savebackcards.com

Mine Card vs Solid Card

Mine Card

Crypto native

6.3
Solid Card

Crypto native

6.3

Verdict

  • Mine Card and Solid Card have the same overall score (6.3/10).
  • Mine Card is clearly stronger on: Custody & security.
  • Solid Card is clearly stronger on: Cashback & rewards.
  • A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.

Mine Card is a good fit for

  • People who want to keep control of their keys
  • Stablecoin holders

Stronger on: Custody & security

Solid Card is a good fit for

  • People who want to keep control of their keys

Stronger on: Cashback & rewards

★ Our pickEditorial choice · score unchanged · Affiliate link

Neither card is our pick. The card we recommend instead:

ether.fi Cash

Crypto native · ether.fi

8.1

Why we recommend it

  • 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
  • 5.35% variable interest on your balanceConditions apply
  • No annual or monthly fee on the base tierConditions apply
  • Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
  • Self-custody: funds stay in your own walletConditions apply

Conditions apply; the review lists them with sources.

Score by criterion

CriterionMine CardSolid Card
Fees99100
Cashback & rewards2640
Availability––
FX & international––
Product features70–
Custody & security8570
Credit & financing––
Limits & ATM––
Transparency100100
Best for Cashback5.15.6
Best for Self-Custody7.46.8
Best for DeFi Users6.86.4
Best for Stablecoins7.0n/a
Best for High Spenders5.15.6
Best for Low Fees8.08.0
Best for Beginners7.67.1

Conditions apply, e.g. only for the base tier, up to a monthly cap or in some countries. Tap a value with * (or hover over it) to see them.

Product

Product status

ActiveConditions apply: tap or hover for detailsShow source

Invite-only: sign-up needs a code from an existing member (or the higher no-code price)

ActiveShow source

Card type

Stablecoin cardConditions apply: tap or hover for detailsShow source

Spends from your USDC balance, converted at purchase

Credit cardShow source

Network

MastercardShow source
VisaShow source

Custody model

Self-custodyShow source
Self-custodyShow source

Card issuer / program manager

Unblock Atomo SARL (card issuer); operated by EMM Ventures AGShow source
RainShow source

Tiers / plans

Basic · PremiumConditions apply: tap or hover for detailsShow source

Metal and Private announced, no price yet

No data yet

Fees

Monthly fee

FreeConditions apply: tap or hover for detailsShow source

Basic and Premium are one-off fees, no subscription

FreeShow source

Physical card fee

$124Conditions apply: tap or hover for detailsShow source

Premium tier (physical + virtual card), one-off; $99 with an invite code

No data yet

Virtual card fee

$5Conditions apply: tap or hover for detailsShow source

One-off; free with an invite code

FreeShow source

Top-up fee

FreeShow source
FreeShow source

Other fees & markups

Small markup on card FX · Conversion pricing above the free 500 CHF/EUR lifetime allowanceShow source
No data yet

Cashback & rewards

Base cashback

0%Conditions apply: tap or hover for detailsShow source

Basic tier has no cashback; Premium 0.5% in USDC

No data yet

Max cashback

0.5%Conditions apply: tap or hover for detailsShow source

Premium tier; 'boosted cashback' announced for Metal

5%Conditions apply: tap or hover for detailsShow source

Up to, qualified purchases

Cashback paid in

USDCShow source
No data yet

Cashback type

StablecoinShow source
No data yet

Interest on balance

5%Conditions apply: tap or hover for detailsShow source

Opt-in Earn via Aave V3, off by default; variable

6%Conditions apply: tap or hover for detailsShow source

Up to, on dollars (SoUSD)

Credit & financing

Spend by borrowing against collateral

No data yet
YesShow source

Availability

Account / spend currencies

CHF · EUR · USDCShow source
No data yet

Own IBAN / bank details

YesConditions apply: tap or hover for detailsShow source

CHF and EUR IBAN in your own name; incoming money settles as USDC

No data yet

Features

Apple Pay

YesShow source
No data yet

Google Pay

YesShow source
No data yet

Physical card

YesConditions apply: tap or hover for detailsShow source

Premium tier

No data yet

Virtual card

YesShow source
YesShow source

ATM withdrawals

YesConditions apply: tap or hover for detailsShow source

Limit $20,000 per month on Basic, $60,000 on Premium

No data yet

Spend stablecoins

YesShow source
No data yet

Airport lounge access

NoConditions apply: tap or hover for detailsShow source

Listed only under the (not yet released) Metal tier; not on Basic or Premium

No data yet

Spendable assets

USDCShow source
No data yet

Limits

ATM limit

$20,000Conditions apply: tap or hover for detailsShow source

Per month on Basic; $60,000 on Premium

No data yet

Spending limit

$100,000Conditions apply: tap or hover for detailsShow source

Per month, Basic; Premium $1,000,000

No data yet

Security & custody

Regulation / licences

Card issued by Unblock Atomo SARL, EEA-licensed e-money institution (Luxembourg) · Operated by EMM Ventures AG, Switzerland · IBAN and conversion services provided by a regulated Swiss financial intermediaryShow source
No data yet

Smart-contract risk

YesConditions apply: tap or hover for detailsShow source

Applies to opt-in Earn via Aave V3

YesShow source

Annual cost at 1,500 EUR/month

Mine Card

  • Annual & monthly fees+0 EUR
  • FX costsunknown
  • Crypto conversion–
  • ATM costsunknown
  • Cashback+0 EUR
  • Net annual valuenot enough data

Solid Card

  • Annual & monthly fees+0 EUR
  • FX costsunknown
  • Crypto conversion–
  • ATM costsunknown
  • Cashbackunknown
  • Net annual valuenot enough data

Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers