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MEXC Global Card vs Uphold Debit Card (US)

MEXC Global Card

Crypto native

6.2
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Uphold Debit Card (US)

Crypto native

5.6
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Verdict

  • MEXC Global Card scores higher overall (6.2 vs 5.6 out of 10).
  • MEXC Global Card is clearly stronger on: FX & international.
  • Uphold Debit Card (US) is clearly stronger on: Fees.
  • A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.

MEXC Global Card is a good fit for

  • Stablecoin holders
  • Frequent travellers

Stronger on: FX & international

Uphold Debit Card (US) is a good fit for

  • Stablecoin holders
  • Everyday spenders who want cashback

Stronger on: Fees

★ Our pickEditorial choice · score unchanged · Affiliate link

Neither card is our pick. The card we recommend instead:

ether.fi Cash

Crypto native · ether.fi

8.1

Why we recommend it

  • 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
  • 5.35% variable interest on your balanceConditions apply
  • No annual or monthly fee on the base tierConditions apply
  • Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
  • Self-custody: funds stay in your own walletConditions apply
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Review & sourcesMEXC Global Card vs ether.fi CashUphold Debit Card (US) vs ether.fi Cash

Conditions apply; the review lists them with sources.

Score by criterion

CriterionMEXC Global CardUphold Debit Card (US)
Fees8899
Cashback & rewards5550
Availability73
FX & international10040
Product features7070
Custody & security60–
Credit & financing3030
Limits & ATM–74
Transparency100100
Best for Cashback6.05.7
Best for Travel7.45.7
Best for DeFi Users6.45.8
Best for Stablecoins7.96.7
Best for High Spenders6.76.0
Best for Low Fees8.78.1
Best for Beginners6.86.8

Conditions apply, e.g. only for the base tier, up to a monthly cap or in some countries. Tap a value with * (or hover over it) to see them.

Product

Product status

ActiveShow source
ActiveShow source

Card type

Prepaid cardConditions apply: tap or hover for detailsShow source

Funded with USDT from the MEXC Fiat account

Debit cardShow source

Network

VisaShow source
VisaShow source

Custody model

CustodialShow source
No data yet

Tiers / plans

Standard (M-Score 350–599) · Premium (M-Score 600–799) · Elite (M-Score 800+)Show source
Essential (no annual fee) · Elite ($99.99/year)Show source

Fees

Annual fee

FreeShow source
FreeConditions apply: tap or hover for detailsShow source

Essential; Elite $99.99/year

Physical card fee

No data yet
$4.99Conditions apply: tap or hover for detailsShow source

Essential

Virtual card fee

FreeConditions apply: tap or hover for detailsShow source

Standard USD 20 issuance fee waived for a limited time

No data yet

FX fee

0%Conditions apply: tap or hover for detailsShow source

Visa exchange rate without markup (the 1% transaction fee still applies)

1.5%Conditions apply: tap or hover for detailsShow source

Essential; Elite has no foreign transaction fees

Crypto conversion fee

0%Show source
No data yet

Top-up fee

FreeShow source
No data yet

ATM fee

No data yet
$2.95Conditions apply: tap or hover for detailsShow source

Essential; Elite has no ATM fees

Settlement fee

1%Conditions apply: tap or hover for detailsShow source

On every purchase, MEXC Global Card

No data yet

Other fees & markups

Failed transactions: 0.5 USD each when the failed-transaction rate is 20% or moreShow source
No data yet

Cashback & rewards

Base cashback

No data yet
2%Conditions apply: tap or hover for detailsShow source

Essential, paid in XRP

Max cashback

10%Conditions apply: tap or hover for detailsShow source

Elite tier (M-Score 800+); 6% Premium, 4% Standard

4%Conditions apply: tap or hover for detailsShow source

Elite ($99.99/yr) on crypto- or metal-funded purchases; 3% when funded by fiat or stablecoins

Cashback paid in

USDTShow source
XRP (or other crypto at Uphold's discretion)Show source

Cashback type

StablecoinShow source
CryptoShow source

Interest on balance

7%Conditions apply: tap or hover for detailsShow source

APR in the exclusive MEXC Global Card Earn program (flexible)

3%Conditions apply: tap or hover for detailsShow source

Up to 3% APY on stablecoin balances; variable; no paid plan stated on page

Max cashback per month

$800/monthConditions apply: tap or hover for detailsShow source

800 USDT, Elite tier; 300 USDT Premium, 100 USDT Standard

$120/monthConditions apply: tap or hover for detailsShow source

Essential; Elite $300/month

Cashback conditions

Rate set by the M-Score tier on the last day of the month · Paid by the 15th of the following month · Refunded or reversed purchases do not countShow source
No data yet

Credit & financing

Credit line

NoShow source
NoShow source

Availability

Available in

Philippines, TW, VietnamConditions apply: tap or hover for detailsShow source

Among others; MEXC does not publish the full list

United StatesConditions apply: tap or hover for detailsShow source

Not in Louisiana, New York or US territories

Features

Apple Pay

YesShow source
YesConditions apply: tap or hover for detailsShow source

When available

Google Pay

YesShow source
YesConditions apply: tap or hover for detailsShow source

When available

Physical card

No data yet
YesConditions apply: tap or hover for detailsShow source

Essential: plastic $4.99; Elite: metal $0

Virtual card

YesShow source
YesConditions apply: tap or hover for detailsShow source

Essential and Elite: $0

ATM withdrawals

No data yet
YesConditions apply: tap or hover for detailsShow source

Essential: $2.95 per withdrawal; Elite: $0

Spend stablecoins

YesShow source
YesShow source

Limits

Spending limit

$1,000,000Conditions apply: tap or hover for detailsShow source

Per day; 80,000 USD per transaction

No data yet

Security & custody

Regulation / licences

No data yet
USD balances held at Cross River Bank, Member FDIC (pass-through insurance up to $250,000 if conditions are met) · Uphold is not a bankShow source

Annual cost at 1,500 EUR/month

MEXC Global Card

  • Annual & monthly fees+0 EUR
  • FX costs+0 EUR
  • Crypto conversion–
  • Per-transaction fees−180 EUR
  • ATM costsunknown
  • Cashbackunknown
  • Net annual valuenot enough data

Uphold Debit Card (US)

  • Annual & monthly fees+0 EUR
  • FX costs−54 EUR
  • Crypto conversion–
  • ATM costs−32 EUR
  • Cashback+360 EUR
  • Net annual value274 EUR

Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers

More MEXC Global Card comparisons

More Uphold Debit Card (US) comparisons