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Oppi Wallet Virtual Card

by Oppi WalletCrypto nativeMastercard
6.9
Provisional

Virtual Mastercard of the self-custody Oppi Wallet: top up only the amount of BTC, ETH, USDT or USDC you want to spend. Activation $10 with $5 credited back, no monthly or annual fee, FX charge 2–2.5%; 210+ countries; Apple Pay and Google Pay.

Initial research 22 October 2026 · not yet verified
Travel5.6Low fees7.1Beginners8.2

Base cashback

No data yet

Max cashback

No data yet

Base fee

FreeShow source

FX fee

2%Conditions apply: tap or hover for detailsShow source

ATM fee

No data yet

Card fee

$10Conditions apply: tap or hover for detailsShow source

Credit line

No data yet

Staking needed

No data yet

Tap a value for its source. * = conditions apply.

At a glance

Pros

  • No annual or monthly fee on the base tier
  • Apple Pay and Google Pay

Cons

  • FX fee up to 2%

Good for

Not enough data to say.

Not for

  • Frequent travellers paying in foreign currencies

★ Our pickEditorial choice · score unchanged · Affiliate link

The card we recommend as an alternative to Oppi Wallet Virtual Card:

ether.fi Cash

Crypto native · ether.fi

8.1

Why we recommend it

  • 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
  • 5.35% variable interest on your balanceConditions apply
  • No annual or monthly fee on the base tierConditions apply
  • Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
  • Self-custody: funds stay in your own walletConditions apply

Conditions apply; the review lists them with sources.

All details

Fees4/15
Annual fee
FreeShow source
Monthly fee
FreeShow source
Virtual card fee
$10Conditions apply: tap or hover for detailsShow source

$5 credited back to the card

FX fee
2%Conditions apply: tap or hover for detailsShow source

2 to 2.5%

Not yet researched: Physical card fee, Replacement fee, Crypto conversion fee, Top-up fee, Crypto withdrawal fee, ATM fee, Free ATM allowance, Transfer fee, Settlement fee, Small transaction fee, Other fees & markups.

Cashback & rewards0/14

No cashback & rewards data published or researched yet.

Credit & financing0/11

No credit & financing data published or researched yet.

Supported countries & currencies2/4
Available in
GlobalConditions apply: tap or hover for detailsShow source

210+ countries, eligibility checked at signup

Account / spend currencies
BTC · ETH · USDT · USDCConditions apply: tap or hover for detailsShow source

Top-up assets

Not yet researched: Not available in, Own IBAN / bank details.

Features, wallets & supported assets3/11
Apple Pay
YesShow source
Google Pay
YesShow source
Virtual card
YesShow source

Not yet researched: Physical card, ATM withdrawals, Spend stablecoins, Airport lounge access, Travel / rental car insurance, Purchase protection, Spendable assets, Blockchains.

Security & custody0/3

No security & custody data published or researched yet.

Limits0/2

No limits data published or researched yet.

Product3/7
Product status
ActiveShow source
Card type
Prepaid cardShow source
Network
MastercardShow source

Not yet researched: Custody model, Launch date, Card issuer / program manager, Tiers / plans.

Our rating

CriterionWeightScore

Fees

Base-tier subscription ≈ €0/year

20%
98

Cashback & rewards

20%No data — excluded

Availability

60 of 60 tracked countries

15%
100

FX & international

FX fee 2%

10%
20

Product features

3 of 3 known features available · 0 of 3 perks (lounge, travel insurance, purchase protection)

10%
70

Custody & security

10%No data — excluded

Credit & financing

5%No data — excluded

Limits & ATM

5%No data — excluded

Transparency

5 of 5 checked key terms disclosed

5%
100

Data coverage 60%. Criteria without published data are excluded and their weight is filled with a neutral midpoint, so missing data neither helps nor hurts a card. This score is provisional: it is based on initial research that our research agent has not yet re-verified.

Computed by a fixed formula; affiliate relationships have no influence. How we score

FAQ

Does Oppi Wallet Virtual Card have an annual or monthly fee?

Base tier: Free. Source: Crypto Virtual Card by Oppi Wallet.

What is the FX fee of Oppi Wallet Virtual Card?

2% (2 to 2.5%). Source: Crypto Virtual Card by Oppi Wallet.

Where is Oppi Wallet Virtual Card available?

Global (210+ countries, eligibility checked at signup).

Does Oppi Wallet Virtual Card work with Apple Pay and Google Pay?

Apple Pay: Yes. Google Pay: Yes.

Change history12 entries
  • Product status recorded · 22 October 2026 · auto-approved
  • Network recorded · 22 October 2026 · auto-approved
  • Card type recorded · 22 October 2026 · auto-approved
  • Virtual card fee recorded · 22 October 2026 · auto-approved
  • Monthly fee recorded · 22 October 2026 · auto-approved
  • Annual fee recorded · 22 October 2026 · auto-approved
  • FX fee recorded · 22 October 2026 · auto-approved
  • Available in recorded · 22 October 2026 · auto-approved
  • Account / spend currencies recorded · 22 October 2026 · auto-approved
  • Virtual card recorded · 22 October 2026 · auto-approved
  • Apple Pay recorded · 22 October 2026 · auto-approved
  • Google Pay recorded · 22 October 2026 · auto-approved