Gate Card vs TXBFI Lifetime Visa Card
Crypto native
Crypto native
Verdict
- At least one of the two cards does not have enough published data for an overall score.
- Gate Card is clearly stronger on: Cashback & rewards.
- A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.
Gate Card is a good fit for
- No specific audience can be derived from the published data yet.
Stronger on: Cashback & rewards
TXBFI Lifetime Visa Card is a good fit for
- No specific audience can be derived from the published data yet.
★ Our pickEditorial choice · score unchanged · Affiliate link
Neither card is our pick. The card we recommend instead:
Crypto native · ether.fi
Why we recommend it
- 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
- 5.35% variable interest on your balanceConditions apply
- No annual or monthly fee on the base tierConditions apply
- Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
- Self-custody: funds stay in your own walletConditions apply
Conditions apply; the review lists them with sources.
Score by criterion
| Criterion | Gate Card | TXBFI Lifetime Visa Card |
|---|---|---|
| Fees | – | 66 |
| Cashback & rewards | 32 | 2 |
| Availability | – | – |
| FX & international | – | 76 |
| Product features | 70 | 70 |
| Custody & security | 60 | – |
| Credit & financing | – | – |
| Limits & ATM | – | 60 |
| Transparency | – | 100 |
| Best for Cashback | 4.3 | 3.4 |
| Best for Travel | n/a | 6.3 |
| Best for DeFi Users | 5.1 | 4.9 |
| Best for High Spenders | n/a | 4.2 |
| Best for Low Fees | n/a | 7.3 |
| Best for Beginners | n/a | 6.3 |
Conditions apply, e.g. only for the base tier, up to a monthly cap or in some countries. Tap a value with * (or hover over it) to see them.
Product
Product status
ActiveShow source
ActiveShow source
Card type
Prepaid cardShow source
Network
Visa / MastercardConditions apply: tap or hover for detailsShow source
Depends on card
VisaShow source
Custody model
CustodialShow source
Tiers / plans
Virtual · Plastic · Metal · GoldShow source
Fees
Annual fee
FreeShow source
Monthly fee
FreeShow source
Physical card fee
$300Conditions apply: tap or hover for detailsShow source
One-time; Metal $1,000, Gold $10,000
Virtual card fee
$25Conditions apply: tap or hover for detailsShow source
One-time, lifetime card
FX fee
0.6%Show source
Crypto conversion fee
0.2%Conditions apply: tap or hover for detailsShow source
Internal crypto-to-crypto exchange; cross-chain swap 0.2%
Top-up fee
2.6%Conditions apply: tap or hover for detailsShow source
Virtual and plastic; Metal 2.4%, Gold 1.8%
ATM fee
2%Conditions apply: tap or hover for detailsShow source
From 2%; not on the virtual card
Cashback & rewards
Base cashback
0.05%Conditions apply: tap or hover for detailsShow source
Virtual tier
Max cashback
8%Conditions apply: tap or hover for detailsShow source
Depending on card tier
0.4%Conditions apply: tap or hover for detailsShow source
Gold tier ($10,000)
Cashback paid in
BTCShow source
Cashback type
PointsConditions apply: tap or hover for detailsShow source
Points redeemable for USDT or GT
CryptoShow source
Features
Apple Pay
YesShow source
Google Pay
YesShow source
Physical card
YesShow source
YesShow source
Virtual card
YesShow source
YesShow source
ATM withdrawals
YesShow source
YesConditions apply: tap or hover for detailsShow source
Physical tiers only; no ATM access on Virtual
Spendable assets
USDT · BTC · ETH · GTConditions apply: tap or hover for detailsShow source
Instant Spend Mode; prepaid mode supports more
Limits
ATM limit
$3,000Conditions apply: tap or hover for detailsShow source
Per day, highest tier
Annual cost at 1,500 EUR/month
Gate Card
- Annual & monthly feesunknown
- FX costsunknown
- Crypto conversion–
- ATM costsunknown
- Cashbackunknown
- Net annual valuenot enough data
TXBFI Lifetime Visa Card
- Annual & monthly fees+0 EUR
- FX costs−22 EUR
- Crypto conversion–
- ATM costs−24 EUR
- Cashback+9 EUR
- Net annual value-37 EUR
Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers