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SwissBorg Card vs Volet.com Card

SwissBorg Card

Crypto native

7.2
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Volet.com Card

Crypto native

7.2
Get the card

Verdict

  • SwissBorg Card and Volet.com Card have the same overall score (7.2/10).
  • SwissBorg Card is clearly stronger on: Fees, Custody & security.
  • Volet.com Card is clearly stronger on: Product features.
  • A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.

SwissBorg Card is a good fit for

  • Stablecoin holders
  • Frequent travellers

Stronger on: Fees, Custody & security

Volet.com Card is a good fit for

  • Frequent travellers

Stronger on: Product features

★ Our pickEditorial choice · score unchanged · Affiliate link

Neither card is our pick. The card we recommend instead:

ether.fi Cash

Crypto native · ether.fi

8.1

Why we recommend it

  • 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
  • 5.35% variable interest on your balanceConditions apply
  • No annual or monthly fee on the base tierConditions apply
  • Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
  • Self-custody: funds stay in your own walletConditions apply
Get the card
Review & sourcesSwissBorg Card vs ether.fi CashVolet.com Card vs ether.fi Cash

Conditions apply; the review lists them with sources.

Score by criterion

CriterionSwissBorg CardVolet.com Card
Fees8870
Cashback & rewards––
Availability100100
FX & international100100
Product features4770
Custody & security7560
Credit & financing30–
Limits & ATM20–
Transparency100100
Best for Cashback6.5n/a
Best for Travel7.68.0
Best for DeFi Users6.56.3
Best for Stablecoins7.8n/a
Best for High Spenders6.1n/a
Best for Low Fees8.37.9
Best for Beginners7.77.7

Conditions apply, e.g. only for the base tier, up to a monthly cap or in some countries. Tap a value with * (or hover over it) to see them.

Product

Product status

ActiveShow source
ActiveShow source

Card type

Debit cardShow source
Prepaid cardShow source

Network

MastercardShow source
Visa / MastercardConditions apply: tap or hover for detailsShow source

Europe cards Visa and Mastercard; Asia-Pacific and digital global cards Mastercard

Custody model

CustodialConditions apply: tap or hover for detailsShow source

Spends crypto balances held in the SwissBorg app

CustodialShow source

Card issuer / program manager

UAB Monavate (Bank of Lithuania); app operated by BlockNodes SAS (MiCA licence A2026-011, France)Show source
No data yet

Tiers / plans

No data yet
Asia-Pacific · Europe Virtual · Europe PlasticConditions apply: tap or hover for detailsShow source

Card variants listed

Fees

Annual fee

FreeShow source
No data yet

Monthly fee

FreeShow source
FreeConditions apply: tap or hover for detailsShow source

Account monthly fee; Asia-Pacific card has separate 1 USD monthly maintenance (per card page)

Physical card fee

No data yet
$5Conditions apply: tap or hover for detailsShow source

Europe Plastic and Asia-Pacific Plastic; 5 EUR for EUR card

Virtual card fee

FreeShow source
$1Conditions apply: tap or hover for detailsShow source

Europe Virtual card; 1 EUR for EUR card

FX fee

0%Conditions apply: tap or hover for detailsShow source

Mastercard exchange rate; SwissBorg adds no FX fee (the crypto exchange fee still applies)

0%Conditions apply: tap or hover for detailsShow source

Digital global Mastercard USD card: Mastercard rate, no extra fee

Crypto conversion fee

0.99%Conditions apply: tap or hover for detailsShow source

Exchange fee for every loyalty rank; a real-time market-liquidity adjustment may be added

No data yet

Top-up fee

No data yet
$1 + 1%Conditions apply: tap or hover for detailsShow source

Europe cards loaded from Volet.com (1 EUR for EUR cards); Asia-Pacific 1.5% + 1 USD; digital global Mastercard 2.5% + 1 USD

Crypto withdrawal fee

0.1%Conditions apply: tap or hover for detailsShow source

Platform crypto withdrawals: plus real-time gas fees, min/max per asset; page does not mention the card

No data yet

Other fees & markups

Real-time market-liquidity adjustment may be applied to the conversion price · Third parties such as Apple/Google Pay, Curve or PayPal may charge additional feesShow source
Fiat top-up by Visa/Mastercard 3.5% · USDT/USDC top-up to fiat balance 1 USD · Withdrawal to Volet.com card from 1% · USDT TRC-20 withdrawal 3.5 USDT; other chains 0.5 USDT/USDCShow source

Cashback & rewards

Cashback paid in

BORGShow source
No data yet

Cashback type

Platform tokenShow source
No data yet

Cashback conditions

Cashback is a share of the 0.99% exchange fee: up to 5% (Standard) to up to 99% (Elite top 10) depending on the loyalty rank · BORG rewards are locked for a period (Paid to Trade programme) · Cashback is not guaranteed and can be changed or stopped at any timeShow source
No data yet

Reward expiry / vesting

BORG cashback is locked for a certain periodShow source
No data yet

Credit & financing

Credit line

NoShow source
No data yet

Availability

Available in

United Kingdom, Switzerland, Austria, Belgium, Cyprus, Croatia, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, SwedenShow source
European Union, Switzerland, Norway, Turkey, IsraelConditions apply: tap or hover for detailsShow source

Verified users

Account / spend currencies

EUR · CHF · GBPConditions apply: tap or hover for detailsShow source

Base currency set by country of residence

USD · EURShow source

Features

Apple Pay

YesConditions apply: tap or hover for detailsShow source

Initially in Switzerland and France only

YesConditions apply: tap or hover for detailsShow source

Only some cards support it

Google Pay

YesShow source
YesConditions apply: tap or hover for detailsShow source

Only some cards support it

Physical card

NoConditions apply: tap or hover for detailsShow source

May follow later

YesShow source

Virtual card

YesShow source
YesShow source

ATM withdrawals

NoShow source
YesShow source

Spend stablecoins

YesShow source
No data yet

Spendable assets

USDC · BTC · ETH · SOL · BORG · USDG · EUROP · TGBPShow source
No data yet

Limits

Spending limit

No data yet
$50,000Conditions apply: tap or hover for detailsShow source

One-time purchase, digital global Mastercard USD; Asia-Pacific up to 22,000 USD

Security & custody

Regulation / licences

BlockNodes SAS: MiCA authorisation A2026-011 (France)Conditions apply: tap or hover for detailsShow source

Platform-level, not card-specific

No data yet

Annual cost at 1,500 EUR/month

SwissBorg Card

  • Annual & monthly fees+0 EUR
  • FX costs+0 EUR
  • Crypto conversion–
  • ATM costsunknown
  • Cashbackunknown
  • Net annual valuenot enough data

Volet.com Card

  • Annual & monthly fees+0 EUR
  • FX costs+0 EUR
  • Crypto conversion–
  • ATM costsunknown
  • Cashbackunknown
  • Net annual valuenot enough data

Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers

More SwissBorg Card comparisons

More Volet.com Card comparisons