Crypto.com Visa Card (EEA) vs Pulsar Money Card
Crypto native
Crypto native
Verdict
- Pulsar Money Card scores higher overall (6.2 vs 6.0 out of 10).
- Pulsar Money Card is clearly stronger on: Fees, Cashback & rewards.
- A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.
Crypto.com Visa Card (EEA) is a good fit for
- No specific audience can be derived from the published data yet.
Pulsar Money Card is a good fit for
- Stablecoin holders
Stronger on: Fees, Cashback & rewards
Score by criterion
| Criterion | Crypto.com Visa Card (EEA) | Pulsar Money Card |
|---|---|---|
| Fees | 87 | 100 |
| Cashback & rewards | 9 | 36 |
| Availability | 100 | – |
| FX & international | – | 60 |
| Product features | 70 | 70 |
| Custody & security | – | – |
| Credit & financing | 30 | – |
| Limits & ATM | 64 | 64 |
| Transparency | 86 | 79 |
| Best for Cashback | 4.4 | 5.4 |
| Best for Travel | 6.2 | 6.5 |
| Best for DeFi Users | 4.8 | 5.9 |
| Best for Stablecoins | n/a | 6.7 |
| Best for High Spenders | 4.2 | 5.7 |
| Best for Low Fees | 7.4 | 8.1 |
| Best for Beginners | 7.3 | 6.9 |
Product
Product status
ActiveShow source
Product status: Active
Source: Crypto.com Visa Card: Earn Up to 5% back on your daily spending
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 70%
Waitlist*Show source
Product status: Waitlist
Early access sign-up
Source states (paraphrased): Sign up for early access and we'll tell you as soon as it goes live.
Source: Pulsar Money
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Early access sign-up
Card type
Prepaid cardShow source
Card type: Prepaid card
Source: Crypto.com Visa Card: Earn Up to 5% back on your daily spending
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 95%
Network
VisaShow source
Network: Visa
Source: Crypto.com Visa Card: Earn Up to 5% back on your daily spending
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 80%
Card issuer / program manager
Foris MT Limited (Malta)Show source
Card issuer / program manager: Foris MT Limited (Malta)
Source states (paraphrased): The Crypto.com Visa Card is issued and promoted by Foris MT Limited
Source: Crypto.com Visa Card: Earn Up to 5% back on your daily spending
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 95%
Tiers / plans
Basic (previously Midnight) · Plus (previously Ruby) · Pro (previously Jade/Indigo) · Private (previously Icy/Rose/Obsidian)Show source
Tiers / plans: Basic (previously Midnight) · Plus (previously Ruby) · Pro (previously Jade/Indigo) · Private (previously Icy/Rose/Obsidian)
Source states (paraphrased): Basic (previously Midnight)
Official pricing / fee schedule (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 80%
Fees
Monthly fee
Free*Show source
Monthly fee: Free
Free tier; paid tiers from €3.99/month (€39.90/year) to €24.99/month, or unlocked via 12-month CRO staking
Source states (paraphrased): Tiers priced e.g. €3.99/month or €39.90 yearly, or €450 12-month CRO staking; top paid tier €24.99/month.
Source: Crypto.com Visa Card: Earn Up to 5% back on your daily spending
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
Free tier; paid tiers from €3.99/month (€39.90/year) to €24.99/month, or unlocked via 12-month CRO staking
Free*Show source
Monthly fee: Free
Standard (Free) plan; Pulsar Pro $9.99/month or $99.99/year
Source states (paraphrased): Monthly standard account fee: Free
Source: https://help.pulsar.money/en/articles/16752647-pricing-fees
Official product page (tier 1)
Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%
Standard (Free) plan; Pulsar Pro $9.99/month or $99.99/year
Physical card fee
€4.99*Show source
Physical card fee: €4.99
Midnight/Basic tier; Ruby €24.99 or free depending on Level Up plan/stake
Source states (paraphrased): Midnight: €4.99
Official pricing / fee schedule (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 80%
Midnight/Basic tier; Ruby €24.99 or free depending on Level Up plan/stake
Virtual card fee
FreeShow source
Virtual card fee: Free
Source states (paraphrased): No card issuance or monthly fee.
Source: Pulsar Money
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Replacement fee
€45.01*Show source
Replacement fee: €45.01
Midnight; other tiers €50
Source states (paraphrased): Midnight - €45.01
Official pricing / fee schedule (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%
Midnight; other tiers €50
FX fee
1%*Show source
FX fee: 1%
Cross-currency card spending; same-currency spending (EUR from EUR, USD from USD) has no Pulsar FX fee; third-party fees may apply
Source states (paraphrased): Cross-currency card spending is 1%, and third-party fees may still apply.
Source: Pulsar Money
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Cross-currency card spending; same-currency spending (EUR from EUR, USD from USD) has no Pulsar FX fee; third-party fees may apply
Top-up fee
1%*Show source
Top-up fee: 1%
Only for top-ups with debit/credit card; minimum top-up €20
Source states (paraphrased): Debit / Credit card top-up: 1%
Official pricing / fee schedule (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%
Only for top-ups with debit/credit card; minimum top-up €20
Free*Show source
Top-up fee: Free
Funding with USDT, USDC or EURC at 1:1, no Pulsar fee
Source states (paraphrased): Fund with stablecoins at no Pulsar fee
Source: Pulsar Money
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Funding with USDT, USDC or EURC at 1:1, no Pulsar fee
ATM fee
2%*Show source
ATM fee: 2%
Above the monthly free ATM limit; ATM provider surcharges may apply
Source states (paraphrased): ATM Withdrawal: 2% on amounts above the monthly free ATM limit
Official pricing / fee schedule (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%
Above the monthly free ATM limit; ATM provider surcharges may apply
2%*Show source
ATM fee: 2%
After $200 free per month; ATM operator fees may apply
Source states (paraphrased): ATM withdrawals: Free up to $200 per month, then 2%
Source: https://help.pulsar.money/en/articles/16752647-pricing-fees
Official product page (tier 1)
Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%
After $200 free per month; ATM operator fees may apply
Free ATM allowance
€200/month*Show source
Free ATM allowance: €200/month
Free tier, per month; €400 Ruby Steel, €800 Jade Green/Royal Indigo and Icy White/Rose Gold, €1,000 Obsidian
Source states (paraphrased): Free ATM withdrawals | €200 EUR (per month)
Source: Crypto.com Visa Card: Earn Up to 5% back on your daily spending
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 90%
Free tier, per month; €400 Ruby Steel, €800 Jade Green/Royal Indigo and Icy White/Rose Gold, €1,000 Obsidian
$200/month*Show source
Free ATM allowance: $200/month
Per month
Source states (paraphrased): ATM withdrawals: Free up to $200 per month, then 2%
Source: https://help.pulsar.money/en/articles/16752647-pricing-fees
Official product page (tier 1)
Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%
Per month
Other fees & markups
Inactivity fee €6 per month after 12 months without card activity (€5 before 1 Oct 2026) · Account closure fee €50Show source
Other fees & markups: Inactivity fee €6 per month after 12 months without card activity (€5 before 1 Oct 2026) · Account closure fee €50
Source states (paraphrased): Effective 1 October 2026 fee will be updated to € 6.
Official pricing / fee schedule (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 80%
Cashback & rewards
Base cashback
0%*Show source
Base cashback: 0%
Free tier
Source states (paraphrased): Everyday CRO rewards from 0% on the free tier.
Source: Crypto.com Visa Card: Earn Up to 5% back on your daily spending
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
Free tier
0.5%*Show source
Base cashback: 0.5%
Free plan, in Pulsar Points: ~0.5% on the first $500 per month, then ~0.25% up to $100,000
Source states (paraphrased): First $500: 5 pts per $10 ~ 0.5% cashback (Free)
Source: https://help.pulsar.money/en/articles/16752652-pulsar-pro
Official product page (tier 1)
Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%
Free plan, in Pulsar Points: ~0.5% on the first $500 per month, then ~0.25% up to $100,000
Max cashback
4.5%*Show source
Max cashback: 4.5%
Highest tier; monthly caps apply by tier
Source states (paraphrased): Up to 4.5% on the highest tier, with caps by tier.
Source: Crypto.com Visa Card: Earn Up to 5% back on your daily spending
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
Highest tier; monthly caps apply by tier
2%*Show source
Max cashback: 2%
Pulsar Pro ($9.99/month or $99.99/year) on the first $1,000; 4% only in the October 2026 campaign for 100 Pro subscribers
Source states (paraphrased): Earn up to 2% cashback in points on your first $1,000.
Source: https://help.pulsar.money/en/articles/16752652-pulsar-pro
Official product page (tier 1)
Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%
Pulsar Pro ($9.99/month or $99.99/year) on the first $1,000; 4% only in the October 2026 campaign for 100 Pro subscribers
Cashback paid in
CROShow source
Cashback paid in: CRO
Source: Crypto.com Visa Card: Earn Up to 5% back on your daily spending
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 95%
Cashback type
Platform tokenShow source
Cashback type: Platform token
Source: Crypto.com Visa Card: Earn Up to 5% back on your daily spending
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
Points*Show source
Cashback type: Points
Pulsar Points, redeemed as USDC refunds of eligible card transactions
Source states (paraphrased): Points come back as a refund on a transaction you have already made ... the money arrives in USDC.
Source: https://help.pulsar.money/en/articles/16752632-pulsar-points-explained
Official product page (tier 1)
Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%
Pulsar Points, redeemed as USDC refunds of eligible card transactions
Interest on balance
5.2%*Show source
Interest on balance: 5.2%
~5.2% APY on stablecoins through curated DeFi strategies; variable
Source states (paraphrased): Earn ~5.2% APY on stablecoins through curated DeFi strategies.
Source: Pulsar Money
Official product page (tier 1)
Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%
~5.2% APY on stablecoins through curated DeFi strategies; variable
Staking / holding required for top rewards
Yes*Show source
Staking / holding required for top rewards: Yes
Higher tiers via subscription or 12-month CRO staking
Source states (paraphrased): Tiers can be unlocked through a 12-month CRO stake (e.g. €450 for one tier).
Source: Crypto.com Visa Card: Earn Up to 5% back on your daily spending
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 85%
Higher tiers via subscription or 12-month CRO staking
Staking asset
CROShow source
Staking asset: CRO
Source: Crypto.com Visa Card: Earn Up to 5% back on your daily spending
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
Capital required for top rewards
€450,000*Show source
Capital required for top rewards: €450,000
Obsidian tier (4.5%); 12-month lockup
Source states (paraphrased): €450,000 12-month CRO staking
Source: Crypto.com Visa Card: Earn Up to 5% back on your daily spending
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%
Obsidian tier (4.5%); 12-month lockup
Reward exclusions
Certain merchant categories or channels are excluded from CRO RewardsShow source
Reward exclusions: Certain merchant categories or channels are excluded from CRO Rewards
Source states (paraphrased): Transactions made under certain merchant categories or channels are excluded from the CRO Rewards program.
Source: Crypto.com Visa Card: Earn Up to 5% back on your daily spending
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 90%
Credit & financing
Credit line
No*Show source
Credit line: No
prepaid card, must be topped up
Source states (paraphrased): The Crypto.com Card is a prepaid card.
Source: Crypto.com Visa Card: Earn Up to 5% back on your daily spending
Official product page (tier 1)
Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%
prepaid card, must be topped up
Availability
Available in
EEAShow source
Available in: EEA
Source: Crypto.com Visa Card: Earn Up to 5% back on your daily spending
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Account / spend currencies
EURShow source
Account / spend currencies: EUR
Source states (paraphrased): Cards in EUR
Source: Crypto.com Visa Card: Earn Up to 5% back on your daily spending
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 80%
USD · EURShow source
Account / spend currencies: USD · EUR
Source: Pulsar Money
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Features
Apple Pay
Yes*Show source
Apple Pay: Yes
EU: available; not available in UK or Bahrain
Source states (paraphrased): | EU | Y
Source: How to set up Apple Pay in your Apple Wallet
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%
EU: available; not available in UK or Bahrain
YesShow source
Apple Pay: Yes
Source: Pulsar Money
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Google Pay
Yes*Show source
Google Pay: Yes
EU: Google Wallet available, Samsung Wallet not available
Source states (paraphrased): | EU | Y | N
Source: How to set up Google/Samsung Pay in your Google/Samsung Wallet
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%
EU: Google Wallet available, Samsung Wallet not available
YesShow source
Google Pay: Yes
Source: Pulsar Money
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Physical card
Yes*Show source
Physical card: Yes
Plastic and Metal card types listed
Source states (paraphrased): Metal card limits may be increased on request.
Source: https://help.pulsar.money/en/articles/17598741-pulsar-app-limits
Official product page (tier 1)
Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%
Plastic and Metal card types listed
Virtual card
YesShow source
Virtual card: Yes
Source: Pulsar Money
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
ATM withdrawals
YesShow source
ATM withdrawals: Yes
Source states (paraphrased): can be loaded onto the Crypto.com Prepaid Visa Card for use in purchase and ATM withdrawals
Source: Crypto.com Visa Card: Earn Up to 5% back on your daily spending
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 90%
YesShow source
ATM withdrawals: Yes
Source states (paraphrased): ATM withdrawals: Free up to $200 per month, then 2%
Source: https://help.pulsar.money/en/articles/16752647-pricing-fees
Official product page (tier 1)
Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%
Spend stablecoins
Yes*Show source
Spend stablecoins: Yes
Card spends from the USD or EUR balance funded with stablecoins
Source: Pulsar Money
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Card spends from the USD or EUR balance funded with stablecoins
Airport lounge access
No*Show source
Airport lounge access: No
Not included on the entry tier (Midnight Blue); only higher tiers (Jade Green/Royal Indigo with annual subscription, capped 2x/year; Icy White/Rose Gold/Obsidian)
Source states (paraphrased): Airport Lounge Access | - | - | Yes for annual subscribers (Cap 2 times per year) | Yes | Yes
Source: Crypto.com Visa Card: Earn Up to 5% back on your daily spending
Official product page (tier 1)
Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%
Not included on the entry tier (Midnight Blue); only higher tiers (Jade Green/Royal Indigo with annual subscription, capped 2x/year; Icy White/Rose Gold/Obsidian)
Spendable assets
USDT · USDC · EURCShow source
Spendable assets: USDT · USDC · EURC
Source: Pulsar Money
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Blockchains
EVM networks · Solana · TRONShow source
Blockchains: EVM networks · Solana · TRON
Source: Pulsar Money
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Limits
ATM limit
€2,000*Show source
ATM limit: €2,000
Daily; monthly €10,000, yearly €75,000; max 3 withdrawals per day
Source states (paraphrased): Daily: €2,000
Official pricing / fee schedule (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 75%
Daily; monthly €10,000, yearly €75,000; max 3 withdrawals per day
Spending limit
€25,000*Show source
Spending limit: €25,000
Daily €25,000, monthly €25,000, yearly €250,000; card max balance €25,000
Source states (paraphrased): POS Purchase Limit (Includes All In-Store and Online Purchases) – All Card Tiers
Official pricing / fee schedule (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 80%
Daily €25,000, monthly €25,000, yearly €250,000; card max balance €25,000
$30,000*Show source
Spending limit: $30,000
May depend on account status and card program rules
Source states (paraphrased): Card limits: $30,000 USD
Source: https://help.pulsar.money/en/articles/16752647-pricing-fees
Official product page (tier 1)
Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%
May depend on account status and card program rules
Security & custody
Regulation / licences
Foris MT Limited: electronic money institution authorised by the Malta Financial Services Authority · Foris DAX MT Limited: MiCA crypto-asset service provider authorised by the MFSAShow source
Regulation / licences: Foris MT Limited: electronic money institution authorised by the Malta Financial Services Authority · Foris DAX MT Limited: MiCA crypto-asset service provider authorised by the MFSA
Source states (paraphrased): duly authorised by the Malta Financial Services Authority as a Financial Institutions licenced to issue electronic money
Source: Crypto.com Visa Card: Earn Up to 5% back on your daily spending
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 90%
Annual cost at 1,500 EUR/month
Crypto.com Visa Card (EEA)
- Annual & monthly fees+0 EUR
- FX costsunknown
- Crypto conversion–
- ATM costs+0 EUR
- Cashback+0 EUR
- Net annual valuenot enough data
Pulsar Money Card
- Annual & monthly fees+0 EUR
- FX costs−36 EUR
- Crypto conversion–
- ATM costs+0 EUR
- Cashback+90 EUR
- Net annual value54 EUR
Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers