MiniPay Card
Virtual Visa stablecoin card of the self-custodial MiniPay wallet (Celo stablecoins), powered by Gnosis Pay on behalf of Monavate. Up to 5% back in digital gold and stablecoins, $0 deposit fees, Apple Pay and Google Pay; no physical card.
Base cashback
Max cashback
5%Conditions apply: tap or hover for detailsShow source
Base fee
FX fee
ATM fee
Card fee
Credit line
Staking needed
Tap a value for its source. * = conditions apply.
At a glance
Pros
- Self-custody: funds stay in your own wallet
- Apple Pay and Google Pay
Cons
- Top rate of 5% only with conditions — Qualifying purchases
- No physical card
Good for
- People who want to keep control of their keys
Not for
Not enough data to say.
Risks to understand
- Self-custody: losing your keys or signing a malicious transaction can mean losing funds.
- Smart-contract and bridge risk applies to on-chain balances.
★ Our pickEditorial choice · score unchanged · Affiliate link
The card we recommend as an alternative to MiniPay Card:
Crypto native · ether.fi
Why we recommend it
- 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
- 5.35% variable interest on your balanceConditions apply
- No annual or monthly fee on the base tierConditions apply
- Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
- Self-custody: funds stay in your own walletConditions apply
Conditions apply; the review lists them with sources.
All details
Fees1/15
- Top-up fee
FreeShow source
Not yet researched: Annual fee, Monthly fee, Physical card fee, Virtual card fee, Replacement fee, FX fee, Crypto conversion fee, Crypto withdrawal fee, ATM fee, Free ATM allowance, Transfer fee, Settlement fee, Small transaction fee, Other fees & markups.
Cashback & rewards2/14
- Max cashback
5%Conditions apply: tap or hover for detailsShow source
Qualifying purchases
- Cashback type
StablecoinConditions apply: tap or hover for detailsShow source
Paid in digital gold or stablecoins
Not yet researched: Base cashback, Cashback paid in, Interest on balance, Cashback-eligible spend cap, Max cashback per month, Cashback conditions, Staking / holding required for top rewards, Staking asset, Capital required for top rewards, Minimum balance, Reward expiry / vesting, Reward exclusions.
Credit & financing0/11
No credit & financing data published or researched yet.
Supported countries & currencies0/4
No availability data published or researched yet.
Features, wallets & supported assets4/11
- Apple Pay
YesShow source
- Google Pay
YesShow source
- Physical card
NoShow source
- Virtual card
YesShow source
Not yet researched: ATM withdrawals, Spend stablecoins, Airport lounge access, Travel / rental car insurance, Purchase protection, Spendable assets, Blockchains.
Security & custody0/3
No security & custody data published or researched yet.
Limits0/2
No limits data published or researched yet.
Product5/7
- Product status
ActiveShow source
- Card type
Stablecoin cardShow source
- Network
VisaShow source
- Custody model
Self-custodyShow source
- Card issuer / program manager
Monavate; programme manager Gnosis PayShow source
Not yet researched: Launch date, Tiers / plans.
Our rating
| Criterion | Weight | Score |
|---|---|---|
Fees Per-transaction costs ≈ 0.00% | 20% | 100 |
Cashback & rewards Only an 'up to' rate is published | 20% | 20 |
Availability | 15% | No data — excluded |
FX & international | 10% | No data — excluded |
Product features 3 of 4 known features available · 0 of 3 perks (lounge, travel insurance, purchase protection) | 10% | 53 |
Custody & security Custody model: self custody | 10% | 80 |
Credit & financing | 5% | No data — excluded |
Limits & ATM | 5% | No data — excluded |
Transparency 3 of 3 checked key terms disclosed | 5% | 100 |
Data coverage 65%. Criteria without published data are excluded and their weight is filled with a neutral midpoint, so missing data neither helps nor hurts a card. This score is provisional: it is based on initial research that our research agent has not yet re-verified.
Computed by a fixed formula; affiliate relationships have no influence. How we score
FAQ
How much cashback does MiniPay Card pay?
Highest advertised rate: 5% (Qualifying purchases).
Is MiniPay Card self-custodial?
Self-custody.
Does MiniPay Card work with Apple Pay and Google Pay?
Apple Pay: Yes. Google Pay: Yes.
Change history12 entries
- Product status recorded · 22 October 2026 · auto-approved
- Network recorded · 22 October 2026 · auto-approved
- Card type recorded · 22 October 2026 · auto-approved
- Custody model recorded · 22 October 2026 · auto-approved
- Card issuer / program manager recorded · 22 October 2026 · auto-approved
- Top-up fee recorded · 22 October 2026 · auto-approved
- Max cashback recorded · 22 October 2026 · auto-approved
- Cashback type recorded · 22 October 2026 · auto-approved
- Virtual card recorded · 22 October 2026 · auto-approved
- Physical card recorded · 22 October 2026 · auto-approved
- Apple Pay recorded · 22 October 2026 · auto-approved
- Google Pay recorded · 22 October 2026 · auto-approved