Eversend Virtual Card vs Nebeus Card
Crypto enabled
Crypto enabled
Verdict
- At least one of the two cards does not have enough published data for an overall score.
- Eversend Virtual Card is clearly stronger on: Custody & security.
- A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.
Eversend Virtual Card is a good fit for
- No specific audience can be derived from the published data yet.
Stronger on: Custody & security
Nebeus Card is a good fit for
- No specific audience can be derived from the published data yet.
★ Our pickEditorial choice · score unchanged · Affiliate link
Neither card is our pick. The card we recommend instead:
Crypto native · ether.fi
Why we recommend it
- 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
- 5.35% variable interest on your balanceConditions apply
- No annual or monthly fee on the base tierConditions apply
- Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
- Self-custody: funds stay in your own walletConditions apply
Conditions apply; the review lists them with sources.
Score by criterion
| Criterion | Eversend Virtual Card | Nebeus Card |
|---|---|---|
| Fees | – | 76 |
| Cashback & rewards | – | 3 |
| Availability | – | – |
| FX & international | – | 60 |
| Product features | – | 56 |
| Custody & security | 75 | 60 |
| Credit & financing | – | 30 |
| Limits & ATM | – | 62 |
| Transparency | 100 | 100 |
| Best for Cashback | n/a | 3.5 |
| Best for Travel | n/a | 5.8 |
| Best for High Spenders | n/a | 3.9 |
| Best for Low Fees | n/a | 7.3 |
| Best for Beginners | n/a | 6.3 |
| Best E-Money Card | n/a | 6.5 |
Conditions apply, e.g. only for the base tier, up to a monthly cap or in some countries. Tap a value with * (or hover over it) to see them.
Product
Product status
ActiveShow source
ActiveShow source
Card type
Prepaid cardConditions apply: tap or hover for detailsShow source
Funded from Eversend balance
Debit cardConditions apply: tap or hover for detailsShow source
Pays from the Nebeus current accounts; no own balance
Network
VisaShow source
MastercardShow source
Custody model
CustodialShow source
CustodialConditions apply: tap or hover for detailsShow source
Spends fiat and crypto accounts held at Nebeus
Tiers / plans
Free · Plus · ProShow source
Fees
Monthly fee
FreeConditions apply: tap or hover for detailsShow source
Free plan; Plus and Pro prices not stated
Virtual card fee
€1Conditions apply: tap or hover for detailsShow source
EUR 1 per new card, all plans
FX fee
1%Conditions apply: tap or hover for detailsShow source
Free plan; Plus 0.5%, Pro 0.25%
Crypto conversion fee
2%Conditions apply: tap or hover for detailsShow source
All plans
ATM fee
2% (min. €1.50)Conditions apply: tap or hover for detailsShow source
Above the free allowance
Free ATM allowance
€100/monthConditions apply: tap or hover for detailsShow source
Per month on Free plan, or 2 withdrawals, whichever first; Plus EUR 200/5, Pro EUR 400/5
Other fees & markups
Low activity fee EUR 1/month on Free plan if monthly card spend below EUR 15 · ATM balance inquiry EUR 0.50 · ATM PIN change EUR 0.50Show source
Cashback & rewards
Base cashback
0%Conditions apply: tap or hover for detailsShow source
Free plan
Max cashback
1%Conditions apply: tap or hover for detailsShow source
Pro plan, up to €50 a month; Plus 0.5% up to €20 a month; only purchases paid from a crypto account
Cashback paid in
EURShow source
Cashback type
FiatShow source
Cashback-eligible spend cap
€5,000/monthConditions apply: tap or hover for detailsShow source
Pro plan monthly crypto spending; Plus EUR 4,000
Max cashback per month
€50/monthConditions apply: tap or hover for detailsShow source
Pro plan; Plus €20
Cashback conditions
Paid Plus or Pro plan · Purchase paid from a crypto accountShow source
Reward expiry / vesting
Paid monthly around the 5th; each purchase waits 5 days for refunds; amounts under EUR 0.50 carried to next monthShow source
Reward exclusions
Purchases paid from fiat accounts · ATM withdrawals · FeesShow source
Credit & financing
Credit line
NoShow source
Spend own balance directly
YesShow source
Availability
Account / spend currencies
USDConditions apply: tap or hover for detailsShow source
Card funded from USD balance; account holds 16 currencies
Features
Apple Pay
YesShow source
Google Pay
YesShow source
Physical card
NoShow source
Virtual card
YesShow source
YesShow source
ATM withdrawals
YesShow source
Limits
ATM limit
€500Conditions apply: tap or hover for detailsShow source
Per month, Free plan
Spending limit
€2,000Conditions apply: tap or hover for detailsShow source
Per day, Free plan; monthly EUR 5,000; Plus/Pro higher
Security & custody
Regulation / licences
Cogni Labs Ltd: Bank of Uganda PSO 53/26, PSP & E-Money Issuer 35/26, IPI 07/26 · Eversend Tech Ltd: FINTRAC MSB M21306189 · Eversend Inc.: FinCEN MSB 31000260352270Show source
Annual cost at 1,500 EUR/month
Eversend Virtual Card
- Annual & monthly feesunknown
- FX costsunknown
- Crypto conversion–
- ATM costsunknown
- Cashbackunknown
- Net annual valuenot enough data
Nebeus Card
- Annual & monthly fees+0 EUR
- FX costs−36 EUR
- Crypto conversion–
- ATM costs+0 EUR
- Cashback+0 EUR
- Net annual value-36 EUR
Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers