Volet.com Card vs wavecard
Crypto native
Crypto native
Verdict
- wavecard scores higher overall (7.8 vs 7.2 out of 10).
- Volet.com Card is clearly stronger on: Product features.
- wavecard is clearly stronger on: Fees.
- A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.
Volet.com Card is a good fit for
- Frequent travellers
Stronger on: Product features
wavecard is a good fit for
- Everyday spenders who want cashback
- Frequent travellers
Stronger on: Fees
★ Our pickEditorial choice · score unchanged · Affiliate link
Neither card is our pick. The card we recommend instead:
Crypto native · ether.fi
Why we recommend it
- 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
- 5.35% variable interest on your balanceConditions apply
- No annual or monthly fee on the base tierConditions apply
- Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
- Self-custody: funds stay in your own walletConditions apply
Conditions apply; the review lists them with sources.
Score by criterion
| Criterion | Volet.com Card | wavecard |
|---|---|---|
| Fees | 70 | 87 |
| Cashback & rewards | – | 75 |
| Availability | 100 | 100 |
| FX & international | 100 | 100 |
| Product features | 70 | 56 |
| Custody & security | 60 | 60 |
| Credit & financing | – | – |
| Limits & ATM | – | 20 |
| Transparency | 100 | 100 |
| Best for Cashback | n/a | 7.7 |
| Best for Travel | 8.0 | 7.9 |
| Best for DeFi Users | 6.3 | 6.9 |
| Best for High Spenders | n/a | 7.3 |
| Best for Low Fees | 7.9 | 8.2 |
| Best for Beginners | 7.7 | 8.0 |
Conditions apply, e.g. only for the base tier, up to a monthly cap or in some countries. Tap a value with * (or hover over it) to see them.
Product
Product status
ActiveShow source
ActiveShow source
Card type
Prepaid cardShow source
Debit cardShow source
Network
Visa / MastercardConditions apply: tap or hover for detailsShow source
Europe cards Visa and Mastercard; Asia-Pacific and digital global cards Mastercard
VisaShow source
Custody model
CustodialShow source
CustodialConditions apply: tap or hover for detailsShow source
Card funded from the user's Wave Space Crypto account held via partner Lightspark
Card issuer / program manager
Lightspark Payments Europe AS (partner for financial services); Wave Space acts as distributorConditions apply: tap or hover for detailsShow source
Card issued via white-label arrangement with a third-party provider
Tiers / plans
Asia-Pacific · Europe Virtual · Europe PlasticConditions apply: tap or hover for detailsShow source
Card variants listed
Fees
Monthly fee
FreeConditions apply: tap or hover for detailsShow source
Account monthly fee; Asia-Pacific card has separate 1 USD monthly maintenance (per card page)
FreeShow source
Physical card fee
$5Conditions apply: tap or hover for detailsShow source
Europe Plastic and Asia-Pacific Plastic; 5 EUR for EUR card
€29.99Conditions apply: tap or hover for detailsShow source
Tracked delivery free; express delivery €30
Virtual card fee
$1Conditions apply: tap or hover for detailsShow source
Europe Virtual card; 1 EUR for EUR card
€2.99Show source
FX fee
0%Conditions apply: tap or hover for detailsShow source
Digital global Mastercard USD card: Mastercard rate, no extra fee
0%Show source
Crypto conversion fee
1%Conditions apply: tap or hover for detailsShow source
Fee on card payments
Top-up fee
$1 + 1%Conditions apply: tap or hover for detailsShow source
Europe cards loaded from Volet.com (1 EUR for EUR cards); Asia-Pacific 1.5% + 1 USD; digital global Mastercard 2.5% + 1 USD
ATM fee
€2 + 3%Show source
Other fees & markups
Fiat top-up by Visa/Mastercard 3.5% · USDT/USDC top-up to fiat balance 1 USD · Withdrawal to Volet.com card from 1% · USDT TRC-20 withdrawal 3.5 USDT; other chains 0.5 USDT/USDCShow source
€30 express delivery for physical card · Network withdrawal fees on crypto withdrawals (may differ from actual network fee) · Possible maintenance fee for accounts inactive 365 daysShow source
Cashback & rewards
Base cashback
3%Conditions apply: tap or hover for detailsShow source
Up to 21,000 sats in total
Cashback paid in
BTCShow source
Cashback type
CryptoShow source
Availability
Available in
European Union, Switzerland, Norway, Turkey, IsraelConditions apply: tap or hover for detailsShow source
Verified users
EEAConditions apply: tap or hover for detailsShow source
Residents 18+
Account / spend currencies
USD · EURShow source
Own IBAN / bank details
YesShow source
Features
Apple Pay
YesConditions apply: tap or hover for detailsShow source
Only some cards support it
NoConditions apply: tap or hover for detailsShow source
Only via the Curve app; direct Apple Pay support coming soon
Google Pay
YesConditions apply: tap or hover for detailsShow source
Only some cards support it
YesShow source
Physical card
YesShow source
YesShow source
Virtual card
YesShow source
YesShow source
ATM withdrawals
YesShow source
YesShow source
Spendable assets
BTCConditions apply: tap or hover for detailsShow source
Bitcoin-only
Blockchains
Bitcoin · LightningShow source
Limits
ATM limit
€350Conditions apply: tap or hover for detailsShow source
Daily; monthly €3,000
Spending limit
$50,000Conditions apply: tap or hover for detailsShow source
One-time purchase, digital global Mastercard USD; Asia-Pacific up to 22,000 USD
€10,000Conditions apply: tap or hover for detailsShow source
Daily and monthly; monthly up to €15,000 with Tier 2 KYC
Annual cost at 1,500 EUR/month
Volet.com Card
- Annual & monthly fees+0 EUR
- FX costs+0 EUR
- Crypto conversion–
- ATM costsunknown
- Cashbackunknown
- Net annual valuenot enough data
wavecard
- Annual & monthly fees+0 EUR
- FX costs+0 EUR
- Crypto conversion–
- ATM costs−60 EUR
- Cashback+540 EUR
- Net annual value480 EUR
Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers