savebackcards.com

Bitget Wallet Card vs Bitstack Card

Bitget Wallet Card

Crypto native

7.2
Bitstack Card

Crypto enabled

5.5

Verdict

  • Bitget Wallet Card scores higher overall (7.2 vs 5.5 out of 10).
  • Bitget Wallet Card is clearly stronger on: Cashback & rewards, Availability.
  • Bitstack Card is clearly stronger on: Custody & security.
  • A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.

Bitget Wallet Card is a good fit for

  • Stablecoin holders
  • Everyday spenders who want cashback

Stronger on: Cashback & rewards, Availability

Bitstack Card is a good fit for

  • No specific audience can be derived from the published data yet.

Stronger on: Custody & security

★ Our pickEditorial choice · score unchanged · Affiliate link

Neither card is our pick. The card we recommend instead:

ether.fi Cash

Crypto native · ether.fi

8.1

Why we recommend it

  • 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
  • 5.35% variable interest on your balanceConditions apply
  • No annual or monthly fee on the base tierConditions apply
  • Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
  • Self-custody: funds stay in your own walletConditions apply

Conditions apply; the review lists them with sources.

Score by criterion

CriterionBitget Wallet CardBitstack Card
Fees10097
Cashback & rewards4422
Availability1003
FX & international––
Product features7070
Custody & security6075
Credit & financing–30
Limits & ATM–84
Transparency100100
Best for Cashback6.44.5
Best for Travel6.65.9
Best for DeFi Users6.4n/a
Best for Stablecoins7.0n/a
Best for High Spenders5.95.1
Best for Low Fees8.08.4
Best for Beginners8.36.7
Best E-Money Cardn/a7.0

Conditions apply, e.g. only for the base tier, up to a monthly cap or in some countries. Tap a value with * (or hover over it) to see them.

Product

Product status

ActiveShow source
ActiveShow source

Card type

No data yet
Debit cardConditions apply: tap or hover for detailsShow source

Card linked to the euro cash account

Network

Visa / MastercardShow source
VisaShow source

Custody model

CustodialConditions apply: tap or hover for detailsShow source

The provider holds the funds

CustodialConditions apply: tap or hover for detailsShow source

Card spends euros; Bitcoin held by Bitstack, free withdrawal to an external wallet

Card issuer / program manager

Bitget WalletConditions apply: tap or hover for detailsShow source

Card issuing partners vary by region

Bitstack Digital Assets SAS, agent of the e-money institution Xpollens (ACPR)Show source

Tiers / plans

No data yet
Standard · PlusShow source

Fees

Annual fee

FreeShow source
No data yet

Monthly fee

FreeConditions apply: tap or hover for detailsShow source

Page states no monthly card fee without a currency

FreeConditions apply: tap or hover for detailsShow source

Standard; Plus €2.99/month or €29.99/year

Physical card fee

No data yet
€9.99Conditions apply: tap or hover for detailsShow source

Standard, plus delivery; Plus: free delivery, annual Plus: free

ATM fee

No data yet
1%Conditions apply: tap or hover for detailsShow source

Free up to €200/month or 5 withdrawals, then €1 or 1% per withdrawal

Free ATM allowance

No data yet
€200/monthConditions apply: tap or hover for detailsShow source

Or 5 withdrawals per month

Other fees & markups

Top-up and currency conversion fees apply; standard fees apply once the monthly assetback allowance is exceededConditions apply: tap or hover for detailsShow source

Page says assetback typically covers most top-up and currency conversion fees; settlement rates closely match Google's live rates

Bitcoin purchase fee 1–1.5% (Standard) or 0.75% (Plus)Show source

Cashback & rewards

Base cashback

2%Conditions apply: tap or hover for detailsShow source

Base assetback for all cardholders, within a monthly allowance

1%Conditions apply: tap or hover for detailsShow source

Up to; Standard plan, eligibility conditions and caps apply

Max cashback

3%Conditions apply: tap or hover for detailsShow source

New users or after reaching the monthly spending threshold

1.5%Conditions apply: tap or hover for detailsShow source

Up to; Plus plan (€2.99/month)

Cashback paid in

BTC, gold, US stocks (NVIDIA, Google, Tesla, S&P 500) or USDC (user's choice)Conditions apply: tap or hover for detailsShow source

One reward asset, changeable once per calendar month

BTCShow source

Cashback type

No data yet
CryptoShow source

Cashback conditions

3% after reaching $200–$400 in monthly spending (or as a new user) · Reward asset can be changed once per calendar month by 23:59 (UTC+8) on the last day of the monthConditions apply: tap or hover for detailsShow source

Upgrade conditions and reward limits per rules shown on the card page in the app

Eligibility conditions and caps apply · Card payments are also rounded up to the next euro and the difference is bought in Bitcoin without feesShow source

Reward exclusions

Certain restricted merchant category codes (MCCs) · Refunded, reversed, or cancelled transactionsShow source
No data yet

Credit & financing

Credit line

No data yet
NoShow source

Availability

Available in

EEA, United Kingdom, Argentina, Brazil, Chile, Colombia, EC, SV, GT, Mexico, PA, Peru, South Korea, Japan, Vietnam, Malaysia, CN, TW, Australia, Thailand, Philippines, South Africa, PK, BDConditions apply: tap or hover for detailsShow source

EEA and UK; 10 Latin American markets; South Korea, Japan, Vietnam, Malaysia, mainland China, Taiwan, Australia, Thailand, Philippines; South Africa; Pakistan, Bangladesh. More regions opening soon

FranceShow source

Account / spend currencies

No data yet
EURShow source

Own IBAN / bank details

No data yet
YesConditions apply: tap or hover for detailsShow source

French IBAN

Features

Apple Pay

YesShow source
YesShow source

Google Pay

YesShow source
YesShow source

Physical card

YesConditions apply: tap or hover for detailsShow source

Only in South Korea, Japan, Vietnam, Malaysia, Taiwan, Australia, Thailand and the Philippines; more regions rolling out

YesShow source

ATM withdrawals

No data yet
YesShow source

Spend stablecoins

YesShow source
No data yet

Spendable assets

USDT · USDC · ETH · SOLShow source
No data yet

Limits

Spending limit

No data yet
€1,000Conditions apply: tap or hover for detailsShow source

Per month for international payments on Standard; €3,000 on Plus

Security & custody

Regulation / licences

No data yet
CASP licence from the AMF, no. A2025-003 · Agent (no. 747088) of Xpollens, e-money institution licensed by the ACPRShow source

Annual cost at 1,500 EUR/month

Bitget Wallet Card

  • Annual & monthly fees+0 EUR
  • FX costsunknown
  • Crypto conversion–
  • ATM costsunknown
  • Cashback+360 EUR
  • Net annual valuenot enough data

Bitstack Card

  • Annual & monthly fees+0 EUR
  • FX costsunknown
  • Crypto conversion–
  • ATM costs+0 EUR
  • Cashback+180 EUR
  • Net annual valuenot enough data

Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers