Fuse Card vs Phantom Cash Card
Crypto native
Crypto native
Verdict
- Fuse Card scores higher overall (6.3 vs 4.0 out of 10).
- Fuse Card is clearly stronger on: Availability.
- Phantom Cash Card is clearly stronger on: Product features.
- A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.
Fuse Card is a good fit for
- People who want to keep control of their keys
- Stablecoin holders
- Frequent travellers
Stronger on: Availability
Phantom Cash Card is a good fit for
- People who want to keep control of their keys
- Stablecoin holders
Stronger on: Product features
★ Our pickEditorial choice · score unchanged · Affiliate link
Neither card is our pick. The card we recommend instead:
Crypto native · ether.fi
Why we recommend it
- 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
- 5.35% variable interest on your balanceConditions apply
- No annual or monthly fee on the base tierConditions apply
- Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
- Self-custody: funds stay in your own walletConditions apply
Conditions apply; the review lists them with sources.
Score by criterion
| Criterion | Fuse Card | Phantom Cash Card |
|---|---|---|
| Fees | 100 | – |
| Cashback & rewards | – | 0 |
| Availability | 17 | 3 |
| FX & international | 100 | – |
| Product features | 53 | 70 |
| Custody & security | 80 | 80 |
| Credit & financing | 30 | 30 |
| Limits & ATM | 20 | – |
| Transparency | 100 | 100 |
| Best for Cashback | 5.9 | 2.5 |
| Best for Travel | 7.0 | n/a |
| Best for Self-Custody | 7.9 | 6.1 |
| Best for DeFi Users | 6.9 | 5.1 |
| Best for Stablecoins | 8.2 | 5.2 |
| Best for High Spenders | 6.3 | 3.2 |
| Best for Low Fees | 8.8 | n/a |
| Best for Beginners | 6.9 | 5.6 |
Conditions apply, e.g. only for the base tier, up to a monthly cap or in some countries. Tap a value with * (or hover over it) to see them.
Product
Product status
ActiveShow source
ActiveShow source
Card type
Prepaid card, Stablecoin cardShow source
Prepaid card, Stablecoin cardShow source
Network
VisaShow source
VisaShow source
Custody model
Self-custodyConditions apply: tap or hover for detailsShow source
Solana smart account with multiple keys
Self-custodyShow source
Card issuer / program manager
Lead Bank; program manager Bridge Ventures LLCShow source
Fees
Monthly fee
FreeShow source
Virtual card fee
FreeShow source
Replacement fee
FreeShow source
FX fee
0%Conditions apply: tap or hover for detailsShow source
Including purchases outside the US
Top-up fee
FreeShow source
Settlement fee
FreeShow source
Cashback & rewards
Cashback type
NoneConditions apply: tap or hover for detailsShow source
No purchase cashback; Phantom pays variable Cash Rewards on the balance (rate shown in the app)
Cashback conditions
Cash Rewards on CASH balances: variable APY set by Phantom, paid weekly, no lock-up · Rewards pause at $1,500 per tax year until tax details are providedShow source
Credit & financing
Credit line
NoShow source
NoShow source
Availability
Available in
United States, Argentina, BO, Brazil, Nigeria, PY, Peru, UYConditions apply: tap or hover for detailsShow source
US except residents of New York and Alaska; 18+
United StatesConditions apply: tap or hover for detailsShow source
Except New York; identity verification required for the card
Account / spend currencies
USD (CASH stablecoin, 1:1)Show source
Features
Apple Pay
YesShow source
YesShow source
Google Pay
YesShow source
Virtual card
YesShow source
YesShow source
ATM withdrawals
NoShow source
Spend stablecoins
YesShow source
YesConditions apply: tap or hover for detailsShow source
Spends CASH; USDC, USDT and PYUSD on Solana are swapped into CASH
Blockchains
SolanaShow source
SolanaShow source
Limits
Spending limit
$2,000Conditions apply: tap or hover for detailsShow source
Per day by default; may be raised after some usage
$2,000Conditions apply: tap or hover for detailsShow source
Per day; automatic review for $5,000 after 30 days
Annual cost at 1,500 EUR/month
Fuse Card
- Annual & monthly fees+0 EUR
- FX costs+0 EUR
- Crypto conversion–
- Per-transaction fees+0 EUR
- ATM costsunknown
- Cashbackunknown
- Net annual valuenot enough data
Phantom Cash Card
- Annual & monthly feesunknown
- FX costsunknown
- Crypto conversion–
- ATM costsunknown
- Cashback+0 EUR
- Net annual valuenot enough data
Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers