Bitrefill Card vs MEXC Global Card
Crypto native
Crypto native
Verdict
- Bitrefill Card scores higher overall (6.7 vs 6.0 out of 10).
- Bitrefill Card is clearly stronger on: Fees, Availability, Product features, Custody & security.
- MEXC Global Card is clearly stronger on: Cashback & rewards.
- A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.
Bitrefill Card is a good fit for
- No specific audience can be derived from the published data yet.
Stronger on: Fees, Availability, Product features, Custody & security
MEXC Global Card is a good fit for
- Stablecoin holders
- Frequent travellers
Stronger on: Cashback & rewards
★ Our pickEditorial choice · score unchanged · Affiliate link
Neither card is our pick. The card we recommend instead:
Crypto native · ether.fi
Why we recommend it
- 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
- 5.35% variable interest on your balanceConditions apply
- No annual or monthly fee on the base tierConditions apply
- Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
- Self-custody: funds stay in your own walletConditions apply
Conditions apply; the review lists them with sources.
Score by criterion
| Criterion | Bitrefill Card | MEXC Global Card |
|---|---|---|
| Fees | 100 | 88 |
| Cashback & rewards | 24 | 55 |
| Availability | 97 | 7 |
| FX & international | – | 100 |
| Product features | 70 | 56 |
| Custody & security | 70 | 60 |
| Credit & financing | 30 | 30 |
| Limits & ATM | – | – |
| Transparency | 100 | 100 |
| Best for Cashback | 5.3 | 6.0 |
| Best for Travel | 6.4 | 7.2 |
| Best for DeFi Users | 6.0 | 6.2 |
| Best for Stablecoins | n/a | 7.8 |
| Best for High Spenders | 4.8 | 6.6 |
| Best for Low Fees | 8.0 | 8.7 |
| Best for Beginners | 8.1 | 6.4 |
Conditions apply, e.g. only for the base tier, up to a monthly cap or in some countries. Tap a value with * (or hover over it) to see them.
Product
Product status
ActiveShow source
ActiveShow source
Card type
Prepaid cardConditions apply: tap or hover for detailsShow source
Funded by crypto deposits converted to euros
Prepaid cardConditions apply: tap or hover for detailsShow source
Funded with USDT from the MEXC Fiat account
Network
VisaShow source
VisaShow source
Custody model
HybridConditions apply: tap or hover for detailsShow source
Crypto stays in your own wallet until deposited; card balance in euros held by the card partner
CustodialShow source
Launch date
2026-08-31Show source
Card issuer / program manager
MEXCConditions apply: tap or hover for detailsShow source
Page describes MEXC Cards as issued by MEXC; no licensed issuing bank named
Tiers / plans
Standard (M-Score 350–599) · Premium (M-Score 600–799) · Elite (M-Score 800+)Show source
Fees
Annual fee
FreeShow source
Monthly fee
FreeShow source
Physical card fee
FreeShow source
Virtual card fee
FreeShow source
FreeConditions apply: tap or hover for detailsShow source
Standard USD 20 issuance fee waived for a limited time
FX fee
0%Conditions apply: tap or hover for detailsShow source
Visa exchange rate without markup (the 1% transaction fee still applies)
Crypto conversion fee
0%Show source
Top-up fee
FreeShow source
Transfer fee
FreeConditions apply: tap or hover for detailsShow source
SEPA withdrawal of the card balance to your bank account
Settlement fee
1%Conditions apply: tap or hover for detailsShow source
On every purchase, MEXC Global Card
Small transaction fee
$0.10Conditions apply: tap or hover for detailsShow source
Transactions under 1 USD (MEXC Global Card)
Other fees & markups
Failed transactions: 0.5 USD each when the failed-transaction rate is 20% or moreShow source
Cashback & rewards
Base cashback
1%Conditions apply: tap or hover for detailsShow source
On purchases; plus 1% on crypto deposits; paid as Bitrefill store credit
Max cashback
2%Conditions apply: tap or hover for detailsShow source
1% on crypto deposits plus 1% on purchases
10%Conditions apply: tap or hover for detailsShow source
Elite tier (M-Score 800+); 6% Premium, 4% Standard
Cashback paid in
EUR store credit on BitrefillShow source
USDTShow source
Cashback type
FiatConditions apply: tap or hover for detailsShow source
Store credit for gift cards and eSIMs
StablecoinShow source
Interest on balance
7%Conditions apply: tap or hover for detailsShow source
APR in the exclusive MEXC Global Card Earn program (flexible)
Max cashback per month
$800/monthConditions apply: tap or hover for detailsShow source
800 USDT, Elite tier; 300 USDT Premium, 100 USDT Standard
Cashback conditions
No cap per transaction · Cashback never expires · Free 20 GB eSIM each month with deposits over €500Show source
Rate set by the M-Score tier on the last day of the month · Paid by the 15th of the following month · Refunded or reversed purchases do not countShow source
Reward exclusions
Deposits to bank accounts · Cash outs · ATM withdrawalsShow source
Refunded or reversed transactionsConditions apply: tap or hover for detailsShow source
Cashback already credited for these transactions is deducted
Credit & financing
Credit line
NoShow source
NoShow source
Availability
Available in
Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Norway, IcelandConditions apply: tap or hover for detailsShow source
Not for US or Russian citizens regardless of residency
Philippines, TW, VietnamConditions apply: tap or hover for detailsShow source
Among others; MEXC does not publish the full list
Not available in
United States, CN, India, Indonesia, Turkey, RUConditions apply: tap or hover for detailsShow source
Partial list as of August 2026; dozens of smaller jurisdictions are also on the application blacklist, which changes over time
Account / spend currencies
EURShow source
Features
Apple Pay
YesShow source
Google Pay
YesShow source
YesShow source
Physical card
YesShow source
NoConditions apply: tap or hover for detailsShow source
Virtual-only at launch; MEXC plans a physical card at a later stage
Virtual card
YesShow source
YesShow source
ATM withdrawals
YesShow source
Spend stablecoins
YesShow source
Spendable assets
USDTConditions apply: tap or hover for detailsShow source
Card is funded with USDT via the MEXC Fiat account
Limits
Spending limit
$1,000,000Conditions apply: tap or hover for detailsShow source
Per day; 80,000 USD per transaction
Annual cost at 1,500 EUR/month
Bitrefill Card
- Annual & monthly fees+0 EUR
- FX costsunknown
- Crypto conversion–
- ATM costsunknown
- Cashback+180 EUR
- Net annual valuenot enough data
MEXC Global Card
- Annual & monthly fees+0 EUR
- FX costs+0 EUR
- Crypto conversion–
- Per-transaction fees−180 EUR
- ATM costsunknown
- Cashbackunknown
- Net annual valuenot enough data
Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers