%*

Base cashback: 0%

Basic tier has no cashback; Premium 0.5% in USDC

Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Max cashback

0.5%*

Max cashback: 0.5%

Premium tier; 'boosted cashback' announced for Metal

Source states (paraphrased): Cashback 0.5% USDC

Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Base fee

Free*

Monthly fee: Free

Basic and Premium are one-off fees, no subscription

Source states (paraphrased): one-off, no subscription

Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

FX fee

No data yet

ATM fee

No data yet

Card fee

$124*

Physical card fee: $124

Premium tier (physical + virtual card), one-off; $99 with an invite code

Source states (paraphrased): Premium is $124 one-off, 20% off with a code.

Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Credit line

No data yet

Staking needed

No data yet

Tap a value for its source. * = conditions apply.

At a glance

Pros

No annual or monthly fee on the base tier
Self-custody: funds stay in your own wallet
Apple Pay and Google Pay
Spends stablecoins directly

Cons

Top rate of 0.5% only with conditions — Premium tier; 'boosted cashback' announced for Metal
Physical card costs $124

Good for

People who want to keep control of their keys
Stablecoin holders

Not for

Not enough data to say.

Risks to understand

Stablecoins can de-peg and are not covered by deposit protection.
Self-custody: losing your keys or signing a malicious transaction can mean losing funds.
Smart-contract and bridge risk applies to on-chain balances.

All details

Fees5/15

Monthly fee: Free*Show source
Monthly fee: Free
Basic and Premium are one-off fees, no subscription
Source states (paraphrased): one-off, no subscription
Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Basic and Premium are one-off fees, no subscription
Physical card fee: $124*Show source
Physical card fee: $124
Premium tier (physical + virtual card), one-off; $99 with an invite code
Source states (paraphrased): Premium is $124 one-off, 20% off with a code.
Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Premium tier (physical + virtual card), one-off; $99 with an invite code
Virtual card fee: $5*Show source
Virtual card fee: $5
One-off; free with an invite code
Source states (paraphrased): The Virtual card is free with a valid code, otherwise $5 one-off
Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
One-off; free with an invite code
Top-up fee: FreeShow source
Top-up fee: Free
Source states (paraphrased): Card top-up fee 0%
Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Other fees & markups: CHF/EUR → USDC conversion: first 500 free (lifetime allowance), afterwards priced in the appShow source
Other fees & markups: CHF/EUR → USDC conversion: first 500 free (lifetime allowance), afterwards priced in the app
Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Not yet researched: Annual fee, Replacement fee, FX fee, Crypto conversion fee, Crypto withdrawal fee, ATM fee, Free ATM allowance, Transfer fee, Settlement fee, Small transaction fee.

Cashback & rewards4/14

Base cashback: 0%*Show source
Base cashback: 0%
Basic tier has no cashback; Premium 0.5% in USDC
Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Basic tier has no cashback; Premium 0.5% in USDC
Max cashback: 0.5%*Show source
Max cashback: 0.5%
Premium tier; 'boosted cashback' announced for Metal
Source states (paraphrased): Cashback 0.5% USDC
Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Premium tier; 'boosted cashback' announced for Metal
Cashback paid in: USDCShow source
Cashback paid in: USDC
Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Cashback type: StablecoinShow source
Cashback type: Stablecoin
Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Not yet researched: Interest on balance, Cashback-eligible spend cap, Max cashback per month, Cashback conditions, Staking / holding required for top rewards, Staking asset, Capital required for top rewards, Minimum balance, Reward expiry / vesting, Reward exclusions.

Credit & financing0/11

No credit & financing data published or researched yet.

Supported countries & currencies2/4

Account / spend currencies: CHF · EUR · USDCShow source
Account / spend currencies: CHF · EUR · USDC
Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Own IBAN / bank details: Yes*Show source
Own IBAN / bank details: Yes
CHF and EUR IBAN in your own name; incoming money settles as USDC
Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
CHF and EUR IBAN in your own name; incoming money settles as USDC

Not yet researched: Available in, Not available in.

Features, wallets & supported assets8/11

Apple Pay: YesShow source
Apple Pay: Yes
Source states (paraphrased): Apple Pay and Google Pay from day one
Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Google Pay: YesShow source
Google Pay: Yes
Source states (paraphrased): Apple Pay and Google Pay from day one
Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Physical card: Yes*Show source
Physical card: Yes
Premium tier
Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Premium tier
Virtual card: YesShow source
Virtual card: Yes
Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
ATM withdrawals: Yes*Show source
ATM withdrawals: Yes
Limit $20,000 per month on Basic, $60,000 on Premium
Source states (paraphrased): ATM withdrawals: $20,000 per month on Basic, $60,000 on Premium.
Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.
Official product page (tier 1)
Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%
Limit $20,000 per month on Basic, $60,000 on Premium
Spend stablecoins: YesShow source
Spend stablecoins: Yes
Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Airport lounge access: No*Show source
Airport lounge access: No
Listed only under the (not yet released) Metal tier; not on Basic or Premium
Source states (paraphrased): Airport lounges
Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.
Official product page (tier 1)
Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%
Listed only under the (not yet released) Metal tier; not on Basic or Premium
Spendable assets: USDCShow source
Spendable assets: USDC
Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Not yet researched: Travel / rental car insurance, Purchase protection, Blockchains.

Security & custody1/3

Regulation / licences: Card issued by Unblock Atomo SARL, EEA-licensed e-money institution (Luxembourg) · Operated by EMM Ventures AG, SwitzerlandShow source
Regulation / licences: Card issued by Unblock Atomo SARL, EEA-licensed e-money institution (Luxembourg) · Operated by EMM Ventures AG, Switzerland
Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Not yet researched: Deposit protection, Smart-contract risk.

Limits1/2

Spending limit: $100,000*Show source
Spending limit: $100,000
Per month, Basic; Premium $1,000,000
Source states (paraphrased): Monthly limit $100,000
Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Per month, Basic; Premium $1,000,000

Not yet researched: ATM limit.

Product6/7

Product status: Active*Show source
Product status: Active
Invite-only: sign-up needs a code from an existing member (or the higher no-code price)
Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Invite-only: sign-up needs a code from an existing member (or the higher no-code price)
Card type: Stablecoin card*Show source
Card type: Stablecoin card
Spends from your USDC balance, converted at purchase
Source states (paraphrased): Mine converts from your USDC balance at the moment of purchase, at a rate you can see.
Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Spends from your USDC balance, converted at purchase
Network: MastercardShow source
Network: Mastercard
Source states (paraphrased): It’s a Mastercard issued by Unblock Atomo SARL in the EEA.
Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Custody model: Self-custodyShow source
Custody model: Self-custody
Source states (paraphrased): Mine never custodies your funds.
Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Card issuer / program manager: Unblock Atomo SARL (EEA e-money institution, Luxembourg); app operated by EMM Ventures AG, SwitzerlandShow source
Card issuer / program manager: Unblock Atomo SARL (EEA e-money institution, Luxembourg); app operated by EMM Ventures AG, Switzerland
Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Tiers / plans: Basic · Premium*Show source
Tiers / plans: Basic · Premium
Metal and Private announced, no price yet
Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Metal and Private announced, no price yet

Not yet researched: Launch date.

Our rating

Criterion	Weight	Score
Fees Base-tier subscription ≈ €0/year · Per-transaction costs ≈ 0.00%	20%	99
Cashback & rewards	20%	2
Availability	15%	No data — excluded
FX & international	10%	No data — excluded
Product features 6 of 6 known features available · 0 of 3 perks (lounge, travel insurance, purchase protection)	10%	70
Custody & security Custody model: self custody · Regulated / protected (+15)	10%	95
Credit & financing	5%	No data — excluded
Limits & ATM	5%	No data — excluded
Transparency 4 of 4 checked key terms disclosed · 3 contradiction(s) between official sources	5%	79

Data coverage 65%. Criteria without published data are excluded and their weight is filled with a neutral midpoint, so missing data neither helps nor hurts a card. This score is provisional: it is based on initial research that our research agent has not yet re-verified.

Computed by a fixed formula; affiliate relationships have no influence. How we score

FAQ

Does Mine Card have an annual or monthly fee?

Base tier: Free (Basic and Premium are one-off fees, no subscription). Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC..

How much cashback does Mine Card pay?

Base rate: 0% (Basic tier has no cashback; Premium 0.5% in USDC). Highest advertised rate: 0.5% (Premium tier; 'boosted cashback' announced for Metal). Paid in USDC.

Is Mine Card self-custodial?

Self-custody.

Does Mine Card work with Apple Pay and Google Pay?

Apple Pay: Yes. Google Pay: Yes.

Change history27 entries

ATM withdrawals not disclosed → true · 24 October 2026 · approved
Airport lounge access not disclosed → false · 24 October 2026 · approved
Network recorded · 22 October 2026 · auto-approved
Card issuer / program manager recorded · 22 October 2026 · auto-approved
Custody model recorded · 22 October 2026 · auto-approved
Tiers / plans recorded · 22 October 2026 · auto-approved
Monthly fee recorded · 22 October 2026 · auto-approved
Virtual card fee recorded · 22 October 2026 · auto-approved
Physical card fee recorded · 22 October 2026 · auto-approved
Top-up fee recorded · 22 October 2026 · auto-approved
Other fees & markups recorded · 22 October 2026 · auto-approved
Base cashback recorded · 22 October 2026 · auto-approved
Max cashback recorded · 22 October 2026 · auto-approved
Product status recorded · 22 October 2026 · auto-approved
Cashback type recorded · 22 October 2026 · auto-approved
Spending limit recorded · 22 October 2026 · auto-approved
Own IBAN / bank details recorded · 22 October 2026 · auto-approved
Account / spend currencies recorded · 22 October 2026 · auto-approved
Virtual card recorded · 22 October 2026 · auto-approved
Physical card recorded · 22 October 2026 · auto-approved
Apple Pay recorded · 22 October 2026 · auto-approved
Google Pay recorded · 22 October 2026 · auto-approved
Spend stablecoins recorded · 22 October 2026 · auto-approved
Spendable assets recorded · 22 October 2026 · auto-approved
Regulation / licences recorded · 22 October 2026 · auto-approved