Zoomex Card
Virtual card of the exchange Zoomex, provided with the Swiss fintech UR (SR Saphirstein AG, FINMA-supervised): USDC moved into the UR multi-currency account (USD, EUR, CHF, JPY, SGD, HKD) is spent by card. Free issuance, no annual fee, 1% cashback credited monthly to the Zoomex funding account.
Base cashback
1%Conditions apply: tap or hover for detailsShow source
Max cashback
1%Show source
Base fee
FreeShow source
FX fee
2%Conditions apply: tap or hover for detailsShow source
ATM fee
Card fee
FreeShow source
Credit line
NoShow source
Staking needed
Tap a value for its source. * = conditions apply.
At a glance
Pros
- No annual or monthly fee on the base tier
- 1% base cashback
- Apple Pay and Google Pay
- Spends stablecoins directly
Cons
- FX fee up to 2%
- No physical card
Good for
- Stablecoin holders
Not for
- Frequent travellers paying in foreign currencies
- Users who insist on self-custody
Risks to understand
- Stablecoins can de-peg and are not covered by deposit protection.
- Custodial: your crypto is held by the provider — counterparty and insolvency risk.
★ Our pickEditorial choice · score unchanged · Affiliate link
The card we recommend as an alternative to Zoomex Card:
Crypto native · ether.fi
Why we recommend it
- 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
- 5.35% variable interest on your balanceConditions apply
- No annual or monthly fee on the base tierConditions apply
- Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
- Self-custody: funds stay in your own walletConditions apply
Conditions apply; the review lists them with sources.
All details
Fees4/15
- Annual fee
FreeShow source
- Virtual card fee
FreeShow source
- FX fee
2%Conditions apply: tap or hover for detailsShow source
1–2%
- Crypto conversion fee
1%Conditions apply: tap or hover for detailsShow source
Crypto to fiat; fiat to crypto 0%
Not yet researched: Monthly fee, Physical card fee, Replacement fee, Top-up fee, Crypto withdrawal fee, ATM fee, Free ATM allowance, Transfer fee, Settlement fee, Small transaction fee, Other fees & markups.
Cashback & rewards3/14
- Base cashback
1%Conditions apply: tap or hover for detailsShow source
Credited monthly to the Zoomex funding account; campaign rules still being prepared
- Max cashback
1%Show source
- Cashback conditions
Sign-up reward: spend $5, get $10Show source
Not yet researched: Cashback paid in, Cashback type, Interest on balance, Cashback-eligible spend cap, Max cashback per month, Staking / holding required for top rewards, Staking asset, Capital required for top rewards, Minimum balance, Reward expiry / vesting, Reward exclusions.
Credit & financing1/11
- Credit line
NoShow source
Not yet researched: Credit type, Collateral assets, Max loan-to-value, Interest (APR), Interest notes, Grace period, Repayment, Liquidation risk, Spend own balance directly, Spend by borrowing against collateral.
Supported countries & currencies1/4
- Account / spend currencies
USD · EUR · CHF · JPY · SGD · HKDShow source
Not yet researched: Available in, Not available in, Own IBAN / bank details.
Features, wallets & supported assets5/11
- Apple Pay
YesShow source
- Google Pay
YesShow source
- Physical card
NoConditions apply: tap or hover for detailsShow source
Initial version is virtual only
- Virtual card
YesShow source
- Spend stablecoins
YesConditions apply: tap or hover for detailsShow source
USDC is moved into the UR account and converted
Not yet researched: ATM withdrawals, Airport lounge access, Travel / rental car insurance, Purchase protection, Spendable assets, Blockchains.
Security & custody0/3
No security & custody data published or researched yet.
Limits0/2
No limits data published or researched yet.
Product4/7
- Product status
ActiveShow source
- Card type
Prepaid cardConditions apply: tap or hover for detailsShow source
Spends the UR account balance funded with USDC
- Custody model
CustodialConditions apply: tap or hover for detailsShow source
Fiat held by UR (SR Saphirstein AG)
- Card issuer / program manager
UR — SR Saphirstein AG, Swiss fintech licence (Art. 1b Banking Act), FINMA-supervisedShow source
Not yet researched: Network, Launch date, Tiers / plans.
Our rating
| Criterion | Weight | Score |
|---|---|---|
Fees Base-tier subscription ≈ €0/year · Per-transaction costs ≈ 1.00% | 20% | 88 |
Cashback & rewards | 20% | 21 |
Availability | 15% | No data — excluded |
FX & international FX fee 2% | 10% | 20 |
Product features 4 of 5 known features available · 0 of 3 perks (lounge, travel insurance, purchase protection) | 10% | 56 |
Custody & security Custody model: custodial | 10% | 60 |
Credit & financing No credit line | 5% | 30 |
Limits & ATM | 5% | No data — excluded |
Transparency 5 of 5 checked key terms disclosed | 5% | 100 |
Data coverage 80%. Criteria without published data are excluded and their weight is filled with a neutral midpoint, so missing data neither helps nor hurts a card. This score is provisional: it is based on initial research that our research agent has not yet re-verified.
Computed by a fixed formula; affiliate relationships have no influence. How we score
FAQ
Does Zoomex Card have an annual or monthly fee?
Base tier: Free. Source: Zoomex Card.
What is the FX fee of Zoomex Card?
2% (1–2%). Source: Zoomex Card.
How much cashback does Zoomex Card pay?
Base rate: 1% (Credited monthly to the Zoomex funding account; campaign rules still being prepared). Highest advertised rate: 1%.
Is Zoomex Card a credit card?
No. It is a prepaid card (spends the ur account balance funded with usdc); you spend your own balance.
Is Zoomex Card self-custodial?
Custodial (Fiat held by UR (SR Saphirstein AG)).
Does Zoomex Card work with Apple Pay and Google Pay?
Apple Pay: Yes. Google Pay: Yes.
Change history18 entries
- Annual fee recorded · 22 October 2026 · auto-approved
- Product status recorded · 22 October 2026 · auto-approved
- Card type recorded · 22 October 2026 · auto-approved
- Custody model recorded · 22 October 2026 · auto-approved
- Card issuer / program manager recorded · 22 October 2026 · auto-approved
- Virtual card fee recorded · 22 October 2026 · auto-approved
- FX fee recorded · 22 October 2026 · auto-approved
- Crypto conversion fee recorded · 22 October 2026 · auto-approved
- Base cashback recorded · 22 October 2026 · auto-approved
- Max cashback recorded · 22 October 2026 · auto-approved
- Cashback conditions recorded · 22 October 2026 · auto-approved
- Credit line recorded · 22 October 2026 · auto-approved
- Account / spend currencies recorded · 22 October 2026 · auto-approved
- Virtual card recorded · 22 October 2026 · auto-approved
- Physical card recorded · 22 October 2026 · auto-approved
- Apple Pay recorded · 22 October 2026 · auto-approved
- Google Pay recorded · 22 October 2026 · auto-approved
- Spend stablecoins recorded · 22 October 2026 · auto-approved