Revolut vs SwissBorg Card

Product status: Active

Source: Compare Revolut plans (Austria)

Official pricing / fee schedule (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Product status: Active

Source: SwissBorg Crypto Debit Card

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Card type: Debit card

Source states (paraphrased): It’s a Mastercard debit card that lets you spend your cryptocurrency at merchants by converting it into fiat currency

Source: SwissBorg Crypto Debit Card

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Network: Mastercard

Source states (paraphrased): It’s a Mastercard debit card

Source: SwissBorg Crypto Debit Card

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Custody model: Custodial

The provider holds the funds

Source states (paraphrased): Owner research: custodial

Source: Compare Revolut plans (Austria)

Official pricing / fee schedule (tier 1)

Checked by editor · retrieved 24 October 2026 · verified 5 days ago (Recently verified) · confidence 95%

Custody model: Custodial

Spends crypto balances held in the SwissBorg app

Source states (paraphrased): It works just like a traditional debit card, but is linked to your crypto balances in the SwissBorg app.

Source: SwissBorg Crypto Debit Card

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Card issuer / program manager: UAB Monavate (Bank of Lithuania); app operated by BlockNodes SAS (MiCA licence A2026-011, France)

Source states (paraphrased): The SwissBorg Card is issued by Monavate.

Source: SwissBorg Card Rulebook

Official terms & conditions (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Tiers / plans: Standard (free) · Plus €3.99/mo · Premium €9.99/mo · Metal €17.99/mo · Ultra €60/mo

Austria

Source: Compare Revolut plans (Austria)

Official pricing / fee schedule (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Annual fee: Free

Source states (paraphrased): There are no service or annual fees, but real-time crypto-to-fiat conversions are subject to fees.

Source: SwissBorg Crypto Debit Card

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Monthly fee: Free

Standard plan; paid plans €3.99–€60/month (Austria)

Source: Compare Revolut plans (Austria)

Official pricing / fee schedule (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Monthly fee: Free

Source states (paraphrased): There are no service or annual fees

Source: SwissBorg Crypto Debit Card

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Virtual card fee: Free

Source states (paraphrased): There are no service or annual fees

Source: SwissBorg Crypto Debit Card

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

FX fee: 0%

Standard: weekday exchange up to €1,000/month without extra fee; above that a 1% fair usage fee, plus 1% on weekends

Source states (paraphrased): Currency exchange amount with no additional fees, Mon - Fri ... €1,000/month limit Additional weekend currency exchange fees 1%

Source: Compare Revolut plans (Austria)

Official pricing / fee schedule (tier 1)

Checked by editor · retrieved 24 October 2026 · verified 5 days ago (Recently verified) · confidence 95%

FX fee: 0%

Mastercard exchange rate; SwissBorg adds no FX fee (the crypto exchange fee still applies)

Source states (paraphrased): SwissBorg won’t charge additional FX fees.

Source: SwissBorg Crypto Debit Card

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Crypto conversion fee: 0.99%

Exchange fee for every loyalty rank; a real-time market-liquidity adjustment may be added

Source states (paraphrased): Standard 0.99%

Source: SwissBorg Pricing Policy

Official pricing / fee schedule (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

ATM fee: 2%

After the monthly free allowance

Source states (paraphrased): A 2% fee applies once you go over the monthly limit.

Source: Revolut Premium (Austria)

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Free ATM allowance: €200/month

Standard: €200 or 5 withdrawals per month; Plus €200, Premium €400, Metal €800

Source: Compare Revolut plans (Austria)

Official pricing / fee schedule (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Other fees & markups: 2% fair usage fee (min. €1) per transaction after the plan's rolling monthly limit

Source: Compare Revolut plans (Austria)

Official pricing / fee schedule (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Other fees & markups: Real-time market-liquidity adjustment may be applied to the conversion price · Third parties such as Apple/Google Pay, Curve or PayPal may charge additional fees

Source: SwissBorg Card Rulebook

Official terms & conditions (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Base cashback: 0%

No cashback on personal plans; card spending earns RevPoints (Standard: 1 point per €10) for travel benefits

Source states (paraphrased): RevPoints: Earn 1 point per €10 spent (Standard)

Source: Compare Revolut plans (Austria)

Official pricing / fee schedule (tier 1)

Checked by editor · retrieved 24 October 2026 · verified 5 days ago (Recently verified) · confidence 95%

Cashback paid in: BORG

Source states (paraphrased): Earn cashback in BORG tokens on every purchase based on your loyalty rank.

Source: SwissBorg Crypto Debit Card

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Cashback type: Points

RevPoints, redeemable for air miles and Stays discounts

Source states (paraphrased): RevPoints are earned through everyday spending, turning card purchases into travel benefits like air miles and Stays discount

Source: Compare Revolut plans (Austria)

Official pricing / fee schedule (tier 1)

Checked by editor · retrieved 24 October 2026 · verified 5 days ago (Recently verified) · confidence 95%

Cashback type: Platform token

Source: SwissBorg Crypto Debit Card

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Interest on balance: 1%

Instant Access Savings (EUR) on the Standard plan, variable; higher rates on paid plans

Source states (paraphrased): Instant Access Savings (EUR) Interest is shown in p.a. (variable). T&Cs apply 1% p.a.

Source: Compare Revolut plans (Austria)

Official pricing / fee schedule (tier 1)

Checked by editor · retrieved 24 October 2026 · verified 5 days ago (Recently verified) · confidence 95%

Cashback conditions: Cashback is a share of the 0.99% exchange fee: up to 5% (Standard) to up to 99% (Elite top 10) depending on the loyalty rank · BORG rewards are locked for a period (Paid to Trade programme) · Cashback is not guaranteed and can be changed or stopped at any time

Source states (paraphrased): A user can receive up to 99% cashback on the trading fee.

Source: SwissBorg Card Rulebook

Official terms & conditions (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Reward expiry / vesting: BORG cashback is locked for a certain period

Source states (paraphrased): BORG rewards are locked for a certain period.

Source: SwissBorg Card Rulebook

Official terms & conditions (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Credit line: No

Source: SwissBorg Card Rulebook

Official terms & conditions (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Available in: EEA

Personal accounts; other supported regions listed on the help page

Source: Where you can sign up for Revolut

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 50%

Available in: United Kingdom, Switzerland, Austria, Belgium, Cyprus, Croatia, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden

Source states (paraphrased): Reside in one of the following countries: United Kingdom, Switzerland, Austria, Belgium, Cyprus, Croatia, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden

Source: SwissBorg Card Rulebook

Official terms & conditions (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Account / spend currencies: EUR

Austrian accounts; multi-currency accounts available

Source: Compare Revolut plans (Austria)

Official pricing / fee schedule (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Account / spend currencies: EUR · CHF · GBP

Base currency set by country of residence

Source states (paraphrased): The SwissBorg Card supports EUR, GBP or CHF as base currencies.

Source: SwissBorg Card Rulebook

Official terms & conditions (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Own IBAN / bank details: Yes

Source states (paraphrased): move your salary by sharing your account number or IBAN with your employer

Source: https://www.revolut.com/en-AT/bank-account/

Official product page (tier 1)

Checked by editor · retrieved 24 October 2026 · verified 5 days ago (Recently verified) · confidence 95%

Apple Pay: Yes

Source states (paraphrased): Just link them to Apple Pay or Google Pay and start spending securely right away.

Source: https://www.revolut.com/en-AT/cards/

Official product page (tier 1)

Checked by editor · retrieved 24 October 2026 · verified 5 days ago (Recently verified) · confidence 95%

Apple Pay: Yes

Initially in Switzerland and France only

Source states (paraphrased): Apple Pay is initially available in Switzerland and France

Source: SwissBorg Crypto Debit Card

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Google Pay: Yes

Source states (paraphrased): Just link them to Apple Pay or Google Pay and start spending securely right away.

Source: https://www.revolut.com/en-AT/cards/

Official product page (tier 1)

Checked by editor · retrieved 24 October 2026 · verified 5 days ago (Recently verified) · confidence 95%

Google Pay: Yes

Source states (paraphrased): Make purchases using Apple Pay, Google Pay, Curve

Source: SwissBorg Crypto Debit Card

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Physical card: Yes

Standard card; delivery and customisation fees apply

Source states (paraphrased): Available on Standard plans The new banking standard Elevate your everyday spend with our iconic Standard card

Source: https://www.revolut.com/en-AT/cards/

Official product page (tier 1)

Checked by editor · retrieved 24 October 2026 · verified 5 days ago (Recently verified) · confidence 95%

Physical card: No

May follow later

Source states (paraphrased): In the initial stage, only virtual cards will be available for ordering.

Source: SwissBorg Card Rulebook

Official terms & conditions (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Virtual card: Yes

All plans

Source states (paraphrased): Available on all plans Virtually, indestructible Always losing your cards? Go virtual

Source: https://www.revolut.com/en-AT/cards/

Official product page (tier 1)

Checked by editor · retrieved 24 October 2026 · verified 5 days ago (Recently verified) · confidence 95%

Virtual card: Yes

Source states (paraphrased): The SwissBorg Card is a virtual card

Source: SwissBorg Crypto Debit Card

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

ATM withdrawals: No

Source states (paraphrased): Cash withdrawals at ATMs are not initially available with the SwissBorg Card.

Source: SwissBorg Card Rulebook

Official terms & conditions (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Spend stablecoins: Yes

Source: SwissBorg Card Rulebook

Official terms & conditions (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Airport lounge access: No

Standard: available for purchase only; included on higher paid plans

Source states (paraphrased): Airport lounge access: Available for purchase (Standard)

Source: Compare Revolut plans (Austria)

Official pricing / fee schedule (tier 1)

Checked by editor · retrieved 24 October 2026 · verified 5 days ago (Recently verified) · confidence 95%

Spendable assets: USDC · BTC · ETH · SOL · BORG · USDG · EUROP · TGBP

Source: SwissBorg Card Rulebook

Official terms & conditions (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Regulation / licences: Revolut Bank UAB, licensed by the European Central Bank and regulated by the Bank of Lithuania · Crypto: Revolut Digital Assets Europe Ltd, CASP licence of the Cyprus Securities and Exchange Commission under MiCA

Source states (paraphrased): Revolut Bank UAB is licensed by the European Central Bank and regulated by the Bank of Lithuania.

Source: Compare Revolut plans (Austria)

Official pricing / fee schedule (tier 1)

Checked by editor · retrieved 24 October 2026 · verified 5 days ago (Recently verified) · confidence 95%