SwissBorg Card

Annual fee

FreeShow source

Annual fee: Free

Source states (paraphrased): There are no service or annual fees, but real-time crypto-to-fiat conversions are subject to fees.

Source: SwissBorg Crypto Debit Card

Official product page (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 85%

Monthly fee

FreeShow source

Monthly fee: Free

Source states (paraphrased): There are no service or annual fees

Source: SwissBorg Crypto Debit Card

Official product page (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 85%

Virtual card fee

FreeShow source

Virtual card fee: Free

Source states (paraphrased): There are no service or annual fees

Source: SwissBorg Crypto Debit Card

Official product page (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 85%

FX fee

0%*Conditions apply: tap or hover for detailsShow source

FX fee: 0%

Mastercard exchange rate; SwissBorg adds no FX fee (the crypto exchange fee still applies)

Source states (paraphrased): SwissBorg won’t charge additional FX fees.

Source: SwissBorg Crypto Debit Card

Official product page (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 85%

Mastercard exchange rate; SwissBorg adds no FX fee (the crypto exchange fee still applies)

Crypto conversion fee

0.99%*Conditions apply: tap or hover for detailsShow source

Crypto conversion fee: 0.99%

Exchange fee for every loyalty rank; a real-time market-liquidity adjustment may be added

Source states (paraphrased): Standard 0.99%

Source: SwissBorg Pricing Policy

Official pricing / fee schedule (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 85%

Exchange fee for every loyalty rank; a real-time market-liquidity adjustment may be added

Other fees & markups

Real-time market-liquidity adjustment may be applied to the conversion price · Third parties such as Apple/Google Pay, Curve or PayPal may charge additional feesShow source

Other fees & markups: Real-time market-liquidity adjustment may be applied to the conversion price · Third parties such as Apple/Google Pay, Curve or PayPal may charge additional fees

Source: SwissBorg Card Rulebook

Official terms & conditions (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Not yet researched: Physical card fee, Replacement fee, Top-up fee, Crypto withdrawal fee, ATM fee, Free ATM allowance, Transfer fee, Settlement fee, Small transaction fee.

Cashback paid in

BORGShow source

Cashback paid in: BORG

Source states (paraphrased): Earn cashback in BORG tokens on every purchase based on your loyalty rank.

Source: SwissBorg Crypto Debit Card

Official product page (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 85%

Cashback type

Platform tokenShow source

Cashback type: Platform token

Source: SwissBorg Crypto Debit Card

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Cashback conditions

Cashback is a share of the 0.99% exchange fee: up to 5% (Standard) to up to 99% (Elite top 10) depending on the loyalty rank · BORG rewards are locked for a period (Paid to Trade programme) · Cashback is not guaranteed and can be changed or stopped at any timeShow source

Cashback conditions: Cashback is a share of the 0.99% exchange fee: up to 5% (Standard) to up to 99% (Elite top 10) depending on the loyalty rank · BORG rewards are locked for a period (Paid to Trade programme) · Cashback is not guaranteed and can be changed or stopped at any time

Source states (paraphrased): A user can receive up to 99% cashback on the trading fee.

Source: SwissBorg Card Rulebook

Official terms & conditions (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 85%

Reward expiry / vesting

BORG cashback is locked for a certain periodShow source

Reward expiry / vesting: BORG cashback is locked for a certain period

Source states (paraphrased): BORG rewards are locked for a certain period.

Source: SwissBorg Card Rulebook

Official terms & conditions (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 85%

Not yet researched: Base cashback, Max cashback, Interest on balance, Cashback-eligible spend cap, Max cashback per month, Staking / holding required for top rewards, Staking asset, Capital required for top rewards, Minimum balance, Reward exclusions.

Credit line

NoShow source

Credit line: No

Source: SwissBorg Card Rulebook

Official terms & conditions (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Not yet researched: Credit type, Collateral assets, Max loan-to-value, Interest (APR), Interest notes, Grace period, Repayment, Liquidation risk, Spend own balance directly, Spend by borrowing against collateral.

Available in

United Kingdom, Switzerland, Austria, Belgium, Cyprus, Croatia, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, SwedenShow source

Available in: United Kingdom, Switzerland, Austria, Belgium, Cyprus, Croatia, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden

Source states (paraphrased): Reside in one of the following countries: United Kingdom, Switzerland, Austria, Belgium, Cyprus, Croatia, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden

Source: SwissBorg Card Rulebook

Official terms & conditions (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 85%

Account / spend currencies

EUR · CHF · GBP*Conditions apply: tap or hover for detailsShow source

Account / spend currencies: EUR · CHF · GBP

Base currency set by country of residence

Source states (paraphrased): The SwissBorg Card supports EUR, GBP or CHF as base currencies.

Source: SwissBorg Card Rulebook

Official terms & conditions (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 85%

Base currency set by country of residence

Not yet researched: Not available in, Own IBAN / bank details.

Apple Pay

Yes*Conditions apply: tap or hover for detailsShow source

Apple Pay: Yes

Initially in Switzerland and France only

Source states (paraphrased): Apple Pay is initially available in Switzerland and France

Source: SwissBorg Crypto Debit Card

Official product page (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 85%

Initially in Switzerland and France only

Google Pay

YesShow source

Google Pay: Yes

Source states (paraphrased): Make purchases using Apple Pay, Google Pay, Curve

Source: SwissBorg Crypto Debit Card

Official product page (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 85%

Physical card

No*Conditions apply: tap or hover for detailsShow source

Physical card: No

May follow later

Source states (paraphrased): In the initial stage, only virtual cards will be available for ordering.

Source: SwissBorg Card Rulebook

Official terms & conditions (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 85%

May follow later

Virtual card

YesShow source

Virtual card: Yes

Source states (paraphrased): The SwissBorg Card is a virtual card

Source: SwissBorg Crypto Debit Card

Official product page (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 85%

ATM withdrawals

NoShow source

ATM withdrawals: No

Source states (paraphrased): Cash withdrawals at ATMs are not initially available with the SwissBorg Card.

Source: SwissBorg Card Rulebook

Official terms & conditions (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 85%

Spend stablecoins

YesShow source

Spend stablecoins: Yes

Source: SwissBorg Card Rulebook

Official terms & conditions (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Spendable assets

USDC · BTC · ETH · SOL · BORG · USDG · EUROP · TGBPShow source

Spendable assets: USDC · BTC · ETH · SOL · BORG · USDG · EUROP · TGBP

Source: SwissBorg Card Rulebook

Official terms & conditions (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 85%

Not yet researched: Airport lounge access, Travel / rental car insurance, Purchase protection, Blockchains.

No security & custody data published or researched yet.

No limits data published or researched yet.

Product status

ActiveShow source

Product status: Active

Source: SwissBorg Crypto Debit Card

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Card type

Debit cardShow source

Card type: Debit card

Source states (paraphrased): It’s a Mastercard debit card that lets you spend your cryptocurrency at merchants by converting it into fiat currency

Source: SwissBorg Crypto Debit Card

Official product page (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 85%

Network

MastercardShow source

Network: Mastercard

Source states (paraphrased): It’s a Mastercard debit card

Source: SwissBorg Crypto Debit Card

Official product page (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 85%

Custody model

Custodial*Conditions apply: tap or hover for detailsShow source

Custody model: Custodial

Spends crypto balances held in the SwissBorg app

Source states (paraphrased): It works just like a traditional debit card, but is linked to your crypto balances in the SwissBorg app.

Source: SwissBorg Crypto Debit Card

Official product page (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 85%

Spends crypto balances held in the SwissBorg app

Card issuer / program manager

UAB Monavate (Bank of Lithuania); app operated by BlockNodes SAS (MiCA licence A2026-011, France)Show source

Card issuer / program manager: UAB Monavate (Bank of Lithuania); app operated by BlockNodes SAS (MiCA licence A2026-011, France)

Source states (paraphrased): The SwissBorg Card is issued by Monavate.

Source: SwissBorg Card Rulebook

Official terms & conditions (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 85%

Not yet researched: Launch date, Tiers / plans.