Avalanche Card vs Picnic Card
Crypto native
Crypto native
Verdict
- Picnic Card scores higher overall (6.5 vs 5.8 out of 10).
- A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.
Avalanche Card is a good fit for
- No specific audience can be derived from the published data yet.
Picnic Card is a good fit for
- People who want to keep control of their keys
- Frequent travellers
★ Our pickEditorial choice · score unchanged · Affiliate link
Neither card is our pick. The card we recommend instead:
Crypto native · ether.fi
Why we recommend it
- 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
- 5.35% variable interest on your balanceConditions apply
- No annual or monthly fee on the base tierConditions apply
- Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
- Self-custody: funds stay in your own walletConditions apply
Conditions apply; the review lists them with sources.
Score by criterion
| Criterion | Avalanche Card | Picnic Card |
|---|---|---|
| Fees | 100 | 100 |
| Cashback & rewards | – | – |
| Availability | 3 | 3 |
| FX & international | – | 88 |
| Product features | 70 | 70 |
| Custody & security | – | 80 |
| Credit & financing | – | – |
| Limits & ATM | – | 64 |
| Transparency | 100 | 100 |
| Best for Cashback | n/a | 6.0 |
| Best for Travel | n/a | 7.3 |
| Best for Self-Custody | n/a | 7.9 |
| Best for DeFi Users | n/a | 7.3 |
| Best for High Spenders | n/a | 6.8 |
| Best for Low Fees | 8.0 | 9.2 |
| Best for Beginners | 6.8 | 7.1 |
Conditions apply, e.g. only for the base tier, up to a monthly cap or in some countries. Tap a value with * (or hover over it) to see them.
Product
Product status
ActiveShow source
ActiveShow source
Card type
Crypto-backed creditShow source
Debit cardShow source
Network
VisaShow source
VisaShow source
Custody model
Self-custodyShow source
Card issuer / program manager
Offered by Rain Liquidity; issued by licensed partnersShow source
Gnosis PayShow source
Fees
Annual fee
FreeShow source
Virtual card fee
FreeShow source
FX fee
0.3%Conditions apply: tap or hover for detailsShow source
Purchases in currencies other than USD; approximate Visa conversion; Picnic fee itself 0%
Crypto conversion fee
0%Conditions apply: tap or hover for detailsShow source
Network gas fees may still apply
ATM fee
2%Conditions apply: tap or hover for detailsShow source
Per withdrawal beyond the monthly allowance; local ATM operator may charge its own fee
Free ATM allowance
$200/monthConditions apply: tap or hover for detailsShow source
Up to 5 withdrawals or US$ 200 per month, whichever comes first
Other fees & markups
Pix top-up and Pix withdrawal: 0% Picnic fee, but 0.3% to 0.5% versus the on-chain rateShow source
Credit & financing
Collateral assets
USDC · USDT · AVAX · WAVAXShow source
Availability
Available in
United StatesConditions apply: tap or hover for detailsShow source
Many US states, plus Latin America and the Caribbean
BrazilShow source
Not available in
BY, CU, India, IR, IQ, Israel, CNShow source
Features
Apple Pay
YesShow source
YesShow source
Google Pay
YesShow source
YesShow source
Virtual card
YesShow source
ATM withdrawals
YesConditions apply: tap or hover for detailsShow source
Physical card
Annual cost at 1,500 EUR/month
Avalanche Card
- Annual & monthly feesunknown
- FX costsunknown
- Crypto conversion–
- ATM costsunknown
- Cashbackunknown
- Net annual valuenot enough data
Picnic Card
- Annual & monthly fees+0 EUR
- FX costs−11 EUR
- Crypto conversion–
- ATM costs+0 EUR
- Cashbackunknown
- Net annual valuenot enough data
Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers