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MEXC Global Card vs Tuyo Card

MEXC Global Card

Crypto native

6.0
Tuyo Card

Crypto native

6.6

Verdict

  • Tuyo Card scores higher overall (6.6 vs 6.0 out of 10).
  • MEXC Global Card is clearly stronger on: FX & international, Transparency.
  • Tuyo Card is clearly stronger on: Fees, Custody & security.
  • A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.

MEXC Global Card is a good fit for

  • Stablecoin holders
  • Frequent travellers

Stronger on: FX & international, Transparency

Tuyo Card is a good fit for

  • People who want to keep control of their keys
  • Stablecoin holders

Stronger on: Fees, Custody & security

★ Our pickEditorial choice · score unchanged · Affiliate link

Neither card is our pick. The card we recommend instead:

ether.fi Cash

Crypto native · ether.fi

8.1

Why we recommend it

  • 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
  • 5.35% variable interest on your balanceConditions apply
  • No annual or monthly fee on the base tierConditions apply
  • Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
  • Self-custody: funds stay in your own walletConditions apply

Conditions apply; the review lists them with sources.

Score by criterion

CriterionMEXC Global CardTuyo Card
Fees88100
Cashback & rewards55–
Availability7–
FX & international10060
Product features5658
Custody & security6080
Credit & financing3030
Limits & ATM––
Transparency10086
Best for Cashback6.0n/a
Best for Travel7.26.4
Best for Self-Custodyn/a7.5
Best for DeFi Users6.26.7
Best for Stablecoins7.87.3
Best for High Spenders6.65.9
Best for Low Fees8.78.0
Best for Beginners6.47.2

Conditions apply, e.g. only for the base tier, up to a monthly cap or in some countries. Tap a value with * (or hover over it) to see them.

Product

Product status

ActiveShow source
ActiveShow source

Card type

Prepaid cardConditions apply: tap or hover for detailsShow source

Funded with USDT from the MEXC Fiat account

Stablecoin cardShow source

Network

VisaShow source
VisaShow source

Custody model

CustodialShow source
Self-custodyConditions apply: tap or hover for detailsShow source

Keys stay on the user's device

Launch date

2026-08-31Show source
No data yet

Card issuer / program manager

MEXCConditions apply: tap or hover for detailsShow source

Page describes MEXC Cards as issued by MEXC; no licensed issuing bank named

Signify Holdings, Inc. (Rain)Show source

Tiers / plans

Standard (M-Score 350–599) · Premium (M-Score 600–799) · Elite (M-Score 800+)Show source
No data yet

Fees

Annual fee

FreeShow source
FreeShow source

Monthly fee

No data yet
FreeShow source

Virtual card fee

FreeConditions apply: tap or hover for detailsShow source

Standard USD 20 issuance fee waived for a limited time

FreeShow source

FX fee

0%Conditions apply: tap or hover for detailsShow source

Visa exchange rate without markup (the 1% transaction fee still applies)

1%Conditions apply: tap or hover for detailsShow source

Up to ~1% FX spread on non-USD spend; no fee on USD transactions

Crypto conversion fee

0%Show source
No data yet

Top-up fee

FreeShow source
No data yet

Settlement fee

1%Conditions apply: tap or hover for detailsShow source

On every purchase, MEXC Global Card

No data yet

Small transaction fee

$0.10Conditions apply: tap or hover for detailsShow source

Transactions under 1 USD (MEXC Global Card)

No data yet

Other fees & markups

Failed transactions: 0.5 USD each when the failed-transaction rate is 20% or moreShow source
ATM operator fees and FX markups apply on top of the withdrawal amountShow source

Cashback & rewards

Max cashback

10%Conditions apply: tap or hover for detailsShow source

Elite tier (M-Score 800+); 6% Premium, 4% Standard

No data yet

Cashback paid in

USDTShow source
TUYOs (points)Conditions apply: tap or hover for detailsShow source

Not tradable or transferable

Cashback type

StablecoinShow source
PointsConditions apply: tap or hover for detailsShow source

Rewards in TUYOs points; rates shown in app; seasonal multipliers (time-limited) until token launch

Interest on balance

7%Conditions apply: tap or hover for detailsShow source

APR in the exclusive MEXC Global Card Earn program (flexible)

No data yet

Max cashback per month

$800/monthConditions apply: tap or hover for detailsShow source

800 USDT, Elite tier; 300 USDT Premium, 100 USDT Standard

No data yet

Cashback conditions

Rate set by the M-Score tier on the last day of the month · Paid by the 15th of the following month · Refunded or reversed purchases do not countShow source
TUYOs earned per dollar spent with the card; current rates only in the app · Seasonal multiplier boosts decline after each season down to baseline rates · TUYOs are not tradable nor transferableShow source

Reward exclusions

Refunded or reversed transactionsConditions apply: tap or hover for detailsShow source

Cashback already credited for these transactions is deducted

No data yet

Credit & financing

Credit line

NoShow source
NoShow source

Availability

Available in

Philippines, TW, VietnamConditions apply: tap or hover for detailsShow source

Among others; MEXC does not publish the full list

No data yet

Not available in

United States, CN, India, Indonesia, Turkey, RUConditions apply: tap or hover for detailsShow source

Partial list as of August 2026; dozens of smaller jurisdictions are also on the application blacklist, which changes over time

AF, BD, BY, CN, CD, CU, India, IR, IQ, LB, LY, ML, MM, NP, Nigeria, KP, RU, SO, SS, SD, SY, Turkey, Ukraine, United Kingdom, VE, Vietnam, YEConditions apply: tap or hover for detailsShow source

Platform-wide prohibited jurisdictions (no wallet, Earn, ramps, card or bank-account services); card provider has additional restrictions

Account / spend currencies

No data yet
USD · EURShow source

Own IBAN / bank details

No data yet
YesConditions apply: tap or hover for detailsShow source

Type of account details depends on country of residence (CLABE, IBAN or US account/routing number)

Features

Apple Pay

YesShow source
YesShow source

Google Pay

YesShow source
YesShow source

Physical card

NoConditions apply: tap or hover for detailsShow source

Virtual-only at launch; MEXC plans a physical card at a later stage

NoConditions apply: tap or hover for detailsShow source

Physical card announced as coming soon

Virtual card

YesShow source
YesShow source

ATM withdrawals

No data yet
YesShow source

Spend stablecoins

YesShow source
YesShow source

Spendable assets

USDTConditions apply: tap or hover for detailsShow source

Card is funded with USDT via the MEXC Fiat account

USDCShow source

Blockchains

No data yet
BaseShow source

Limits

ATM limit

No data yet
$250Conditions apply: tap or hover for detailsShow source

Per withdrawal incl. ATM surcharge; up to three attempts per rolling 24 hours

Spending limit

$1,000,000Conditions apply: tap or hover for detailsShow source

Per day; 80,000 USD per transaction

$50,000Conditions apply: tap or hover for detailsShow source

Daily; can rise to $100,000 and then $200,000 as total spending grows

Annual cost at 1,500 EUR/month

MEXC Global Card

  • Annual & monthly fees+0 EUR
  • FX costs+0 EUR
  • Crypto conversion–
  • Per-transaction fees−180 EUR
  • ATM costsunknown
  • Cashbackunknown
  • Net annual valuenot enough data

Tuyo Card

  • Annual & monthly fees+0 EUR
  • FX costs−36 EUR
  • Crypto conversion–
  • ATM costsunknown
  • Cashbackunknown
  • Net annual valuenot enough data

Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers