savebackcards.com

OKX Card (EEA) vs Volet.com Card

OKX Card (EEA)

Crypto native

7.9
Volet.com Card

Crypto native

7.2

Verdict

  • OKX Card (EEA) scores higher overall (7.9 vs 7.2 out of 10).
  • OKX Card (EEA) is clearly stronger on: Fees, Custody & security.
  • Volet.com Card is clearly stronger on: Product features.
  • A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.

OKX Card (EEA) is a good fit for

  • Stablecoin holders
  • Everyday spenders who want cashback
  • Frequent travellers

Stronger on: Fees, Custody & security

Volet.com Card is a good fit for

  • Frequent travellers

Stronger on: Product features

★ Our pickEditorial choice · score unchanged · Affiliate link

Neither card is our pick. The card we recommend instead:

ether.fi Cash

Crypto native · ether.fi

8.1

Why we recommend it

  • 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
  • 5.35% variable interest on your balanceConditions apply
  • No annual or monthly fee on the base tierConditions apply
  • Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
  • Self-custody: funds stay in your own walletConditions apply

Conditions apply; the review lists them with sources.

Score by criterion

CriterionOKX Card (EEA)Volet.com Card
Fees9970
Cashback & rewards65–
Availability93100
FX & international100100
Product features5670
Custody & security7560
Credit & financing30–
Limits & ATM––
Transparency100100
Best for Cashback7.6n/a
Best for Travel8.48.0
Best for DeFi Users7.06.3
Best for Stablecoins8.5n/a
Best for High Spenders7.2n/a
Best for Low Fees9.27.9
Best for Beginners8.27.7

Conditions apply, e.g. only for the base tier, up to a monthly cap or in some countries. Tap a value with * (or hover over it) to see them.

Product

Product status

ActiveShow source
ActiveShow source

Card type

Prepaid cardConditions apply: tap or hover for detailsShow source

marketed as debit card

Prepaid cardShow source

Network

MastercardShow source
Visa / MastercardConditions apply: tap or hover for detailsShow source

Europe cards Visa and Mastercard; Asia-Pacific and digital global cards Mastercard

Custody model

CustodialConditions apply: tap or hover for detailsShow source

The provider holds the funds

CustodialShow source

Launch date

2026-01-28Show source
No data yet

Card issuer / program manager

UAB Monavate (issuer); OKX Europe Limited (program manager)Show source
No data yet

Tiers / plans

No data yet
Asia-Pacific · Europe Virtual · Europe PlasticConditions apply: tap or hover for detailsShow source

Card variants listed

Fees

Annual fee

FreeShow source
No data yet

Monthly fee

FreeShow source
FreeConditions apply: tap or hover for detailsShow source

Account monthly fee; Asia-Pacific card has separate 1 USD monthly maintenance (per card page)

Physical card fee

No data yet
$5Conditions apply: tap or hover for detailsShow source

Europe Plastic and Asia-Pacific Plastic; 5 EUR for EUR card

Virtual card fee

FreeShow source
$1Conditions apply: tap or hover for detailsShow source

Europe Virtual card; 1 EUR for EUR card

FX fee

0%Conditions apply: tap or hover for detailsShow source

No added OKX FX fee

0%Conditions apply: tap or hover for detailsShow source

Digital global Mastercard USD card: Mastercard rate, no extra fee

Crypto conversion fee

0.1%Conditions apply: tap or hover for detailsShow source

Market spread converting stablecoins to EUR

No data yet

Top-up fee

No data yet
$1 + 1%Conditions apply: tap or hover for detailsShow source

Europe cards loaded from Volet.com (1 EUR for EUR cards); Asia-Pacific 1.5% + 1 USD; digital global Mastercard 2.5% + 1 USD

Other fees & markups

No data yet
Fiat top-up by Visa/Mastercard 3.5% · USDT/USDC top-up to fiat balance 1 USD · Withdrawal to Volet.com card from 1% · USDT TRC-20 withdrawal 3.5 USDT; other chains 0.5 USDT/USDCShow source

Cashback & rewards

Base cashback

2%Conditions apply: tap or hover for detailsShow source

Non-VIP, USDG-funded purchases, capped at €10/month; promotional cashback during the initial launch period

No data yet

Max cashback

10%Conditions apply: tap or hover for detailsShow source

VIP 4+ on OKX, capped at €1,000/month

No data yet

Cashback paid in

USDGShow source
No data yet

Cashback type

StablecoinShow source
No data yet

Max cashback per month

€1,000/monthConditions apply: tap or hover for detailsShow source

Highest cap (VIP 3 and above); regular users EUR 10, VIP1 EUR 300, VIP2 EUR 450

No data yet

Cashback conditions

Subscription cashback: 50% on Claude, ChatGPT, Netflix up to €10/month for select EEA users, separate from regular cashback, monthly campaign budget €50,000 · Card payments must be settled in USDGConditions apply: tap or hover for detailsShow source

promotional offer from 19 Aug 2026, select users only

No data yet

Staking / holding required for top rewards

NoConditions apply: tap or hover for detailsShow source

Cashback level depends on OKX VIP level instead

No data yet

Reward exclusions

Cash withdrawals and ATM usage · Refunds, chargebacks, reversed or disputed transactions · P2P transfers / internal movements · Fees, interest, penalties, taxes · Excluded MCCsShow source
No data yet

Credit & financing

Credit line

NoShow source
No data yet

Availability

Available in

European Union, NorwayShow source
European Union, Switzerland, Norway, Turkey, IsraelConditions apply: tap or hover for detailsShow source

Verified users

Not available in

Iceland, LiechtensteinShow source
No data yet

Account / spend currencies

EURShow source
USD · EURShow source

Features

Apple Pay

YesShow source
YesConditions apply: tap or hover for detailsShow source

Only some cards support it

Google Pay

YesShow source
YesConditions apply: tap or hover for detailsShow source

Only some cards support it

Physical card

NoConditions apply: tap or hover for detailsShow source

Currently virtual-only

YesShow source

Virtual card

YesShow source
YesShow source

ATM withdrawals

No data yet
YesShow source

Spend stablecoins

YesShow source
No data yet

Spendable assets

USDC · USDGShow source
No data yet

Limits

Spending limit

No data yet
$50,000Conditions apply: tap or hover for detailsShow source

One-time purchase, digital global Mastercard USD; Asia-Pacific up to 22,000 USD

Security & custody

Regulation / licences

UAB Monavate: EMI authorised by Bank of Lithuania (LB002139) · OKX Europe Limited: CASP licensed by MFSAShow source
No data yet

Deposit protection

NoShow source
No data yet

Annual cost at 1,500 EUR/month

OKX Card (EEA)

  • Annual & monthly fees+0 EUR
  • FX costs+0 EUR
  • Crypto conversion–
  • ATM costsunknown
  • Cashback+360 EUR
  • Net annual valuenot enough data

Volet.com Card

  • Annual & monthly fees+0 EUR
  • FX costs+0 EUR
  • Crypto conversion–
  • ATM costsunknown
  • Cashbackunknown
  • Net annual valuenot enough data

Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers