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Oobit vs Wise Card

Oobit

Crypto native

4.7
Get the card
Wise Card

E-money / FinTech

7.3
Get the card

Verdict

  • Wise Card scores higher overall (7.3 vs 4.7 out of 10).
  • Wise Card is clearly stronger on: Fees, Availability.
  • A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.

Oobit is a good fit for

  • People who want to keep control of their keys

Wise Card is a good fit for

  • Frequent travellers

Stronger on: Fees, Availability

Score by criterion

CriterionOobitWise Card
Fees22100
Cashback & rewards40–
Availability10100
FX & international–83
Product features100–
Custody & security80–
Credit & financing––
Limits & ATM5051
Transparency9386
Best for Cashback4.3n/a
Best for Travel4.87.6
Best for Self-Custody6.5n/a
Best for DeFi Users6.0n/a
Best for High Spenders4.6n/a
Best for Low Fees4.48.6
Best for Beginners6.27.5
Best E-Money Cardn/a8.0

Product

Product status

ActiveShow source

Product status: Active

Source: Oobit Crypto Card

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

ActiveShow source

Product status: Active

Source: Fees for holding, receiving, and spending money

Official pricing / fee schedule (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Network

VisaShow source

Network: Visa

Source: Oobit FAQ

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

No data yet

Custody model

Self-custody*Show source

Custody model: Self-custody

Crypto stays in your wallet until the moment you pay

Source: Oobit FAQ

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Crypto stays in your wallet until the moment you pay

No data yet

Fees

Monthly fee

No data yet
Free*Show source

Monthly fee: Free

No subscription required

Source: Fees for holding, receiving, and spending money

Official pricing / fee schedule (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

No subscription required

Physical card fee

No data yet
£7*Show source

Physical card fee: £7

UK one-time fee; US $9; EUR fee not captured; virtual card free

Source: How to use the Wise card abroad: for Brits

Official announcement (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

UK one-time fee; US $9; EUR fee not captured; virtual card free

Virtual card fee

No data yet
FreeShow source

Virtual card fee: Free

Source: How to use the Wise card abroad: for Brits

Official announcement (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

FX fee

No data yet
0.43%*Show source

FX fee: 0.43%

From; varies by currency pair; 0% when spending a currency you hold

Source: Fees for holding, receiving, and spending money

Official pricing / fee schedule (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

From; varies by currency pair; 0% when spending a currency you hold

Crypto conversion fee

0.95%*Show source

Crypto conversion fee: 0.95%

Swaps; 3% when swapping into OOB

Source: Oobit FAQ

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Swaps; 3% when swapping into OOB

No data yet

ATM fee

2.5% (min. $0.25)*Show source

ATM fee: 2.5% (min. $0.25)

Plus ATM operator fees

Source: Oobit FAQ

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Plus ATM operator fees

2.69%*Show source

ATM fee: 2.69%

Eurozone-issued cards, above the free allowance; ATM operators may add fees

Source: Card payments abroad from France: what are the fees

Official announcement (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Eurozone-issued cards, above the free allowance; ATM operators may add fees

Free ATM allowance

No data yet
€250/month*Show source

Free ATM allowance: €250/month

Eurozone-issued cards; no limit on the number of free withdrawals

Source: Card payments abroad from France: what are the fees

Official announcement (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Eurozone-issued cards; no limit on the number of free withdrawals

Settlement fee

1% (min. $0.25)*Show source

Settlement fee: 1% (min. $0.25)

Per card payment (Brazil: 1%, no minimum)

Source states (paraphrased): 1% per payment, with a minimum of $0.25.

Source: Oobit FAQ

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Per card payment (Brazil: 1%, no minimum)

No data yet

Cashback & rewards

Max cashback

10%*Show source

Max cashback: 10%

Up to

Source: Oobit Crypto Card

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Up to

No data yet

Cashback-eligible spend cap

$200/month*Show source

Cashback-eligible spend cap: $200/month

When paying with tokens other than OOB; $10,000/month when paying with OOB

Source: Oobit FAQ

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

When paying with tokens other than OOB; $10,000/month when paying with OOB

No data yet

Cashback conditions

Higher cashback cap requires paying with the OOB tokenShow source

Cashback conditions: Higher cashback cap requires paying with the OOB token

Source: Oobit FAQ

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

No data yet

Availability

Available in

United Arab Emirates, Saudi Arabia, South Korea*Show source

Available in: United Arab Emirates, Saudi Arabia, South Korea

Oobit lists 74 countries; only countries with a dedicated official page are recorded

Source: Crypto Card UAE

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 50%

Oobit lists 74 countries; only countries with a dedicated official page are recorded

Australia, Brazil, Canada, EEA, Switzerland, Israel, Japan, Malaysia, New Zealand, Philippines, Singapore, Thailand, United Kingdom, United States*Show source

Available in: Australia, Brazil, Canada, EEA, Switzerland, Israel, Japan, Malaysia, New Zealand, Philippines, Singapore, Thailand, United Kingdom, United States

Personal customers; US excluding Nevada residents; Thailand not for older accounts

Source: Can I get the Wise card in my country?

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Personal customers; US excluding Nevada residents; Thailand not for older accounts

Account / spend currencies

No data yet
EUR · GBP · USD · and many moreShow source

Account / spend currencies: EUR · GBP · USD · and many more

Source: Getting started with the Wise card

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Features

Apple Pay

Yes*Show source

Apple Pay: Yes

After verification

Source: Crypto Card in South Korea

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

After verification

No data yet

Google Pay

Yes*Show source

Google Pay: Yes

After verification

Source: Crypto Card in South Korea

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

After verification

No data yet

ATM withdrawals

YesShow source

ATM withdrawals: Yes

Source: Oobit FAQ

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

No data yet

Annual cost at 1,500 EUR/month

Oobit

  • Annual & monthly feesunknown
  • FX costsunknown
  • Crypto conversion–
  • Per-transaction fees−180 EUR
  • ATM costs−30 EUR
  • Cashbackunknown
  • Net annual valuenot enough data

Wise Card

  • Annual & monthly fees+0 EUR
  • FX costs−15 EUR
  • Crypto conversion–
  • ATM costs+0 EUR
  • Cashbackunknown
  • Net annual valuenot enough data

Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers

More Oobit comparisons

More Wise Card comparisons