MEXC Global Card vs XPlace Card
Crypto native
Crypto native
Verdict
- XPlace Card scores higher overall (6.6 vs 6.0 out of 10).
- MEXC Global Card is clearly stronger on: Cashback & rewards.
- XPlace Card is clearly stronger on: Fees, Product features, Custody & security, Credit & financing.
- A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.
MEXC Global Card is a good fit for
- Stablecoin holders
- Frequent travellers
Stronger on: Cashback & rewards
XPlace Card is a good fit for
- People who want to keep control of their keys
- Stablecoin holders
- Users who need credit rather than a debit/prepaid card
Stronger on: Fees, Product features, Custody & security, Credit & financing
★ Our pickEditorial choice · score unchanged · Affiliate link
Neither card is our pick. The card we recommend instead:
Crypto native · ether.fi
Why we recommend it
- 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
- 5.35% variable interest on your balanceConditions apply
- No annual or monthly fee on the base tierConditions apply
- Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
- Self-custody: funds stay in your own walletConditions apply
Conditions apply; the review lists them with sources.
Score by criterion
| Criterion | MEXC Global Card | XPlace Card |
|---|---|---|
| Fees | 88 | 100 |
| Cashback & rewards | 55 | 36 |
| Availability | 7 | – |
| FX & international | 100 | – |
| Product features | 56 | 70 |
| Custody & security | 60 | 80 |
| Credit & financing | 30 | 75 |
| Limits & ATM | – | – |
| Transparency | 100 | 100 |
| Best for Cashback | 6.0 | 5.6 |
| Best for Travel | 7.2 | n/a |
| Best for Self-Custody | n/a | 7.3 |
| Best for DeFi Users | 6.2 | 7.2 |
| Best for Stablecoins | 7.8 | 7.1 |
| Best for High Spenders | 6.6 | 5.8 |
| Best for Low Fees | 8.7 | 8.0 |
| Best for Beginners | 6.4 | 7.7 |
| Best Crypto Credit Card | n/a | 7.6 |
Conditions apply, e.g. only for the base tier, up to a monthly cap or in some countries. Tap a value with * (or hover over it) to see them.
Product
Product status
ActiveShow source
ActiveConditions apply: tap or hover for detailsShow source
Silver physical cards live; Gold and Platinum physical cards coming soon
Card type
Prepaid cardConditions apply: tap or hover for detailsShow source
Funded with USDT from the MEXC Fiat account
Debit card, Crypto-backed creditShow source
Network
VisaShow source
VisaShow source
Custody model
CustodialShow source
Self-custodyShow source
Launch date
2026-08-31Show source
Card issuer / program manager
MEXCConditions apply: tap or hover for detailsShow source
Page describes MEXC Cards as issued by MEXC; no licensed issuing bank named
Third National; programme managed by Signify Holdings, Inc. (Rain)Show source
Tiers / plans
Standard (M-Score 350–599) · Premium (M-Score 600–799) · Elite (M-Score 800+)Show source
Basic (free) · Silver ($99/year) · Gold ($249/year) · Platinum ($999/year)Show source
Fees
Annual fee
FreeShow source
FreeConditions apply: tap or hover for detailsShow source
Basic plan; Silver $99, Gold $249, Platinum $999 a year
Virtual card fee
FreeConditions apply: tap or hover for detailsShow source
Standard USD 20 issuance fee waived for a limited time
FX fee
0%Conditions apply: tap or hover for detailsShow source
Visa exchange rate without markup (the 1% transaction fee still applies)
Crypto conversion fee
0%Show source
Top-up fee
FreeShow source
Settlement fee
1%Conditions apply: tap or hover for detailsShow source
On every purchase, MEXC Global Card
Small transaction fee
$0.10Conditions apply: tap or hover for detailsShow source
Transactions under 1 USD (MEXC Global Card)
Other fees & markups
Failed transactions: 0.5 USD each when the failed-transaction rate is 20% or moreShow source
Cashback & rewards
Base cashback
0.5%Conditions apply: tap or hover for detailsShow source
Basic plan, Credit Mode
Max cashback
10%Conditions apply: tap or hover for detailsShow source
Elite tier (M-Score 800+); 6% Premium, 4% Standard
2%Conditions apply: tap or hover for detailsShow source
Platinum plan ($999/year), Credit Mode
Cashback paid in
USDTShow source
USDCShow source
Cashback type
StablecoinShow source
StablecoinShow source
Interest on balance
7%Conditions apply: tap or hover for detailsShow source
APR in the exclusive MEXC Global Card Earn program (flexible)
6.15%Conditions apply: tap or hover for detailsShow source
Variable vault APY via Kamino Finance (Solana vault; USDT 3.26%, BTC 5.43%)
Max cashback per month
$800/monthConditions apply: tap or hover for detailsShow source
800 USDT, Elite tier; 300 USDT Premium, 100 USDT Standard
Cashback conditions
Rate set by the M-Score tier on the last day of the month · Paid by the 15th of the following month · Refunded or reversed purchases do not countShow source
Rates apply to Credit Mode: Basic 0.5%, Silver 1%, Gold 1.5%, Platinum 2%Show source
Reward exclusions
Refunded or reversed transactionsConditions apply: tap or hover for detailsShow source
Cashback already credited for these transactions is deducted
Credit & financing
Credit line
NoShow source
YesShow source
Credit type
Crypto-backed creditShow source
Collateral assets
BTC · ETH · SOL · JitoSOL · USDT · Tokenized stocksShow source
Max loan-to-value
80%Conditions apply: tap or hover for detailsShow source
Tether vault; SOL and BTC 65%, ETH 70%
Liquidation risk
YesShow source
Spend own balance directly
YesShow source
Spend by borrowing against collateral
YesShow source
Availability
Available in
Philippines, TW, VietnamConditions apply: tap or hover for detailsShow source
Among others; MEXC does not publish the full list
Not available in
United States, CN, India, Indonesia, Turkey, RUConditions apply: tap or hover for detailsShow source
Partial list as of August 2026; dozens of smaller jurisdictions are also on the application blacklist, which changes over time
Features
Apple Pay
YesShow source
YesShow source
Google Pay
YesShow source
YesShow source
Physical card
NoConditions apply: tap or hover for detailsShow source
Virtual-only at launch; MEXC plans a physical card at a later stage
YesConditions apply: tap or hover for detailsShow source
Silver plan; Gold and Platinum coming soon
Virtual card
YesShow source
YesShow source
Spend stablecoins
YesShow source
YesShow source
Airport lounge access
NoConditions apply: tap or hover for detailsShow source
Basic plan; Silver 1, Gold 4 visits a year, Platinum unlimited
Spendable assets
USDTConditions apply: tap or hover for detailsShow source
Card is funded with USDT via the MEXC Fiat account
BTC (cbBTC) · ETH (wETH) · SOL · JitoSOL · USDC · USDT · xStocks (tokenized equities)Show source
Blockchains
SolanaShow source
Limits
Spending limit
$1,000,000Conditions apply: tap or hover for detailsShow source
Per day; 80,000 USD per transaction
$2,000Conditions apply: tap or hover for detailsShow source
Per month, Basic plan; up to $750,000 on Platinum
Annual cost at 1,500 EUR/month
MEXC Global Card
- Annual & monthly fees+0 EUR
- FX costs+0 EUR
- Crypto conversion–
- Per-transaction fees−180 EUR
- ATM costsunknown
- Cashbackunknown
- Net annual valuenot enough data
XPlace Card
- Annual & monthly fees+0 EUR
- FX costsunknown
- Crypto conversion–
- ATM costsunknown
- Cashback+90 EUR
- Net annual valuenot enough data
Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers