Gnosis Pay
Closing — discontinuation announced. Card stops working 23:59 UTC, 20 December 2026; support ends 18 June 2027 This card is excluded from recommendations and rankings.
Self-custodial Visa debit card that spends from a Safe smart account on Gnosis Chain. Gnosis Pay has formally announced that the card and web app close on 20 December 2026; continued card use requires a partner app with its own card program.
Base cashback
Max cashback
Base fee
FX fee
ATM fee
Card fee
Credit line
NoShow source
Credit line: No
Source: Gnosis Pay Documentation
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Staking needed
Tap a value for its source. * = conditions apply.
At a glance
Pros
- Self-custody: funds stay in your own wallet
- Spends stablecoins directly
Cons
- Closing: Card stops working 23:59 UTC, 20 December 2026; support ends 18 June 2027
Good for
- People who want to keep control of their keys
- Stablecoin holders
Not for
- Anyone looking for a card to use long-term right now
Risks to understand
- Stablecoins can de-peg and are not covered by deposit protection.
- Self-custody: losing your keys or signing a malicious transaction can mean losing funds.
- Smart-contract and bridge risk applies to on-chain balances.
All details
Fees0/15
No fees data published or researched yet.
Cashback & rewards0/14
No cashback & rewards data published or researched yet.
Credit & financing2/11
- Credit line
NoShow source
Credit line: No
Source: Gnosis Pay Documentation
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
- Spend own balance directly
YesShow source
Spend own balance directly: Yes
Source: Gnosis Pay Documentation
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Not yet researched: Credit type, Collateral assets, Max loan-to-value, Interest (APR), Interest notes, Grace period, Repayment, Liquidation risk, Spend by borrowing against collateral.
Supported countries & currencies0/4
No availability data published or researched yet.
Features, wallets & supported assets4/11
- Physical card
Yes*Show source
Physical card: Yes
Until 20 December 2026
Source states (paraphrased): Your Gnosis Pay card, including any physical card and any virtual card, will cease to function
Source: Formal notice — closure of the Gnosis Pay web app and card (21 September 2026)
Official terms & conditions (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%
Until 20 December 2026
- Virtual card
Yes*Show source
Virtual card: Yes
Until 20 December 2026
Source states (paraphrased): Your Gnosis Pay card, including any physical card and any virtual card, will cease to function
Source: Formal notice — closure of the Gnosis Pay web app and card (21 September 2026)
Official terms & conditions (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%
Until 20 December 2026
- Spend stablecoins
YesShow source
Spend stablecoins: Yes
Source: Gnosis Pay Documentation
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
- Blockchains
Gnosis ChainShow source
Blockchains: Gnosis Chain
Source: Why Gnosis Pay Creates a New SAFE Wallet For You
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
Not yet researched: Apple Pay, Google Pay, ATM withdrawals, Airport lounge access, Travel / rental car insurance, Purchase protection, Spendable assets.
Security & custody1/3
- Regulation / licences
Monavate Ltd: FCA-authorised electronic money institution (FRN 901097) · UAB Monavate: electronic money institution regulated by the Bank of Lithuania (LB002139)*Show source
Regulation / licences: Monavate Ltd: FCA-authorised electronic money institution (FRN 901097) · UAB Monavate: electronic money institution regulated by the Bank of Lithuania (LB002139)
Monavate Ltd for UK/non-EEA cardholders; UAB Monavate (Bank of Lithuania, LB002139) for EEA cardholders
Source states (paraphrased): an electronic money institution authorised and regulated by the Financial Conduct Authority (firm reference number 901097)
Source: Formal notice — closure of the Gnosis Pay web app and card (21 September 2026)
Official terms & conditions (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 93%
Monavate Ltd for UK/non-EEA cardholders; UAB Monavate (Bank of Lithuania, LB002139) for EEA cardholders
Not yet researched: Deposit protection, Smart-contract risk.
Limits0/2
No limits data published or researched yet.
Product5/7
- Product status
Closing — discontinuation announced*Show source
Product status: Closing — discontinuation announced
Card stops working 23:59 UTC, 20 December 2026; support ends 18 June 2027
Source states (paraphrased): Your Gnosis Pay card stops working at 23:59 UTC, 20 December 2026.
Source: Formal notice — closure of the Gnosis Pay web app and card (21 September 2026)
Official terms & conditions (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 95%
Card stops working 23:59 UTC, 20 December 2026; support ends 18 June 2027
- Card type
Debit cardShow source
Card type: Debit card
Source: Gnosis Pay Documentation
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
- Network
VisaShow source
Network: Visa
Source states (paraphrased): Spend at Visa merchants wherever Visa is accepted.
Source: Gnosis Pay Documentation
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
- Custody model
Self-custodyShow source
Custody model: Self-custody
Source states (paraphrased): Card runs on a self-custodial Safe on Gnosis Chain; funds cannot be frozen or seized by Gnosis Pay.
Source: Why Gnosis Pay Creates a New SAFE Wallet For You
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 95%
- Card issuer / program manager
Monavate*Show source
Card issuer / program manager: Monavate
Named as card partner in the closure notice
Source: Formal notice — closure of the Gnosis Pay web app and card (21 September 2026)
Official terms & conditions (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 95%
Named as card partner in the closure notice
Not yet researched: Launch date, Tiers / plans.
Our rating
| Criterion | Weight | Score |
|---|---|---|
Fees | 20% | No data — excluded |
Cashback & rewards | 20% | No data — excluded |
Availability Product closing/discontinued | 15% | 0 |
FX & international | 10% | No data — excluded |
Product features 3 of 3 known features available · 0 of 3 perks (lounge, travel insurance, purchase protection) | 10% | 70 |
Custody & security Custody model: self custody · Regulated / protected (+15) | 10% | 95 |
Credit & financing No credit line | 5% | 30 |
Limits & ATM | 5% | No data — excluded |
Transparency 3 of 3 checked key terms disclosed · 2 contradiction(s) between official sources | 5% | 86 |
Data coverage 45%. Criteria without published data are excluded and their weight is filled with a neutral midpoint, so missing data neither helps nor hurts a card. This score is provisional: it is based on initial research that our research agent has not yet re-verified.
Computed by a fixed formula; affiliate relationships have no influence. How we score
FAQ
Is Gnosis Pay a credit card?
No. It is a debit card; you spend your own balance.
Is Gnosis Pay self-custodial?
Self-custody.
Change history12 entries
- Virtual card not disclosed → true · 23 October 2026 · approved
- Physical card not disclosed → true · 23 October 2026 · approved
- Regulation / licences not disclosed → ["Monavate Ltd: FCA-authorised electronic money institution (FRN 901097)","UAB Monavate: electronic money institution regulated by the Bank of Lithuania (LB002139)"] · 23 October 2026 · approved
- Custody model recorded · 22 October 2026 · auto-approved
- Card issuer / program manager recorded · 22 October 2026 · auto-approved
- Credit line recorded · 22 October 2026 · auto-approved
- Product status recorded · 22 October 2026 · auto-approved
- Spend stablecoins recorded · 22 October 2026 · auto-approved
- Blockchains recorded · 22 October 2026 · auto-approved
- Spend own balance directly recorded · 22 October 2026 · auto-approved
- Card type recorded · 22 October 2026 · auto-approved
- Network recorded · 22 October 2026 · auto-approved