Wise Card
by Wise
Multi-currency debit card from Wise. Spending a currency you hold is free; otherwise the card converts from the cheapest available balance at Wise's conversion fee. No subscription.
Key stats
- Base cashback
- No data yet
- Max cashback
- No data yet
- Base fee
Free*Show source
Monthly fee: Free
No subscription required
Source: Fees for holding, receiving, and spending money
Official pricing / fee schedule (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
- FX fee
0.43%*Show source
FX fee: 0.43%
From; varies by currency pair; 0% when spending a currency you hold
Source: Fees for holding, receiving, and spending money
Official pricing / fee schedule (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
- ATM fee
2.69%*Show source
ATM fee: 2.69%
Eurozone-issued cards, above the free allowance; ATM operators may add fees
Source: Card payments abroad from France: what are the fees
Official announcement (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
- Card fee
£7*Show source
Physical card fee: £7
UK one-time fee; US $9; EUR fee not captured; virtual card free
Source: How to use the Wise card abroad: for Brits
Official announcement (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
- Credit line
- No data yet
- Staking for top rewards
- No data yet
Tap a value for its source, retrieval date and confidence. * = conditions apply.
Pros
- No annual or monthly fee on the base tier
- Low FX fee (0.43%)
- Free ATM withdrawals up to €250/month
Cons
No disadvantages derived from the published data yet.
Who is it for?
- Frequent travellers
Who should avoid it?
Not enough data to say.
Fees
- Monthly fee
Free*Show source
Monthly fee: Free
No subscription required
Source: Fees for holding, receiving, and spending money
Official pricing / fee schedule (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
No subscription required
- Physical card fee
£7*Show source
Physical card fee: £7
UK one-time fee; US $9; EUR fee not captured; virtual card free
Source: How to use the Wise card abroad: for Brits
Official announcement (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
UK one-time fee; US $9; EUR fee not captured; virtual card free
- Virtual card fee
FreeShow source
Virtual card fee: Free
Source: How to use the Wise card abroad: for Brits
Official announcement (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
- FX fee
0.43%*Show source
FX fee: 0.43%
From; varies by currency pair; 0% when spending a currency you hold
Source: Fees for holding, receiving, and spending money
Official pricing / fee schedule (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
From; varies by currency pair; 0% when spending a currency you hold
- ATM fee
2.69%*Show source
ATM fee: 2.69%
Eurozone-issued cards, above the free allowance; ATM operators may add fees
Source: Card payments abroad from France: what are the fees
Official announcement (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Eurozone-issued cards, above the free allowance; ATM operators may add fees
- Free ATM allowance
€250/month*Show source
Free ATM allowance: €250/month
Eurozone-issued cards; no limit on the number of free withdrawals
Source: Card payments abroad from France: what are the fees
Official announcement (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Eurozone-issued cards; no limit on the number of free withdrawals
Not yet researched: Annual fee, Replacement fee, Crypto conversion fee, Top-up fee, Crypto withdrawal fee, Transfer fee, Settlement fee, Small transaction fee, Other fees & markups.
Cashback & rewards
No cashback & rewards data published or researched yet.
Credit & financing
No credit & financing data published or researched yet.
Supported countries & currencies
- Available in
Australia, Brazil, Canada, EEA, Switzerland, Israel, Japan, Malaysia, New Zealand, Philippines, Singapore, Thailand, United Kingdom, United States*Show source
Available in: Australia, Brazil, Canada, EEA, Switzerland, Israel, Japan, Malaysia, New Zealand, Philippines, Singapore, Thailand, United Kingdom, United States
Personal customers; US excluding Nevada residents; Thailand not for older accounts
Source: Can I get the Wise card in my country?
Official help center / FAQ (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Personal customers; US excluding Nevada residents; Thailand not for older accounts
- Account / spend currencies
EUR · GBP · USD · and many moreShow source
Account / spend currencies: EUR · GBP · USD · and many more
Source: Getting started with the Wise card
Official help center / FAQ (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Not yet researched: Not available in, Own IBAN / bank details.
Features, wallets & supported assets
No features data published or researched yet.
Security & custody
No security & custody data published or researched yet.
Limits
No limits data published or researched yet.
Product
- Product status
ActiveShow source
Product status: Active
Source: Fees for holding, receiving, and spending money
Official pricing / fee schedule (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Not yet researched: Card type, Network, Custody model, Launch date, Card issuer / program manager, Tiers / plans.
Risks to understand
- E-money balances are safeguarded, not covered by deposit insurance unless the provider is a licensed bank.
Our rating
| Criterion | Weight | Score |
|---|---|---|
Fees Base-tier subscription ≈ €0/year | 20% | 100 |
Cashback & rewards | 20% | No data — excluded |
Availability 43 of 60 tracked countries | 15% | 100 |
FX & international FX fee 0.43% | 10% | 83 |
Product features | 10% | No data — excluded |
Custody & security | 10% | No data — excluded |
Credit & financing | 5% | No data — excluded |
Limits & ATM ATM cost on €200 ≈ 2.7% · Free ATM allowance ≈ €250/month | 5% | 51 |
Transparency 3 of 3 checked key terms disclosed · 2 contradiction(s) between official sources | 5% | 86 |
Data coverage 55%. Criteria without published data are excluded and their weight is filled with a neutral midpoint, so missing data neither helps nor hurts a card. This score is provisional: it is based on initial research that our research agent has not yet re-verified.
Scores are computed by a deterministic algorithm. Affiliate relationships and sponsored placements have no influence. How we score
FAQ
- Does Wise Card have an annual or monthly fee?
- Base tier: Free (No subscription required). Source: Fees for holding, receiving, and spending money.
- What is the FX fee of Wise Card?
- 0.43% (From; varies by currency pair; 0% when spending a currency you hold). Source: Fees for holding, receiving, and spending money.
- Where is Wise Card available?
- Australia, Brazil, Canada, EEA, Switzerland, Israel, Japan, Malaysia, New Zealand, Philippines, Singapore, Thailand, United Kingdom, United States (Personal customers; US excluding Nevada residents; Thailand not for older accounts).
Change history
- Product status recorded · 22 October 2026 · auto-approved
- Monthly fee recorded · 22 October 2026 · auto-approved
- Physical card fee recorded · 22 October 2026 · auto-approved
- Virtual card fee recorded · 22 October 2026 · auto-approved
- FX fee recorded · 22 October 2026 · auto-approved
- Free ATM allowance recorded · 22 October 2026 · auto-approved
- ATM fee recorded · 22 October 2026 · auto-approved
- Account / spend currencies recorded · 22 October 2026 · auto-approved
- Available in recorded · 22 October 2026 · auto-approved