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Mine Card vs Zebec Card

Mine Card

Crypto native

6.2
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Zebec Card

Crypto native

6.2
Get the card

Verdict

  • Mine Card and Zebec Card have the same overall score (6.2/10).
  • A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.

Mine Card is a good fit for

  • People who want to keep control of their keys
  • Stablecoin holders

Zebec Card is a good fit for

  • People who want to keep control of their keys

★ Our pickEditorial choice · score unchanged · Affiliate link

Neither card is our pick. The card we recommend instead:

ether.fi Cash

Crypto native · ether.fi

8.1

Why we recommend it

  • 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
  • 5.35% variable interest on your balanceConditions apply
  • No annual or monthly fee on the base tierConditions apply
  • Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
  • Self-custody: funds stay in your own walletConditions apply
Get the card
Review & sourcesMine Card vs ether.fi CashZebec Card vs ether.fi Cash

Conditions apply; the review lists them with sources.

Score by criterion

CriterionMine CardZebec Card
Fees100100
Cashback & rewards26–
Availability–10
FX & international40–
Product features7070
Custody & security8580
Credit & financing––
Limits & ATM––
Transparency100100
Best for Cashback5.0n/a
Best for Travel5.6n/a
Best for Self-Custody7.37.6
Best for DeFi Users6.77.1
Best for Stablecoins6.8n/a
Best for High Spenders5.0n/a
Best for Low Fees7.88.0
Best for Beginners7.67.2

Conditions apply, e.g. only for the base tier, up to a monthly cap or in some countries. Tap a value with * (or hover over it) to see them.

Product

Product status

ActiveConditions apply: tap or hover for detailsShow source

Invite-only: sign-up needs a code from an existing member (or the higher no-code price)

ActiveShow source

Card type

Stablecoin cardConditions apply: tap or hover for detailsShow source

Spends from your USDC balance, converted at purchase

Prepaid cardShow source

Network

MastercardShow source
MastercardShow source

Custody model

Self-custodyShow source
Self-custodyConditions apply: tap or hover for detailsShow source

Silver Card described as non-custodial

Card issuer / program manager

Atomo Sarl (Unblock card program)Conditions apply: tap or hover for detailsShow source

Card service offered via EMM Ventures AG (MINE)

No data yet

Tiers / plans

Basic · PremiumConditions apply: tap or hover for detailsShow source

Metal and Private announced, no price yet

Silver · Carbon · BlackConditions apply: tap or hover for detailsShow source

Black temporarily offline for upgrades, expected to resume late 2026

Fees

Monthly fee

FreeConditions apply: tap or hover for detailsShow source

Basic and Premium are one-off fees, no subscription

No data yet

Physical card fee

$124Conditions apply: tap or hover for detailsShow source

Premium tier (physical + virtual card), one-off; $99 with an invite code

No data yet

Virtual card fee

FreeConditions apply: tap or hover for detailsShow source

Basic: free with valid invite code, otherwise USD 5 one-off activation

No data yet

FX fee

1.5%Conditions apply: tap or hover for detailsShow source

Switzerland and international, all tiers

No data yet

Crypto conversion fee

No data yet
0%Conditions apply: tap or hover for detailsShow source

Reloadable card: no transaction fees

Top-up fee

FreeShow source
No data yet

Other fees & markups

MINE swap fee 1.25% (Basic; 0.50% for Premium in first 12 months) · Premium membership USD 124 one-off (USD 99 with invite), paid in USDCShow source
Variable FX fees may apply when spending outside the card currency · Crypto-to-fiat conversion rates vary by token/currencyConditions apply: tap or hover for detailsShow source

Black Card

Cashback & rewards

Base cashback

0%Conditions apply: tap or hover for detailsShow source

Basic tier has no cashback; Premium 0.5% in USDC

No data yet

Max cashback

0.5%Conditions apply: tap or hover for detailsShow source

Premium tier; 'boosted cashback' announced for Metal

No data yet

Cashback paid in

USDCShow source
No data yet

Cashback type

StablecoinShow source
No data yet

Interest on balance

5%Conditions apply: tap or hover for detailsShow source

Opt-in Earn via Aave V3, off by default; variable

No data yet

Cashback-eligible spend cap

$5,000/monthConditions apply: tap or hover for detailsShow source

Premium months 1-12; USD 2,000 of qualifying spend from month 13

No data yet

Staking asset

No data yet
ZBCNConditions apply: tap or hover for detailsShow source

extra rewards, Black Card

Reward expiry / vesting

Forfeited on termination for cause; 30 days after ordinary cancellationShow source
No data yet

Reward exclusions

cash and quasi-cash · money transfer and remittance · gambling and betting · purchases of crypto-assets · gift cards and stored value · financial institution merchandiseShow source
No data yet

Availability

Available in

No data yet
United States, Canada, PR, VI, GU, AS, MP, United Kingdom, GI, GG, IM, JEConditions apply: tap or hover for detailsShow source

Silver USD/GBP; Silver EUR in supported EU countries (not listed)

Account / spend currencies

CHF · EUR · USDCShow source
USD · EUR · GBPConditions apply: tap or hover for detailsShow source

Silver and Black: USD, EUR or GBP; Carbon: USD only

Own IBAN / bank details

YesConditions apply: tap or hover for detailsShow source

CHF and EUR IBAN in your own name; incoming money settles as USDC

No data yet

Features

Apple Pay

YesShow source
YesShow source

Google Pay

YesShow source
YesShow source

Physical card

YesConditions apply: tap or hover for detailsShow source

Premium tier

No data yet

Virtual card

YesShow source
YesShow source

ATM withdrawals

YesConditions apply: tap or hover for detailsShow source

Limit $20,000 per month on Basic, $60,000 on Premium

No data yet

Spend stablecoins

YesShow source
No data yet

Airport lounge access

NoConditions apply: tap or hover for detailsShow source

Listed only under the (not yet released) Metal tier; not on Basic or Premium

No data yet

Spendable assets

USDCShow source
No data yet

Blockchains

No data yet
BNB Smart Chain · Solana · Ethereum · Ripple · Tron · Sui · Stellar · BaseConditions apply: tap or hover for detailsShow source

Platform-wide: 150+ tokens across 18 blockchains; list not exhaustive

Limits

ATM limit

$20,000Conditions apply: tap or hover for detailsShow source

Per month on Basic; $60,000 on Premium

No data yet

Spending limit

$100,000Conditions apply: tap or hover for detailsShow source

Per month, Basic; Premium $1,000,000

$50,000Conditions apply: tap or hover for detailsShow source

Black Card, daily; page uses $ sign

Security & custody

Regulation / licences

Card issued by Unblock Atomo SARL, EEA-licensed e-money institution (Luxembourg) · Operated by EMM Ventures AG, Switzerland · IBAN and conversion services provided by a regulated Swiss financial intermediaryShow source
No data yet

Smart-contract risk

YesConditions apply: tap or hover for detailsShow source

Applies to opt-in Earn via Aave V3

No data yet

Annual cost at 1,500 EUR/month

Mine Card

  • Annual & monthly fees+0 EUR
  • FX costs−54 EUR
  • Crypto conversion–
  • ATM costsunknown
  • Cashback+0 EUR
  • Net annual valuenot enough data

Zebec Card

  • Annual & monthly feesunknown
  • FX costsunknown
  • Crypto conversion–
  • ATM costsunknown
  • Cashbackunknown
  • Net annual valuenot enough data

Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers

More Mine Card comparisons

More Zebec Card comparisons