WhiteBIT Nova
Visa debit card of the crypto exchange WhiteBIT: spends USDC, BTC, ETH, SOL and other balances from the WhiteBIT account. No opening, monthly, top-up or closing fees. Cashback in BTC or WBT in up to three chosen spending categories per day (1–10% by category, at most 25 € per month). Issued by the Estonian payment institution Wallester for the EEA and Ukraine.
Base cashback
1%Conditions apply: tap or hover for detailsShow source
Max cashback
10%Conditions apply: tap or hover for detailsShow source
Base fee
FreeShow source
FX fee
ATM fee
Card fee
€12Conditions apply: tap or hover for detailsShow source
Credit line
NoShow source
Staking needed
Tap a value for its source. * = conditions apply.
At a glance
Pros
- No annual or monthly fee on the base tier
- 1% base cashback in BTC or WBT
- Apple Pay and Google Pay
- Spends stablecoins directly
Cons
- Top rate of 10% only with conditions — Subscriptions category; capped at 25 € cashback per month
Good for
- Stablecoin holders
Not for
- Users who insist on self-custody
Risks to understand
- Stablecoins can de-peg and are not covered by deposit protection.
- Custodial: your crypto is held by the provider — counterparty and insolvency risk.
★ Our pickEditorial choice · score unchanged · Affiliate link
The card we recommend as an alternative to WhiteBIT Nova:
Crypto native · ether.fi
Why we recommend it
- 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
- 5.35% variable interest on your balanceConditions apply
- No annual or monthly fee on the base tierConditions apply
- Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
- Self-custody: funds stay in your own walletConditions apply
Conditions apply; the review lists them with sources.
All details
Fees6/15
- Annual fee
FreeShow source
- Monthly fee
FreeShow source
- Physical card fee
€12Conditions apply: tap or hover for detailsShow source
Delivery of the plastic card
- Virtual card fee
FreeShow source
- Top-up fee
FreeShow source
- Other fees & markups
Account reactivation after 3 months of inactivity: 5 € · Cashback can only be claimed from 5 €Show source
Not yet researched: Replacement fee, FX fee, Crypto conversion fee, Crypto withdrawal fee, ATM fee, Free ATM allowance, Transfer fee, Settlement fee, Small transaction fee.
Cashback & rewards6/14
- Base cashback
1%Conditions apply: tap or hover for detailsShow source
Lowest category rate; up to three categories chosen per day
- Max cashback
10%Conditions apply: tap or hover for detailsShow source
Subscriptions category; capped at 25 € cashback per month
- Cashback paid in
BTC or WBTShow source
- Cashback type
CryptoShow source
- Max cashback per month
€25/monthShow source
- Cashback conditions
Up to three categories selected per day: taxi 5%, subscriptions 10%, pets 5%, entertainment and gaming 2%, others 1% · Minimum claim 5 € · Maximum 25 € per monthShow source
Not yet researched: Interest on balance, Cashback-eligible spend cap, Staking / holding required for top rewards, Staking asset, Capital required for top rewards, Minimum balance, Reward expiry / vesting, Reward exclusions.
Credit & financing1/11
- Credit line
NoShow source
Not yet researched: Credit type, Collateral assets, Max loan-to-value, Interest (APR), Interest notes, Grace period, Repayment, Liquidation risk, Spend own balance directly, Spend by borrowing against collateral.
Supported countries & currencies1/4
- Available in
Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Norway, Iceland, Liechtenstein, UkraineShow source
Not yet researched: Not available in, Account / spend currencies, Own IBAN / bank details.
Features, wallets & supported assets7/11
- Apple Pay
YesShow source
- Google Pay
YesShow source
- Physical card
YesShow source
- Virtual card
YesShow source
- ATM withdrawals
YesConditions apply: tap or hover for detailsShow source
Where supported
- Spend stablecoins
YesShow source
- Spendable assets
USDC · BTC · ETH · XRP · SOL · NEAR · ADA · AVAX · WBT · EURI · DOGEShow source
Not yet researched: Airport lounge access, Travel / rental car insurance, Purchase protection, Blockchains.
Security & custody0/3
No security & custody data published or researched yet.
Limits0/2
No limits data published or researched yet.
Product5/7
- Product status
ActiveShow source
- Card type
Debit cardShow source
- Network
VisaShow source
- Custody model
CustodialConditions apply: tap or hover for detailsShow source
Spends balances held on the WhiteBIT exchange
- Card issuer / program manager
Wallester AS (payment institution, Finantsinspektsioon, Estonia)Show source
Not yet researched: Launch date, Tiers / plans.
Our rating
| Criterion | Weight | Score |
|---|---|---|
Fees Base-tier subscription ≈ €0/year · Per-transaction costs ≈ 0.00% | 20% | 100 |
Cashback & rewards | 20% | 48 |
Availability 31 of 60 tracked countries | 15% | 100 |
FX & international | 10% | No data — excluded |
Product features 6 of 6 known features available · 0 of 3 perks (lounge, travel insurance, purchase protection) | 10% | 70 |
Custody & security Custody model: custodial | 10% | 60 |
Credit & financing No credit line | 5% | 30 |
Limits & ATM | 5% | No data — excluded |
Transparency 6 of 6 checked key terms disclosed | 5% | 100 |
Data coverage 85%. Criteria without published data are excluded and their weight is filled with a neutral midpoint, so missing data neither helps nor hurts a card. This score is provisional: it is based on initial research that our research agent has not yet re-verified.
Computed by a fixed formula; affiliate relationships have no influence. How we score
FAQ
Does WhiteBIT Nova have an annual or monthly fee?
Base tier: Free. Source: Crypto card WhiteBIT Nova.
How much cashback does WhiteBIT Nova pay?
Base rate: 1% (Lowest category rate; up to three categories chosen per day). Highest advertised rate: 10% (Subscriptions category; capped at 25 € cashback per month). Paid in BTC or WBT.
Is WhiteBIT Nova a credit card?
No. It is a debit card; you spend your own balance.
Where is WhiteBIT Nova available?
Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Norway, Iceland, Liechtenstein, Ukraine.
Is WhiteBIT Nova self-custodial?
Custodial (Spends balances held on the WhiteBIT exchange).
Does WhiteBIT Nova work with Apple Pay and Google Pay?
Apple Pay: Yes. Google Pay: Yes.
Change history26 entries
- Product status recorded · 22 October 2026 · auto-approved
- Card type recorded · 22 October 2026 · auto-approved
- Network recorded · 22 October 2026 · auto-approved
- Custody model recorded · 22 October 2026 · auto-approved
- Card issuer / program manager recorded · 22 October 2026 · auto-approved
- Monthly fee recorded · 22 October 2026 · auto-approved
- Annual fee recorded · 22 October 2026 · auto-approved
- Virtual card fee recorded · 22 October 2026 · auto-approved
- Physical card fee recorded · 22 October 2026 · auto-approved
- Top-up fee recorded · 22 October 2026 · auto-approved
- Other fees & markups recorded · 22 October 2026 · auto-approved
- Base cashback recorded · 22 October 2026 · auto-approved
- Max cashback recorded · 22 October 2026 · auto-approved
- Max cashback per month recorded · 22 October 2026 · auto-approved
- Cashback paid in recorded · 22 October 2026 · auto-approved
- Cashback type recorded · 22 October 2026 · auto-approved
- Cashback conditions recorded · 22 October 2026 · auto-approved
- Credit line recorded · 22 October 2026 · auto-approved
- Available in recorded · 22 October 2026 · auto-approved
- Spendable assets recorded · 22 October 2026 · auto-approved
- Spend stablecoins recorded · 22 October 2026 · auto-approved
- Apple Pay recorded · 22 October 2026 · auto-approved
- Google Pay recorded · 22 October 2026 · auto-approved
- Virtual card recorded · 22 October 2026 · auto-approved
- Physical card recorded · 22 October 2026 · auto-approved