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Pulsar Money Card vs Tangem Pay

Pulsar Money Card

Crypto native

6.2
Tangem Pay

Crypto native

4.8

Verdict

  • Pulsar Money Card scores higher overall (6.2 vs 4.8 out of 10).
  • Pulsar Money Card is clearly stronger on: Fees, FX & international, Limits & ATM.
  • For 1,500 EUR/month of spend, Tangem Pay comes out about 24 EUR a year ahead on base-tier terms.

Pulsar Money Card is a good fit for

  • Stablecoin holders

Stronger on: Fees, FX & international, Limits & ATM

Tangem Pay is a good fit for

  • People who want to keep control of their keys
  • Stablecoin holders

Score by criterion

CriterionPulsar Money CardTangem Pay
Fees10079
Cashback & rewards3630
Availability–3
FX & international6040
Product features7070
Custody & security–80
Credit & financing–30
Limits & ATM6420
Transparency7979
Best for Cashback5.44.1
Best for Travel6.54.3
Best for Self-Custodyn/a6.7
Best for DeFi Users5.95.9
Best for Stablecoins6.76.1
Best for High Spenders5.74.2
Best for Low Fees8.16.0
Best for Beginners6.96.1

Product

Product status

Waitlist*Show source

Product status: Waitlist

Early access sign-up

Source states (paraphrased): Sign up for early access and we'll tell you as soon as it goes live.

Source: Pulsar Money

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Early access sign-up

ActiveShow source

Product status: Active

Source: Tangem Pay — The Visa Card for Your Crypto Wallet

Official product page (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 80%

Card type

No data yet
Stablecoin card*Show source

Card type: Stablecoin card

Funded with USDC loaded in advance; no credit line

Source states (paraphrased): It is a virtual Visa card issued by Rain , funded with USDC, which you load first.

Source: Is Tangem Pay a Credit Card or a Debit Card?

Official announcement (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 80%

Funded with USDC loaded in advance; no credit line

Network

No data yet
VisaShow source

Network: Visa

Source: Tangem Pay — The Visa Card for Your Crypto Wallet

Official product page (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 95%

Custody model

No data yet
Self-custodyShow source

Custody model: Self-custody

Source states (paraphrased): your assets remain in your own self-custodial smart contract throughout

Source: Help center | Partners & Roadmap

Official help center / FAQ (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%

Card issuer / program manager

No data yet
Rain (issuer); Paera LLC (program provider)Show source

Card issuer / program manager: Rain (issuer); Paera LLC (program provider)

Source states (paraphrased): The Tangem Pay card is issued by Rain , a Visa Principal Member

Source: Help center | Partners & Roadmap

Official help center / FAQ (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 75%

Tiers / plans

No data yet
Basic (free) · Plus ($29.99/month) · Prestige ($999/year, coming soon)*Show source

Tiers / plans: Basic (free) · Plus ($29.99/month) · Prestige ($999/year, coming soon)

Plus free with $4,500 monthly spend or $65,000 in Yield Mode; Prestige coming soon

Source states (paraphrased): Tangem Pay fixes this with its first membership tiers: Basic, Plus, and Prestige .

Source: Tangem Pay Tiers Explained: Basic, Plus, and Prestige

Official announcement (tier 1)

Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%

Plus free with $4,500 monthly spend or $65,000 in Yield Mode; Prestige coming soon

Fees

Monthly fee

Free*Show source

Monthly fee: Free

Standard (Free) plan; Pulsar Pro $9.99/month or $99.99/year

Source states (paraphrased): Monthly standard account fee: Free

Source: https://help.pulsar.money/en/articles/16752647-pricing-fees

Official product page (tier 1)

Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%

Standard (Free) plan; Pulsar Pro $9.99/month or $99.99/year

Free*Show source

Monthly fee: Free

Basic tier; Plus $29.99/month

Source: Tangem Pay Tiers Explained: Basic, Plus, and Prestige

Official announcement (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%

Basic tier; Plus $29.99/month

Virtual card fee

FreeShow source

Virtual card fee: Free

Source states (paraphrased): No card issuance or monthly fee.

Source: Pulsar Money

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Free*Show source

Virtual card fee: Free

Basic tier

Source states (paraphrased): Free virtual card. No monthly fees.

Source: Tangem Pay — The Visa Card for Your Crypto Wallet

Official product page (tier 1)

Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%

Basic tier

Replacement fee

No data yet
$5*Show source

Replacement fee: $5

Virtual card replacement/additional card $5; plastic: delivery fee only (Basic and Plus); Prestige $0

Source states (paraphrased): Virtual: $5; Plastic: delivery fee only

Source: Tangem Pay Tiers Explained: Basic, Plus, and Prestige

Official announcement (tier 1)

Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 75%

Virtual card replacement/additional card $5; plastic: delivery fee only (Basic and Plus); Prestige $0

FX fee

1%*Show source

FX fee: 1%

Cross-currency card spending; same-currency spending (EUR from EUR, USD from USD) has no Pulsar FX fee; third-party fees may apply

Source states (paraphrased): Cross-currency card spending is 1%, and third-party fees may still apply.

Source: Pulsar Money

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Cross-currency card spending; same-currency spending (EUR from EUR, USD from USD) has no Pulsar FX fee; third-party fees may apply

1.5%*Show source

FX fee: 1.5%

Up to; Tangem pages show 1% and 1.5%

Source: Tangem Pay Tiers Explained: Basic, Plus, and Prestige

Official announcement (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 45%

Up to; Tangem pages show 1% and 1.5%

Top-up fee

Free*Show source

Top-up fee: Free

Funding with USDT, USDC or EURC at 1:1, no Pulsar fee

Source states (paraphrased): Fund with stablecoins at no Pulsar fee

Source: Pulsar Money

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Funding with USDT, USDC or EURC at 1:1, no Pulsar fee

$1*Show source

Top-up fee: $1

Bank top-up via ACH (free on Plus); FedWire $11 (comparison table says $10); crypto top-ups incur network fees

Source states (paraphrased): Send USD from your US bank account via ACH ($1 flat fee, free on Plus) or FedWire ($11 flat fee).

Source: Tangem Pay — The Visa Card for Your Crypto Wallet

Official product page (tier 1)

Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 75%

Bank top-up via ACH (free on Plus); FedWire $11 (comparison table says $10); crypto top-ups incur network fees

ATM fee

2%*Show source

ATM fee: 2%

After $200 free per month; ATM operator fees may apply

Source states (paraphrased): ATM withdrawals: Free up to $200 per month, then 2%

Source: https://help.pulsar.money/en/articles/16752647-pricing-fees

Official product page (tier 1)

Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%

After $200 free per month; ATM operator fees may apply

4%*Show source

ATM fee: 4%

Basic tier; 2% on Plus

Source: Tangem Pay — The Visa Card for Your Crypto Wallet

Official product page (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%

Basic tier; 2% on Plus

Free ATM allowance

$200/month*Show source

Free ATM allowance: $200/month

Per month

Source states (paraphrased): ATM withdrawals: Free up to $200 per month, then 2%

Source: https://help.pulsar.money/en/articles/16752647-pricing-fees

Official product page (tier 1)

Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%

Per month

No data yet

Other fees & markups

No data yet
Polygon gas fee on top-up (paid to the network) · Visa foreign-exchange fee on non-USD purchasesShow source

Other fees & markups: Polygon gas fee on top-up (paid to the network) · Visa foreign-exchange fee on non-USD purchases

Source states (paraphrased): Polygon gas fees apply when topping up the card (paid to the Polygon network, not to Tangem), and Visa foreign-exchange fees apply

Source: Is Tangem Pay a Credit Card or a Debit Card?

Official announcement (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 90%

Cashback & rewards

Base cashback

0.5%*Show source

Base cashback: 0.5%

Free plan, in Pulsar Points: ~0.5% on the first $500 per month, then ~0.25% up to $100,000

Source states (paraphrased): First $500: 5 pts per $10 ~ 0.5% cashback (Free)

Source: https://help.pulsar.money/en/articles/16752652-pulsar-pro

Official product page (tier 1)

Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%

Free plan, in Pulsar Points: ~0.5% on the first $500 per month, then ~0.25% up to $100,000

1%*Show source

Base cashback: 1%

Basic tier; minimum $30 per transaction; monthly cap applies

Source: Cashback Is Here: Your Tangem Pay Spending Now Earns You Back

Official announcement (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 85%

Basic tier; minimum $30 per transaction; monthly cap applies

Max cashback

2%*Show source

Max cashback: 2%

Pulsar Pro ($9.99/month or $99.99/year) on the first $1,000; 4% only in the October 2026 campaign for 100 Pro subscribers

Source states (paraphrased): Earn up to 2% cashback in points on your first $1,000.

Source: https://help.pulsar.money/en/articles/16752652-pulsar-pro

Official product page (tier 1)

Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%

Pulsar Pro ($9.99/month or $99.99/year) on the first $1,000; 4% only in the October 2026 campaign for 100 Pro subscribers

4%*Show source

Max cashback: 4%

Prestige tier ($999/year, coming soon); Plus 2%

Source states (paraphrased): Earn up to 4% cashback

Source: Tangem Pay — The Visa Card for Your Crypto Wallet

Official product page (tier 1)

Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 75%

Prestige tier ($999/year, coming soon); Plus 2%

Cashback paid in

No data yet
USDCShow source

Cashback paid in: USDC

Source: Cashback Is Here: Your Tangem Pay Spending Now Earns You Back

Official announcement (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%

Cashback type

Points*Show source

Cashback type: Points

Pulsar Points, redeemed as USDC refunds of eligible card transactions

Source states (paraphrased): Points come back as a refund on a transaction you have already made ... the money arrives in USDC.

Source: https://help.pulsar.money/en/articles/16752632-pulsar-points-explained

Official product page (tier 1)

Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%

Pulsar Points, redeemed as USDC refunds of eligible card transactions

StablecoinShow source

Cashback type: Stablecoin

Source: Cashback Is Here: Your Tangem Pay Spending Now Earns You Back

Official announcement (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%

Interest on balance

5.2%*Show source

Interest on balance: 5.2%

~5.2% APY on stablecoins through curated DeFi strategies; variable

Source states (paraphrased): Earn ~5.2% APY on stablecoins through curated DeFi strategies.

Source: Pulsar Money

Official product page (tier 1)

Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%

~5.2% APY on stablecoins through curated DeFi strategies; variable

No data yet

Cashback-eligible spend cap

No data yet
$10,000/month*Show source

Cashback-eligible spend cap: $10,000/month

Basic tier, per month; Plus $15,000

Source states (paraphrased): That means up to $10,000 in monthly spending is eligible.

Source: Cashback Is Here: Your Tangem Pay Spending Now Earns You Back

Official announcement (tier 1)

Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%

Basic tier, per month; Plus $15,000

Max cashback per month

No data yet
$100/month*Show source

Max cashback per month: $100/month

Basic tier; Plus $300, Prestige $1000

Source states (paraphrased): Basic tier users earn 1% back on all eligible purchases, capped at $100 per month.

Source: Tangem Pay — The Visa Card for Your Crypto Wallet

Official product page (tier 1)

Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%

Basic tier; Plus $300, Prestige $1000

Cashback conditions

No data yet
Minimum transaction amount of $30 · Credited in USDC at the end of each billing cycleShow source

Cashback conditions: Minimum transaction amount of $30 · Credited in USDC at the end of each billing cycle

Source states (paraphrased): Cashback requires a minimum transaction amount of $30.

Source: Cashback Is Here: Your Tangem Pay Spending Now Earns You Back

Official announcement (tier 1)

Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 90%

Reward exclusions

No data yet
In-store purchases (incl. tap-to-pay) at EU and UK merchants · Excluded merchant category codes listed in the cashback termsShow source

Reward exclusions: In-store purchases (incl. tap-to-pay) at EU and UK merchants · Excluded merchant category codes listed in the cashback terms

Source states (paraphrased): cashback does not apply to in-store purchases at EU and UK merchants.

Source: Cashback Is Here: Your Tangem Pay Spending Now Earns You Back

Official announcement (tier 1)

Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 90%

Credit & financing

Credit line

No data yet
NoShow source

Credit line: No

Source states (paraphrased): USDC goes in first, Visa handles the payment, and no credit line is created.

Source: Is Tangem Pay a Credit Card or a Debit Card?

Official announcement (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%

Credit type

No data yet
NoneShow source

Credit type: None

Source states (paraphrased): USDC goes in first, Visa handles the payment, and no credit line is created.

Source: Is Tangem Pay a Credit Card or a Debit Card?

Official announcement (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 90%

Availability

Available in

No data yet
United States*Show source

Available in: United States

Not all US states; plus select countries in LATAM, APAC, MEA and Africa (no list published on the page)

Source: Tangem Pay — The Visa Card for Your Crypto Wallet

Official product page (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 80%

Not all US states; plus select countries in LATAM, APAC, MEA and Africa (no list published on the page)

Account / spend currencies

USD · EURShow source

Account / spend currencies: USD · EUR

Source: Pulsar Money

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

USDShow source

Account / spend currencies: USD

Source states (paraphrased): The card currency is USD

Source: Tangem Pay — The Visa Card for Your Crypto Wallet

Official product page (tier 1)

Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 90%

Own IBAN / bank details

No data yet
Yes*Show source

Own IBAN / bank details: Yes

US routing and account number (ACH/FedWire), not an IBAN

Source states (paraphrased): Your Tangem Pay account has its own routing number and account number.

Source: Tangem Pay — The Visa Card for Your Crypto Wallet

Official product page (tier 1)

Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 75%

US routing and account number (ACH/FedWire), not an IBAN

Features

Apple Pay

YesShow source

Apple Pay: Yes

Source: Pulsar Money

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

YesShow source

Apple Pay: Yes

Source states (paraphrased): add your card to Apple Pay or Google Pay

Source: Tangem Pay — The Visa Card for Your Crypto Wallet

Official product page (tier 1)

Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 90%

Google Pay

YesShow source

Google Pay: Yes

Source: Pulsar Money

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

YesShow source

Google Pay: Yes

Source states (paraphrased): add your card to Apple Pay or Google Pay

Source: Tangem Pay — The Visa Card for Your Crypto Wallet

Official product page (tier 1)

Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 90%

Physical card

Yes*Show source

Physical card: Yes

Plastic and Metal card types listed

Source states (paraphrased): Metal card limits may be increased on request.

Source: https://help.pulsar.money/en/articles/17598741-pulsar-app-limits

Official product page (tier 1)

Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%

Plastic and Metal card types listed

Yes*Show source

Physical card: Yes

Page elsewhere mentions up to three virtual cards

Source states (paraphrased): you can open up to five virtual and plastic Visa cards

Source: Help center | What is Tangem Pay

Official help center / FAQ (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 75%

Page elsewhere mentions up to three virtual cards

Virtual card

YesShow source

Virtual card: Yes

Source: Pulsar Money

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

YesShow source

Virtual card: Yes

Source states (paraphrased): You receive a virtual Visa card.

Source: Tangem Pay — The Visa Card for Your Crypto Wallet

Official product page (tier 1)

Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 95%

ATM withdrawals

YesShow source

ATM withdrawals: Yes

Source states (paraphrased): ATM withdrawals: Free up to $200 per month, then 2%

Source: https://help.pulsar.money/en/articles/16752647-pricing-fees

Official product page (tier 1)

Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%

Yes*Show source

ATM withdrawals: Yes

Contactless ATMs only, via Apple Pay or Google Pay

Source states (paraphrased): You can withdraw cash at any contactless ATM.

Source: Tangem Pay — The Visa Card for Your Crypto Wallet

Official product page (tier 1)

Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 90%

Contactless ATMs only, via Apple Pay or Google Pay

Spend stablecoins

Yes*Show source

Spend stablecoins: Yes

Card spends from the USD or EUR balance funded with stablecoins

Source: Pulsar Money

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Card spends from the USD or EUR balance funded with stablecoins

YesShow source

Spend stablecoins: Yes

Source: Tangem Pay — The Visa Card for Your Crypto Wallet

Official product page (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%

Airport lounge access

No data yet
No*Show source

Airport lounge access: No

Basic (free) has no free visits (paid); Plus 2 and Prestige 8 free visits/year, marked coming soon. Only Plus and Prestige tiers.

Source states (paraphrased): Enjoy complimentary access to airport lounges worldwide with included Priority Pass/Dragon Pass visits.

Source: Tangem Pay — The Visa Card for Your Crypto Wallet

Official product page (tier 1)

Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%

Basic (free) has no free visits (paid); Plus 2 and Prestige 8 free visits/year, marked coming soon. Only Plus and Prestige tiers.

Travel / rental car insurance

No data yet
No*Show source

Travel / rental car insurance: No

Auto rental insurance only on Plus and Prestige; Basic is 'Not Insured'.

Source states (paraphrased): Coverage for accidental damage when you pay for your rental car with your card.

Source: Tangem Pay — The Visa Card for Your Crypto Wallet

Official product page (tier 1)

Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%

Auto rental insurance only on Plus and Prestige; Basic is 'Not Insured'.

Purchase protection

No data yet
No*Show source

Purchase protection: No

Purchase protection and extended warranty only on Plus and Prestige; Basic is 'No'.

Source states (paraphrased): Coverage against theft or accidental damage on eligible purchases.

Source: Tangem Pay — The Visa Card for Your Crypto Wallet

Official product page (tier 1)

Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%

Purchase protection and extended warranty only on Plus and Prestige; Basic is 'No'.

Spendable assets

USDT · USDC · EURCShow source

Spendable assets: USDT · USDC · EURC

Source: Pulsar Money

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

USDC · USDTShow source

Spendable assets: USDC · USDT

Source states (paraphrased): Send USDC or USDT on Polygon, Base, BNB Smart Chain, or Arbitrum to your Tangem Pay deposit address.

Source: Tangem Pay — The Visa Card for Your Crypto Wallet

Official product page (tier 1)

Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%

Blockchains

EVM networks · Solana · TRONShow source

Blockchains: EVM networks · Solana · TRON

Source: Pulsar Money

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Polygon · Base · BNB Smart Chain · ArbitrumShow source

Blockchains: Polygon · Base · BNB Smart Chain · Arbitrum

Source states (paraphrased): Send USDC or USDT on Polygon, Base, BNB Smart Chain, or Arbitrum to your Tangem Pay deposit address.

Source: Tangem Pay — The Visa Card for Your Crypto Wallet

Official product page (tier 1)

Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%

Limits

ATM limit

No data yet
$250*Show source

ATM limit: $250

Per transaction; up to 3 withdrawals per 24 hours

Source states (paraphrased): Your maximum withdrawal is $250 per transaction.

Source: Tangem Pay — The Visa Card for Your Crypto Wallet

Official product page (tier 1)

Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%

Per transaction; up to 3 withdrawals per 24 hours

Spending limit

$30,000*Show source

Spending limit: $30,000

May depend on account status and card program rules

Source states (paraphrased): Card limits: $30,000 USD

Source: https://help.pulsar.money/en/articles/16752647-pricing-fees

Official product page (tier 1)

Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%

May depend on account status and card program rules

$10,000*Show source

Spending limit: $10,000

Per day, Basic tier; Plus $50,000, Prestige $100,000

Source states (paraphrased): $10,000 daily spending limit

Source: Tangem Pay — The Visa Card for Your Crypto Wallet

Official product page (tier 1)

Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%

Per day, Basic tier; Plus $50,000, Prestige $100,000

Annual cost at 1,500 EUR/month

Pulsar Money Card

  • Annual & monthly fees+0 EUR
  • FX costs−36 EUR
  • Crypto conversion–
  • ATM costs+0 EUR
  • Cashback+90 EUR
  • Net annual value54 EUR

Tangem Pay

  • Annual & monthly fees+0 EUR
  • FX costs−54 EUR
  • Crypto conversion–
  • ATM costs−48 EUR
  • Cashback+180 EUR
  • Net annual value78 EUR

Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers