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MEXC Global Card vs Nexo Card

MEXC Global Card

Crypto native

6.0
Nexo Card

Crypto native

7.4

Verdict

  • Nexo Card scores higher overall (7.4 vs 6.0 out of 10).
  • MEXC Global Card is clearly stronger on: Cashback & rewards.
  • Nexo Card is clearly stronger on: Fees, Availability, Product features, Custody & security, Credit & financing.
  • A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.

MEXC Global Card is a good fit for

  • Stablecoin holders
  • Frequent travellers

Stronger on: Cashback & rewards

Nexo Card is a good fit for

  • Stablecoin holders
  • Users who need credit rather than a debit/prepaid card
  • Frequent travellers

Stronger on: Fees, Availability, Product features, Custody & security, Credit & financing

★ Our pickEditorial choice · score unchanged · Affiliate link

Neither card is our pick. The card we recommend instead:

ether.fi Cash

Crypto native · ether.fi

8.1

Why we recommend it

  • 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
  • 5.35% variable interest on your balanceConditions apply
  • No annual or monthly fee on the base tierConditions apply
  • Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
  • Self-custody: funds stay in your own walletConditions apply

Conditions apply; the review lists them with sources.

Score by criterion

CriterionMEXC Global CardNexo Card
Fees88100
Cashback & rewards5513
Availability7100
FX & international10092
Product features5670
Custody & security6075
Credit & financing30100
Limits & ATM–64
Transparency100100
Best for Cashback6.05.2
Best for Travel7.28.0
Best for DeFi Users6.27.2
Best for Stablecoins7.87.4
Best for High Spenders6.65.9
Best for Low Fees8.79.3
Best for Beginners6.48.1
Best Crypto Credit Cardn/a8.4

Conditions apply, e.g. only for the base tier, up to a monthly cap or in some countries. Tap a value with * (or hover over it) to see them.

Product

Product status

ActiveShow source
ActiveShow source

Card type

Prepaid cardConditions apply: tap or hover for detailsShow source

Funded with USDT from the MEXC Fiat account

Debit card, Crypto-backed creditConditions apply: tap or hover for detailsShow source

Dual mode: Debit Mode and crypto-backed Credit Mode

Network

VisaShow source
MastercardConditions apply: tap or hover for detailsShow source

Network inferred from the Mastercard trademark notice next to the card issuer disclosure

Custody model

CustodialShow source
CustodialShow source

Launch date

2026-08-31Show source
No data yet

Card issuer / program manager

MEXCConditions apply: tap or hover for detailsShow source

Page describes MEXC Cards as issued by MEXC; no licensed issuing bank named

DiPocket UABShow source

Tiers / plans

Standard (M-Score 350–599) · Premium (M-Score 600–799) · Elite (M-Score 800+)Show source
No data yet

Fees

Annual fee

FreeShow source
FreeShow source

Monthly fee

No data yet
FreeShow source

Physical card fee

No data yet
FreeConditions apply: tap or hover for detailsShow source

Requires at least Gold Loyalty Tier and portfolio above $5,000

Virtual card fee

FreeConditions apply: tap or hover for detailsShow source

Standard USD 20 issuance fee waived for a limited time

FreeConditions apply: tap or hover for detailsShow source

Balance of at least $50 required to activate; stays in account

FX fee

0%Conditions apply: tap or hover for detailsShow source

Visa exchange rate without markup (the 1% transaction fee still applies)

0.2%Conditions apply: tap or hover for detailsShow source

Weekdays EEA/UK/CH; weekends 0.7%; rest of world 2% weekdays, 2.5% weekends

Crypto conversion fee

0%Show source
No data yet

Top-up fee

FreeShow source
No data yet

ATM fee

No data yet
2% (min. €1.99)Conditions apply: tap or hover for detailsShow source

After the free monthly allowance

Free ATM allowance

No data yet
€200/monthConditions apply: tap or hover for detailsShow source

Per month, Base Loyalty Tier; Silver €400, Gold €1,000, Platinum €2,000

Settlement fee

1%Conditions apply: tap or hover for detailsShow source

On every purchase, MEXC Global Card

No data yet

Small transaction fee

$0.10Conditions apply: tap or hover for detailsShow source

Transactions under 1 USD (MEXC Global Card)

No data yet

Other fees & markups

Failed transactions: 0.5 USD each when the failed-transaction rate is 20% or moreShow source
Weekend FX surcharge: 0.7% for EEA/UK/CH currencies and 2.5% for other currencies (vs 0.2% / 2% on weekdays)Show source

Cashback & rewards

Base cashback

No data yet
0.5%Conditions apply: tap or hover for detailsShow source

Base Loyalty Tier, Credit Mode only, account balance above $5,000 in digital assets; paid in NEXO Tokens (0.1% if paid in BTC)

Max cashback

10%Conditions apply: tap or hover for detailsShow source

Elite tier (M-Score 800+); 6% Premium, 4% Standard

2%Conditions apply: tap or hover for detailsShow source

Up to; Credit Mode only, depends on loyalty tier

Cashback paid in

USDTShow source
NEXO Tokens or BitcoinShow source

Cashback type

StablecoinShow source
CryptoShow source

Interest on balance

7%Conditions apply: tap or hover for detailsShow source

APR in the exclusive MEXC Global Card Earn program (flexible)

No data yet

Max cashback per month

$800/monthConditions apply: tap or hover for detailsShow source

800 USDT, Elite tier; 300 USDT Premium, 100 USDT Standard

No data yet

Cashback conditions

Rate set by the M-Score tier on the last day of the month · Paid by the 15th of the following month · Refunded or reversed purchases do not countShow source
Credit Mode only · Account balance above $5,000 worth of digital assets · Rate depends on Loyalty TierShow source

Staking / holding required for top rewards

No data yet
YesConditions apply: tap or hover for detailsShow source

Higher cashback tiers depend on the share of NEXO Tokens held

Staking asset

No data yet
NEXO TokenShow source

Minimum balance

No data yet
$5,000Conditions apply: tap or hover for detailsShow source

Digital-asset balance required to earn cashback

Reward exclusions

Refunded or reversed transactionsConditions apply: tap or hover for detailsShow source

Cashback already credited for these transactions is deducted

No data yet

Credit & financing

Credit line

NoShow source
YesConditions apply: tap or hover for detailsShow source

Credit Mode

Credit type

No data yet
Crypto-backed creditShow source

Interest (APR)

No data yet
1.9%Conditions apply: tap or hover for detailsShow source

'Starting from'; minimum rate

Interest notes

No data yet
Crypto-backed Credit Line interest starting from 1.9% per year; rates vary by region and loyalty tierShow source

Repayment

No data yet
Flexible repayment with no fixed schedule or credit checksShow source

Spend own balance directly

No data yet
YesConditions apply: tap or hover for detailsShow source

Debit Mode

Spend by borrowing against collateral

No data yet
YesConditions apply: tap or hover for detailsShow source

Credit Mode

Availability

Available in

Philippines, TW, VietnamConditions apply: tap or hover for detailsShow source

Among others; MEXC does not publish the full list

EEA, United KingdomConditions apply: tap or hover for detailsShow source

Page says 'selected European countries'; ID document from the EEA, UK or another eligible European country required

Not available in

United States, CN, India, Indonesia, Turkey, RUConditions apply: tap or hover for detailsShow source

Partial list as of August 2026; dozens of smaller jurisdictions are also on the application blacklist, which changes over time

No data yet

Features

Apple Pay

YesShow source
YesShow source

Google Pay

YesShow source
YesShow source

Physical card

NoConditions apply: tap or hover for detailsShow source

Virtual-only at launch; MEXC plans a physical card at a later stage

YesConditions apply: tap or hover for detailsShow source

Requires Gold Loyalty Tier and above $5,000 portfolio

Virtual card

YesShow source
YesShow source

ATM withdrawals

No data yet
YesShow source

Spend stablecoins

YesShow source
YesConditions apply: tap or hover for detailsShow source

Debit Mode

Spendable assets

USDTConditions apply: tap or hover for detailsShow source

Card is funded with USDT via the MEXC Fiat account

Stablecoins · Crypto · EURx · USDx · GBPxConditions apply: tap or hover for detailsShow source

Debit Mode; specific coins not listed

Limits

Spending limit

$1,000,000Conditions apply: tap or hover for detailsShow source

Per day; 80,000 USD per transaction

No data yet

Security & custody

Regulation / licences

No data yet
DiPocket UAB: e-money institution licensed by Bank of Lithuania (licence 75) · Tangany GmbH: BaFin-regulated crypto custody under MiCAR · DLT Securities GmbH: BaFin-regulated under MiCAR and MiFID IIShow source

Deposit protection

No data yet
NoConditions apply: tap or hover for detailsShow source

Applies to Earn and Borrow products

Annual cost at 1,500 EUR/month

MEXC Global Card

  • Annual & monthly fees+0 EUR
  • FX costs+0 EUR
  • Crypto conversion–
  • Per-transaction fees−180 EUR
  • ATM costsunknown
  • Cashbackunknown
  • Net annual valuenot enough data

Nexo Card

  • Annual & monthly fees+0 EUR
  • FX costs−7 EUR
  • Crypto conversion–
  • ATM costs+0 EUR
  • Cashback+90 EUR
  • Net annual value83 EUR

Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers