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UGLYCASH Card vs Zoomex Card

UGLYCASH Card

Crypto native

5.3
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Zoomex Card

Crypto native

5.2
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Verdict

  • UGLYCASH Card scores higher overall (5.3 vs 5.2 out of 10).
  • UGLYCASH Card is clearly stronger on: Fees.
  • Zoomex Card is clearly stronger on: FX & international.
  • A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.

UGLYCASH Card is a good fit for

  • No specific audience can be derived from the published data yet.

Stronger on: Fees

Zoomex Card is a good fit for

  • Stablecoin holders

Stronger on: FX & international

★ Our pickEditorial choice · score unchanged · Affiliate link

Neither card is our pick. The card we recommend instead:

ether.fi Cash

Crypto native · ether.fi

8.1

Why we recommend it

  • 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
  • 5.35% variable interest on your balanceConditions apply
  • No annual or monthly fee on the base tierConditions apply
  • Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
  • Self-custody: funds stay in your own walletConditions apply
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Review & sourcesUGLYCASH Card vs ether.fi CashZoomex Card vs ether.fi Cash

Conditions apply; the review lists them with sources.

Score by criterion

CriterionUGLYCASH CardZoomex Card
Fees10088
Cashback & rewards2421
Availability––
FX & international020
Product features–56
Custody & security–60
Credit & financing–30
Limits & ATM58–
Transparency100100
Best for Cashback4.54.3
Best for Travel4.14.5
Best for DeFi Usersn/a5.1
Best for Stablecoinsn/a5.5
Best for High Spenders4.34.0
Best for Low Fees6.96.7
Best for Beginners6.76.7

Conditions apply, e.g. only for the base tier, up to a monthly cap or in some countries. Tap a value with * (or hover over it) to see them.

Product

Product status

ActiveShow source
ActiveShow source

Card type

No data yet
Prepaid cardConditions apply: tap or hover for detailsShow source

Spends the UR account balance funded with USDC

Network

VisaShow source
No data yet

Custody model

No data yet
CustodialConditions apply: tap or hover for detailsShow source

Fiat held by UR (SR Saphirstein AG)

Card issuer / program manager

BFF Cards, LLCConditions apply: tap or hover for detailsShow source

Holds an OCIF (Puerto Rico) ruling letter authorizing card issuance activities

UR — SR Saphirstein AG, Swiss fintech licence (Art. 1b Banking Act), FINMA-supervisedShow source

Fees

Annual fee

No data yet
FreeShow source

Virtual card fee

No data yet
FreeShow source

FX fee

2.5%Conditions apply: tap or hover for detailsShow source

Rest of the world 2.5%; Colombia 1%; Mexico 0.66%

2%Conditions apply: tap or hover for detailsShow source

1–2%

Crypto conversion fee

No data yet
1%Conditions apply: tap or hover for detailsShow source

Crypto to fiat; fiat to crypto 0%

Top-up fee

FreeConditions apply: tap or hover for detailsShow source

crypto deposits free (subsidized)

No data yet

Crypto withdrawal fee

$1Conditions apply: tap or hover for detailsShow source

USD 1 under $100, USD 2 at $100 or more, plus network fee; eUSD/hyUSD/USD3 on Base free

No data yet

ATM fee

$2.50 + 1%Conditions apply: tap or hover for detailsShow source

Rest of world and AR/BO; El Salvador & Ecuador USD 2.50 + 2%; Mexico USD 2.50 + 1.35%; plus ATM operator fee

No data yet

Transfer fee

1% (min. $3)Conditions apply: tap or hover for detailsShow source

US ACH send, rest of world; max USD 20; Colombia/Argentina USD 3 flat

No data yet

Other fees & markups

Incoming US ACH USD 2, incoming wire USD 15 · EUR transfers: 0.5% margin over partner EUR/USD rate, $2 send/receive · Non-Mexican residents: USD 1.5 per eUSD purchase with MXNShow source
No data yet

Cashback & rewards

Base cashback

No data yet
1%Conditions apply: tap or hover for detailsShow source

Credited monthly to the Zoomex funding account; campaign rules still being prepared

Max cashback

6%Conditions apply: tap or hover for detailsShow source

Up to, boosted

1%Show source

Cashback conditions

No data yet
Sign-up reward: spend $5, get $10Show source

Credit & financing

Credit line

No data yet
NoShow source

Availability

Account / spend currencies

No data yet
USD · EUR · CHF · JPY · SGD · HKDShow source

Features

Apple Pay

No data yet
YesShow source

Google Pay

No data yet
YesShow source

Physical card

No data yet
NoConditions apply: tap or hover for detailsShow source

Initial version is virtual only

Virtual card

No data yet
YesShow source

ATM withdrawals

YesShow source
No data yet

Spend stablecoins

No data yet
YesConditions apply: tap or hover for detailsShow source

USDC is moved into the UR account and converted

Security & custody

Regulation / licences

FinCEN MSB registrations (BFF Prime, BFF United, BFF Classic) · OCIF Puerto Rico ruling letter for card issuance (BFF Cards, LLC) · US money transmission via Bridge Building Inc NMLS # 2450917 · Mexico virtual-asset registration (Rpay México) · El Salvador Bitcoin Service Provider and Digital Asset Service Provider (BFF El Salvador)Show source
No data yet

Annual cost at 1,500 EUR/month

UGLYCASH Card

  • Annual & monthly feesunknown
  • FX costs−90 EUR
  • Crypto conversion–
  • ATM costs−39 EUR
  • Cashbackunknown
  • Net annual valuenot enough data

Zoomex Card

  • Annual & monthly fees+0 EUR
  • FX costs−72 EUR
  • Crypto conversion–
  • ATM costsunknown
  • Cashback+180 EUR
  • Net annual valuenot enough data

Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers

More UGLYCASH Card comparisons

    More Zoomex Card comparisons