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Anodos Card vs Tuyo Card

Anodos Card

Crypto native

6.6
Get the card
Tuyo Card

Crypto native

6.6
Get the card

Verdict

  • Anodos Card and Tuyo Card have the same overall score (6.6/10).
  • Anodos Card is clearly stronger on: Credit & financing, Transparency.
  • Tuyo Card is clearly stronger on: FX & international.
  • A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.

Anodos Card is a good fit for

  • People who want to keep control of their keys
  • Users who need credit rather than a debit/prepaid card

Stronger on: Credit & financing, Transparency

Tuyo Card is a good fit for

  • People who want to keep control of their keys
  • Stablecoin holders

Stronger on: FX & international

★ Our pickEditorial choice · score unchanged · Affiliate link

Neither card is our pick. The card we recommend instead:

ether.fi Cash

Crypto native · ether.fi

8.1

Why we recommend it

  • 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
  • 5.35% variable interest on your balanceConditions apply
  • No annual or monthly fee on the base tierConditions apply
  • Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
  • Self-custody: funds stay in your own walletConditions apply
Get the card
Review & sourcesAnodos Card vs ether.fi CashTuyo Card vs ether.fi Cash

Conditions apply; the review lists them with sources.

Score by criterion

CriterionAnodos CardTuyo Card
Fees100100
Cashback & rewards––
Availability––
FX & international4060
Product features–58
Custody & security8080
Credit & financing7530
Limits & ATM56–
Transparency10086
Best for Travel5.76.4
Best for Self-Custody7.37.5
Best for DeFi Users7.26.7
Best for Stablecoinsn/a7.3
Best for High Spenders6.25.9
Best for Low Fees7.88.0
Best for Beginners7.37.2
Best Crypto Credit Card7.8n/a

Conditions apply, e.g. only for the base tier, up to a monthly cap or in some countries. Tap a value with * (or hover over it) to see them.

Product

Product status

ActiveShow source
ActiveShow source

Card type

No data yet
Stablecoin cardShow source

Network

VisaConditions apply: tap or hover for detailsShow source

Card program issued under license from Visa; terms also define card networks generically as Visa or Mastercard

VisaShow source

Custody model

Self-custodyShow source
Self-custodyConditions apply: tap or hover for detailsShow source

Keys stay on the user's device

Card issuer / program manager

Third NationalConditions apply: tap or hover for detailsShow source

Issuer named in the card terms

third-party card issuer (unnamed)Show source

Tiers / plans

Freemium / Free · Pro · EliteShow source
No data yet

Fees

Annual fee

FreeConditions apply: tap or hover for detailsShow source

Freemium/Free tier; Pro $99.90 per year (or $9.99/month), Elite $299.90 per year (or $29.99/month)

FreeShow source

Monthly fee

FreeConditions apply: tap or hover for detailsShow source

Freemium/Free tier; Pro $9.99 per month, Elite $29.99 per month

FreeShow source

Virtual card fee

No data yet
FreeShow source

FX fee

1.5%Conditions apply: tap or hover for detailsShow source

Freemium/Free tier; Pro 1.25%, Elite 1.00%

1%Conditions apply: tap or hover for detailsShow source

Up to ~1% FX spread on non-USD spend; no fee on USD transactions

ATM fee

$1 + 1.75%Conditions apply: tap or hover for detailsShow source

Freemium/Free tier, where ATM withdrawals are enabled; Pro $1.00 + 1.00%, Elite $1.00 + 0.75%

No data yet

Other fees & markups

Currency exchange fee for supported non-card currency conversion: 1.00% (Free tier; Pro 0.75%, Elite 0.50%) · Extra virtual Card fee: $20 per additional virtual Card (Free tier; Pro/Elite $10) · Extra virtual account fee: $20 per additional account (Free tier; Pro/Elite $10)Show source
ATM operator fees and FX markups apply on top of the withdrawal amountShow source

Cashback & rewards

Cashback paid in

No data yet
TUYOs (points)Conditions apply: tap or hover for detailsShow source

Not tradable or transferable

Cashback type

No data yet
PointsConditions apply: tap or hover for detailsShow source

Rewards in TUYOs points; rates shown in app; seasonal multipliers (time-limited) until token launch

Cashback conditions

No data yet
TUYOs earned per dollar spent with the card; current rates only in the app · Seasonal multiplier boosts decline after each season down to baseline rates · TUYOs are not tradable nor transferableShow source

Credit & financing

Credit line

YesConditions apply: tap or hover for detailsShow source

Secured by collateral

NoShow source

Credit type

Crypto-backed creditConditions apply: tap or hover for detailsShow source

Secured by collateral held in a wallet on a Supported Blockchain

No data yet

Interest (APR)

0%Conditions apply: tap or hover for detailsShow source

APR for purchases, U.S. consumer program

No data yet

Interest notes

Late payment: 2% of the current outstanding card balance; no interest charged on purchasesShow source
No data yet

Grace period

Payment due 21 days after the close of each billing cycleShow source
No data yet

Liquidation risk

YesShow source
No data yet

Availability

Not available in

No data yet
AF, BD, BY, CN, CD, CU, India, IR, IQ, LB, LY, ML, MM, NP, Nigeria, KP, RU, SO, SS, SD, SY, Turkey, Ukraine, United Kingdom, VE, Vietnam, YEConditions apply: tap or hover for detailsShow source

Platform-wide prohibited jurisdictions (no wallet, Earn, ramps, card or bank-account services); card provider has additional restrictions

Account / spend currencies

No data yet
USD · EURShow source

Own IBAN / bank details

No data yet
YesConditions apply: tap or hover for detailsShow source

Type of account details depends on country of residence (CLABE, IBAN or US account/routing number)

Features

Apple Pay

No data yet
YesShow source

Google Pay

No data yet
YesShow source

Physical card

No data yet
NoConditions apply: tap or hover for detailsShow source

Physical card announced as coming soon

Virtual card

No data yet
YesShow source

ATM withdrawals

YesConditions apply: tap or hover for detailsShow source

Where ATM withdrawals are enabled

YesShow source

Spend stablecoins

No data yet
YesShow source

Spendable assets

No data yet
USDCShow source

Blockchains

Ethereum · Polygon · Optimism · ArbitrumConditions apply: tap or hover for detailsShow source

Supported Blockchains may be updated by the provider at any time

BaseShow source

Limits

ATM limit

$5,000Conditions apply: tap or hover for detailsShow source

Monthly ATM withdrawal limit, Freemium/Free tier; Pro $10,000, Elite $15,000

$250Conditions apply: tap or hover for detailsShow source

Per withdrawal incl. ATM surcharge; up to three attempts per rolling 24 hours

Spending limit

No data yet
$50,000Conditions apply: tap or hover for detailsShow source

Daily; can rise to $100,000 and then $200,000 as total spending grows

Annual cost at 1,500 EUR/month

Anodos Card

  • Annual & monthly fees+0 EUR
  • FX costs−54 EUR
  • Crypto conversion–
  • ATM costs−32 EUR
  • Cashbackunknown
  • Net annual valuenot enough data

Tuyo Card

  • Annual & monthly fees+0 EUR
  • FX costs−36 EUR
  • Crypto conversion–
  • ATM costsunknown
  • Cashbackunknown
  • Net annual valuenot enough data

Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers

More Anodos Card comparisons

    More Tuyo Card comparisons