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Avici Card vs Tria Card

Avici Card

Crypto native

7.2
Get the card
Tria Card

Crypto native

6.9
Get the card

Verdict

  • Avici Card scores higher overall (7.2 vs 6.9 out of 10).
  • Tria Card is clearly stronger on: FX & international, Custody & security.
  • A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.

Avici Card is a good fit for

  • People who want to keep control of their keys
  • Users who need credit rather than a debit/prepaid card

Tria Card is a good fit for

  • People who want to keep control of their keys
  • Frequent travellers

Stronger on: FX & international, Custody & security

Score by criterion

CriterionAvici CardTria Card
Fees96100
Cashback & rewards–44
Availability100–
FX & international60100
Product features––
Custody & security7080
Credit & financing70–
Limits & ATM––
Transparency7986
Best for Cashbackn/a6.0
Best for Travel6.77.6
Best for Self-Custody6.87.7
Best for DeFi Users6.87.0
Best for High Spendersn/a6.5
Best for Low Fees7.89.0
Best for Beginners7.57.0
Best Crypto Credit Card7.2n/a

Product

Product status

ActiveShow source

Product status: Active

Source: Secured Credit Cards

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

ActiveShow source

Product status: Active

Source: Tria: Neofinance app to Trade, Earn and Spend Crypto. Self-Custodial.

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Card type

Crypto-backed credit*Show source

Card type: Crypto-backed credit

Secured credit card backed by your own deposit

Source: Secured Credit Cards

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Secured credit card backed by your own deposit

No data yet

Network

VisaShow source

Network: Visa

Source states (paraphrased): Works anywhere a Visa international card is accepted.

Source: Avici Card FAQs

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

VisaShow source

Network: Visa

Source: Tria: Neofinance app to Trade, Earn and Spend Crypto. Self-Custodial.

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Custody model

Self-custody*Show source

Custody model: Self-custody

Funds in a smart contract owned by your wallet; Avici can only withdraw against card charges

Source: Avici Card FAQs

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Funds in a smart contract owned by your wallet; Avici can only withdraw against card charges

Self-custodyShow source

Custody model: Self-custody

Source states (paraphrased): Funds stay in the user's own wallet until the moment of purchase; Tria never takes custody.

Source: Tria: Neofinance app to Trade, Earn and Spend Crypto. Self-Custodial.

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Tiers / plans

Platinum · SignatureShow source

Tiers / plans: Platinum · Signature

Source: Fees and Limits

Official pricing / fee schedule (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Virtual · Signature · PremiumShow source

Tiers / plans: Virtual · Signature · Premium

Source: Season 3 Membership and Cashback Updates

Official announcement (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Fees

Annual fee

Free*Show source

Annual fee: Free

Platinum; Signature costs $30 the first year, then $20/year

Source states (paraphrased): Platinum: one-time fee, no recurring charges. Signature: $30 first year, then $20 annually.

Source: Fees and Limits

Official pricing / fee schedule (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Platinum; Signature costs $30 the first year, then $20/year

No data yet

Physical card fee

$50*Show source

Physical card fee: $50

Platinum; Signature $75

Source: Fees and Limits

Official pricing / fee schedule (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Platinum; Signature $75

No data yet

Virtual card fee

$15*Show source

Virtual card fee: $15

Platinum, first card; further cards $10

Source: Fees and Limits

Official pricing / fee schedule (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Platinum, first card; further cards $10

No data yet

FX fee

1%*Show source

FX fee: 1%

Charged by Visa, no Avici markup; terms allow up to 3%

Source states (paraphrased): Foreign Exchange Fee (non USD): up to 3%, currently 1% (charged by Visa, no markup from Avici).

Source: Terms of Service – Avici Card

Official terms & conditions (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Charged by Visa, no Avici markup; terms allow up to 3%

0%Show source

FX fee: 0%

Source states (paraphrased): 0% FX fees.

Source: Tria: Neofinance app to Trade, Earn and Spend Crypto. Self-Custodial.

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 50%

Top-up fee

No data yet
FreeShow source

Top-up fee: Free

Source states (paraphrased): No deposit fees.

Source: Tria: Neofinance app to Trade, Earn and Spend Crypto. Self-Custodial.

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 50%

Small transaction fee

Free*Show source

Small transaction fee: Free

No transaction fees

Source: Fees and Limits

Official pricing / fee schedule (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

No transaction fees

No data yet

Cashback & rewards

Base cashback

No data yet
1.5%*Show source

Base cashback: 1.5%

Virtual tier, within a monthly spend cap ($100 or $1,000 — sources conflict)

Source: Season 3 Membership and Cashback Updates

Official announcement (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 45%

Virtual tier, within a monthly spend cap ($100 or $1,000 — sources conflict)

Max cashback

No data yet
6%*Show source

Max cashback: 6%

Premium tier, headline rate, monthly spend caps apply

Source: Season 3 Membership and Cashback Updates

Official announcement (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 45%

Premium tier, headline rate, monthly spend caps apply

Credit & financing

Credit line

Yes*Show source

Credit line: Yes

Secured by your own deposit

Source: Secured Credit Cards

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Secured by your own deposit

No data yet

Credit type

Crypto-backed creditShow source

Credit type: Crypto-backed credit

Source: Secured Credit Cards

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

No data yet

Availability

Available in

Global*Show source

Available in: Global

Except prohibited regions; US only in supported states

Source: Regions and Prohibitions for Avici Card

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 45%

Except prohibited regions; US only in supported states

No data yet

Not available in

BY, CN, CU, India, IR, IQ, Israel, MM, NP, NI, KP, RU, LK, SY, Turkey, Ukraine, VE, VietnamShow source

Not available in: BY, CN, CU, India, IR, IQ, Israel, MM, NP, NI, KP, RU, LK, SY, Turkey, Ukraine, VE, Vietnam

Source: Regions and Prohibitions for Avici Card

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

No data yet

Features

Spendable assets

No data yet
1,000+ tokens accepted for fundingShow source

Spendable assets: 1,000+ tokens accepted for funding

Source: Tria: Neofinance app to Trade, Earn and Spend Crypto. Self-Custodial.

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Security & custody

Smart-contract risk

YesShow source

Smart-contract risk: Yes

Source: Avici Card FAQs

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

No data yet

Annual cost at 1,500 EUR/month

Avici Card

  • Annual & monthly fees+0 EUR
  • FX costs−36 EUR
  • Crypto conversion–
  • ATM costsunknown
  • Cashbackunknown
  • Net annual valuenot enough data

Tria Card

  • Annual & monthly feesunknown
  • FX costs+0 EUR
  • Crypto conversion–
  • ATM costsunknown
  • Cashback+270 EUR
  • Net annual valuenot enough data

Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers

More Avici Card comparisons

More Tria Card comparisons