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Tria Card vs Volet.com Card

Tria Card

Crypto native

7.2
Volet.com Card

Crypto native

7.2

Verdict

  • Tria Card and Volet.com Card have the same overall score (7.2/10).
  • Tria Card is clearly stronger on: Fees, Product features, Custody & security.
  • A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.

Tria Card is a good fit for

  • People who want to keep control of their keys
  • Users who need credit rather than a debit/prepaid card
  • Frequent travellers

Stronger on: Fees, Product features, Custody & security

Volet.com Card is a good fit for

  • Frequent travellers

★ Our pickEditorial choice · score unchanged · Affiliate link

Neither card is our pick. The card we recommend instead:

ether.fi Cash

Crypto native · ether.fi

8.1

Why we recommend it

  • 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
  • 5.35% variable interest on your balanceConditions apply
  • No annual or monthly fee on the base tierConditions apply
  • Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
  • Self-custody: funds stay in your own walletConditions apply

Conditions apply; the review lists them with sources.

Score by criterion

CriterionTria CardVolet.com Card
Fees9070
Cashback & rewards44–
Availability–100
FX & international100100
Product features8070
Custody & security8060
Credit & financing75–
Limits & ATM71–
Transparency93100
Best for Cashback6.2n/a
Best for Travel8.18.0
Best for Self-Custody7.9n/a
Best for DeFi Users7.56.3
Best for High Spenders7.0n/a
Best for Low Fees9.07.9
Best for Beginners7.77.7
Best Crypto Credit Card7.5n/a

Conditions apply, e.g. only for the base tier, up to a monthly cap or in some countries. Tap a value with * (or hover over it) to see them.

Product

Product status

ActiveShow source
ActiveShow source

Card type

Crypto-backed creditShow source
Prepaid cardShow source

Network

VisaShow source
Visa / MastercardConditions apply: tap or hover for detailsShow source

Europe cards Visa and Mastercard; Asia-Pacific and digital global cards Mastercard

Custody model

Self-custodyShow source
CustodialShow source

Card issuer / program manager

Nimbus, LLC (issuer); Threely Dimensions Inc. (Tria, program provider)Conditions apply: tap or hover for detailsShow source

International card terms

No data yet

Tiers / plans

Lite · Pro · MaxShow source
Asia-Pacific · Europe Virtual · Europe PlasticConditions apply: tap or hover for detailsShow source

Card variants listed

Fees

Annual fee

$109/yearConditions apply: tap or hover for detailsShow source

Pro tier standard renewal; Max $250/year; Lite listed $20/year but page also says Lite renews automatically at $0

No data yet

Monthly fee

No data yet
FreeConditions apply: tap or hover for detailsShow source

Account monthly fee; Asia-Pacific card has separate 1 USD monthly maintenance (per card page)

Physical card fee

$109Conditions apply: tap or hover for detailsShow source

Plastic card; Metal card 250 USD

$5Conditions apply: tap or hover for detailsShow source

Europe Plastic and Asia-Pacific Plastic; 5 EUR for EUR card

Virtual card fee

FreeConditions apply: tap or hover for detailsShow source

Limited-time promotion only

$1Conditions apply: tap or hover for detailsShow source

Europe Virtual card; 1 EUR for EUR card

FX fee

0%Show source
0%Conditions apply: tap or hover for detailsShow source

Digital global Mastercard USD card: Mastercard rate, no extra fee

Top-up fee

FreeShow source
$1 + 1%Conditions apply: tap or hover for detailsShow source

Europe cards loaded from Volet.com (1 EUR for EUR cards); Asia-Pacific 1.5% + 1 USD; digital global Mastercard 2.5% + 1 USD

ATM fee

$1 + 1%Conditions apply: tap or hover for detailsShow source

$1.00 base fee plus 1% of the withdrawal amount; local ATM operator fees/limits may apply

No data yet

Other fees & markups

FX fee up to 3% · International transactions fee up to 1% · USDC settlement/deposit fee up to 1% · ATM balance inquiry and decline fees up to $2 · ATM withdrawal up to $2 + 3% · Virtual card issue/annual fee $25 per fee disclosureConditions apply: tap or hover for detailsShow source

Maximums from the 31 Oct 2025 fee disclosure; help center states lower fees

Fiat top-up by Visa/Mastercard 3.5% · USDT/USDC top-up to fiat balance 1 USD · Withdrawal to Volet.com card from 1% · USDT TRC-20 withdrawal 3.5 USDT; other chains 0.5 USDT/USDCShow source

Cashback & rewards

Base cashback

1.5%Conditions apply: tap or hover for detailsShow source

Virtual tier, within a monthly spend cap ($100 or $1,000 — sources conflict)

No data yet

Max cashback

6%Conditions apply: tap or hover for detailsShow source

Premium tier, headline rate, monthly spend caps apply

No data yet

Cashback paid in

USDT on ArbitrumShow source
No data yet

Cashback type

StablecoinShow source
No data yet

Cashback-eligible spend cap

$100/monthConditions apply: tap or hover for detailsShow source

Virtual tier: monthly spend at the top rate; floor rate 0.5% above it. Cap is per user, resets on the 1st

No data yet

Cashback conditions

Cashback requires an active membership; lapses if not renewedShow source
No data yet

Credit & financing

Credit line

YesShow source
No data yet

Credit type

Crypto-backed creditShow source
No data yet

Max loan-to-value

100%Conditions apply: tap or hover for detailsShow source

Spending limit equals USD market value of collateral (1:1)

No data yet

Interest (APR)

0%Show source
No data yet

Interest notes

Currently 0% on all purchases; issuer may introduce interest for new purchases in the futureShow source
No data yet

Grace period

Liquidation if an outstanding payment is not paid in full within one calendar day (issuer may allow more)Show source
No data yet

Repayment

Balances in the linked wallet are used to repay card spending; collateral liquidated if unpaidShow source
No data yet

Liquidation risk

YesShow source
No data yet

Availability

Available in

No data yet
European Union, Switzerland, Norway, Turkey, IsraelConditions apply: tap or hover for detailsShow source

Verified users

Account / spend currencies

No data yet
USD · EURShow source

Features

Apple Pay

YesConditions apply: tap or hover for detailsShow source

Where supported

YesConditions apply: tap or hover for detailsShow source

Only some cards support it

Google Pay

YesConditions apply: tap or hover for detailsShow source

Where supported

YesConditions apply: tap or hover for detailsShow source

Only some cards support it

Physical card

YesConditions apply: tap or hover for detailsShow source

Pro (plastic) and Max (metal) tiers only

YesShow source

Virtual card

YesConditions apply: tap or hover for detailsShow source

Lite tier is virtual-only

YesShow source

ATM withdrawals

YesShow source
YesShow source

Airport lounge access

NoConditions apply: tap or hover for detailsShow source

Lite none; Pro and Max yes

No data yet

Purchase protection

YesConditions apply: tap or hover for detailsShow source

$10,000 on all tiers per table

No data yet

Spendable assets

1,000+ tokens accepted for fundingShow source
No data yet

Blockchains

Ethereum · Polygon · Optimism · ArbitrumConditions apply: tap or hover for detailsShow source

Supported blockchains for collateral; more may be added

No data yet

Limits

ATM limit

$750Conditions apply: tap or hover for detailsShow source

Per transaction; maximum 3 withdrawals per 24 hours

No data yet

Spending limit

No data yet
$50,000Conditions apply: tap or hover for detailsShow source

One-time purchase, digital global Mastercard USD; Asia-Pacific up to 22,000 USD

Annual cost at 1,500 EUR/month

Tria Card

  • Annual & monthly fees−98 EUR
  • FX costs+0 EUR
  • Crypto conversion–
  • ATM costs−23 EUR
  • Cashback+16 EUR
  • Net annual value-104 EUR

Volet.com Card

  • Annual & monthly fees+0 EUR
  • FX costs+0 EUR
  • Crypto conversion–
  • ATM costsunknown
  • Cashbackunknown
  • Net annual valuenot enough data

Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers