wavecard
Visa debit card of wave.space, a self-custodial bitcoin account for Europe with a personal IBAN (SEPA Instant): spend bitcoin wherever Visa is accepted, online, in stores and at ATMs, with 3% bitcoin cashback on every purchase (up to 21,000 sats, no minimum spend).
Base cashback
3%Conditions apply: tap or hover for detailsShow source
Max cashback
Base fee
FX fee
ATM fee
Card fee
Credit line
Staking needed
Tap a value for its source. * = conditions apply.
At a glance
Pros
- 3% base cashback in BTC
- Self-custody: funds stay in your own wallet
Cons
No disadvantages derived from the published data yet.
Good for
- People who want to keep control of their keys
- Everyday spenders who want cashback
Not for
Not enough data to say.
Risks to understand
- Self-custody: losing your keys or signing a malicious transaction can mean losing funds.
- Smart-contract and bridge risk applies to on-chain balances.
★ Our pickEditorial choice · score unchanged · Affiliate link
The card we recommend as an alternative to wavecard:
Crypto native · ether.fi
Why we recommend it
- 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
- 5.35% variable interest on your balanceConditions apply
- No annual or monthly fee on the base tierConditions apply
- Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
- Self-custody: funds stay in your own walletConditions apply
Conditions apply; the review lists them with sources.
All details
Fees0/15
No fees data published or researched yet.
Cashback & rewards3/14
- Base cashback
3%Conditions apply: tap or hover for detailsShow source
Up to 21,000 sats in total
- Cashback paid in
BTCShow source
- Cashback type
CryptoShow source
Not yet researched: Max cashback, Interest on balance, Cashback-eligible spend cap, Max cashback per month, Cashback conditions, Staking / holding required for top rewards, Staking asset, Capital required for top rewards, Minimum balance, Reward expiry / vesting, Reward exclusions.
Credit & financing0/11
No credit & financing data published or researched yet.
Supported countries & currencies1/4
- Own IBAN / bank details
YesShow source
Not yet researched: Available in, Not available in, Account / spend currencies.
Features, wallets & supported assets1/11
- ATM withdrawals
YesShow source
Not yet researched: Apple Pay, Google Pay, Physical card, Virtual card, Spend stablecoins, Airport lounge access, Travel / rental car insurance, Purchase protection, Spendable assets, Blockchains.
Security & custody0/3
No security & custody data published or researched yet.
Limits0/2
No limits data published or researched yet.
Product4/7
- Product status
ActiveShow source
- Card type
Debit cardShow source
- Network
VisaShow source
- Custody model
Self-custodyShow source
Not yet researched: Launch date, Card issuer / program manager, Tiers / plans.
Our rating
| Criterion | Weight | Score |
|---|---|---|
Fees | 20% | No data — excluded |
Cashback & rewards | 20% | 75 |
Availability | 15% | No data — excluded |
FX & international | 10% | No data — excluded |
Product features | 10% | No data — excluded |
Custody & security Custody model: self custody | 10% | 80 |
Credit & financing | 5% | No data — excluded |
Limits & ATM | 5% | No data — excluded |
Transparency 4 of 4 checked key terms disclosed | 5% | 100 |
Data coverage 35%. Criteria without published data are excluded and their weight is filled with a neutral midpoint, so missing data neither helps nor hurts a card. This score is provisional: it is based on initial research that our research agent has not yet re-verified.
Computed by a fixed formula; affiliate relationships have no influence. How we score
FAQ
How much cashback does wavecard pay?
Base rate: 3% (Up to 21,000 sats in total). Paid in BTC.
Is wavecard self-custodial?
Self-custody.
Change history9 entries
- Product status recorded · 22 October 2026 · auto-approved
- Network recorded · 22 October 2026 · auto-approved
- Card type recorded · 22 October 2026 · auto-approved
- Custody model recorded · 22 October 2026 · auto-approved
- Cashback type recorded · 22 October 2026 · auto-approved
- Cashback paid in recorded · 22 October 2026 · auto-approved
- Base cashback recorded · 22 October 2026 · auto-approved
- Own IBAN / bank details recorded · 22 October 2026 · auto-approved
- ATM withdrawals recorded · 22 October 2026 · auto-approved