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Bringin Card vs Oppi Wallet Virtual Card

Bringin Card

Crypto native

7.4
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Oppi Wallet Virtual Card

Crypto native

7.1
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Verdict

  • Bringin Card scores higher overall (7.4 vs 7.1 out of 10).
  • Bringin Card is clearly stronger on: FX & international.
  • Oppi Wallet Virtual Card is clearly stronger on: Fees, Product features.
  • A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.

Bringin Card is a good fit for

  • Frequent travellers

Stronger on: FX & international

Oppi Wallet Virtual Card is a good fit for

  • People who want to keep control of their keys

Stronger on: Fees, Product features

★ Our pickEditorial choice · score unchanged · Affiliate link

Neither card is our pick. The card we recommend instead:

ether.fi Cash

Crypto native · ether.fi

8.1

Why we recommend it

  • 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
  • 5.35% variable interest on your balanceConditions apply
  • No annual or monthly fee on the base tierConditions apply
  • Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
  • Self-custody: funds stay in your own walletConditions apply
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Review & sourcesBringin Card vs ether.fi CashOppi Wallet Virtual Card vs ether.fi Cash

Conditions apply; the review lists them with sources.

Score by criterion

CriterionBringin CardOppi Wallet Virtual Card
Fees8097
Cashback & rewards––
Availability100100
FX & international10020
Product features5670
Custody & security8580
Credit & financing30–
Limits & ATM––
Transparency100100
Best for Travel8.05.6
Best for Self-Custodyn/a7.2
Best for DeFi Users6.86.9
Best for High Spenders6.3n/a
Best for Low Fees8.47.1
Best for Beginners7.98.5

Conditions apply, e.g. only for the base tier, up to a monthly cap or in some countries. Tap a value with * (or hover over it) to see them.

Product

Product status

ActiveShow source
ActiveShow source

Card type

Debit cardShow source
Prepaid cardShow source

Network

VisaShow source
MastercardShow source

Custody model

HybridConditions apply: tap or hover for detailsShow source

Bitcoin stays in the user's own wallet; euros are held in the card's vIBAN

Self-custodyConditions apply: tap or hover for detailsShow source

Self-custody wallet until crypto is loaded onto the card

Card issuer / program manager

Infrastructure by Lightspark Payments Europe AS (MiCA-authorized CASP)Show source
No data yet

Fees

Annual fee

€37.69/yearConditions apply: tap or hover for detailsShow source

Paid annually (10% discount); otherwise €3.49 a month

FreeShow source

Monthly fee

€3.49/monthConditions apply: tap or hover for detailsShow source

Monthly payment; €37.69 when paid annually

FreeShow source

Physical card fee

FreeShow source
$100Show source

Virtual card fee

FreeShow source
$10Conditions apply: tap or hover for detailsShow source

$5 credited back to the card

FX fee

0%Show source
2%Conditions apply: tap or hover for detailsShow source

2 to 2.5%

Crypto conversion fee

1%Conditions apply: tap or hover for detailsShow source

Bitcoin to euro

No data yet

Settlement fee

FreeShow source
No data yet

Credit & financing

Credit line

NoShow source
No data yet

Availability

Available in

EEAConditions apply: tap or hover for detailsShow source

Anyone 18+ with a valid ID from an EEA country

GlobalConditions apply: tap or hover for detailsShow source

210+ countries, eligibility checked at signup

Account / spend currencies

EUR · BTCShow source
BTC · ETH · USDT · USDCConditions apply: tap or hover for detailsShow source

Top-up assets

Own IBAN / bank details

YesConditions apply: tap or hover for detailsShow source

Personal euro vIBAN

No data yet

Features

Apple Pay

NoConditions apply: tap or hover for detailsShow source

Only through the Curve app; direct support planned

YesShow source

Google Pay

YesShow source
YesShow source

Physical card

YesShow source
YesShow source

Virtual card

YesShow source
YesShow source

ATM withdrawals

YesShow source
No data yet

Spendable assets

BTC (on-chain and Lightning) · EURShow source
BTC · ETH · USDT · USDCConditions apply: tap or hover for detailsShow source

and other supported crypto

Blockchains

Bitcoin · Lightning NetworkShow source
Ethereum · BSC · Polygon · TRON · SolanaConditions apply: tap or hover for detailsShow source

From comparison table

Limits

ATM limit

€350Conditions apply: tap or hover for detailsShow source

Per day; €3,000 a month

No data yet

Spending limit

€10,000Conditions apply: tap or hover for detailsShow source

Per day, standard KYC level; €15,000 a month

No data yet

Security & custody

Regulation / licences

MiCA (CASP authorization of infrastructure provider Lightspark Payments Europe AS)Conditions apply: tap or hover for detailsShow source

Authorization is held by the infrastructure provider, not by Bringin itself

No data yet

Annual cost at 1,500 EUR/month

Bringin Card

  • Annual & monthly fees−80 EUR
  • FX costs+0 EUR
  • Crypto conversion–
  • Per-transaction fees+0 EUR
  • ATM costsunknown
  • Cashbackunknown
  • Net annual valuenot enough data

Oppi Wallet Virtual Card

  • Annual & monthly fees+0 EUR
  • FX costs−72 EUR
  • Crypto conversion–
  • ATM costsunknown
  • Cashbackunknown
  • Net annual valuenot enough data

Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers

More Bringin Card comparisons

More Oppi Wallet Virtual Card comparisons