Fuse Card
Virtual prepaid Visa card of the Fuse wallet by Squads Labs: it spends USDC from a self-custodial Solana smart account. Issued by Lead Bank with Bridge as program manager; no top-up, transaction, monthly or FX fees, no ATM use. Available in the US (not New York and Alaska) and several Latin American countries and Nigeria.
Base cashback
Max cashback
Base fee
FreeShow source
FX fee
0%Conditions apply: tap or hover for detailsShow source
ATM fee
Card fee
FreeShow source
Credit line
NoShow source
Staking needed
Tap a value for its source. * = conditions apply.
At a glance
Pros
- No annual or monthly fee on the base tier
- No FX markup from the issuer
- Self-custody: funds stay in your own wallet
- Spends stablecoins directly
Cons
- No ATM withdrawals
Good for
- People who want to keep control of their keys
- Stablecoin holders
- Frequent travellers
Not for
Not enough data to say.
Risks to understand
- Stablecoins can de-peg and are not covered by deposit protection.
- Self-custody: losing your keys or signing a malicious transaction can mean losing funds.
- Smart-contract and bridge risk applies to on-chain balances.
★ Our pickEditorial choice · score unchanged · Affiliate link
The card we recommend as an alternative to Fuse Card:
Crypto native · ether.fi
Why we recommend it
- 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
- 5.35% variable interest on your balanceConditions apply
- No annual or monthly fee on the base tierConditions apply
- Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
- Self-custody: funds stay in your own walletConditions apply
Conditions apply; the review lists them with sources.
All details
Fees7/15
- Monthly fee
FreeShow source
- Virtual card fee
FreeShow source
- Replacement fee
FreeShow source
- FX fee
0%Conditions apply: tap or hover for detailsShow source
Including purchases outside the US
- Top-up fee
FreeShow source
- Settlement fee
FreeShow source
- Other fees & markups
Fees for Stablecoin Sales and other transactions incidental to card use may be charged by the Platform Provider (Fuse) or Program Manager (Bridge); amounts not stated in this agreementShow source
Not yet researched: Annual fee, Physical card fee, Crypto conversion fee, Crypto withdrawal fee, ATM fee, Free ATM allowance, Transfer fee, Small transaction fee.
Cashback & rewards0/14
No cashback & rewards data published or researched yet.
Credit & financing3/11
- Credit line
NoShow source
- Credit type
NoneShow source
- Spend own balance directly
YesConditions apply: tap or hover for detailsShow source
At each purchase the Program Manager sells stablecoins from the user's Fuse (Platform Provider) wallet and loads the fiat proceeds onto the card
Not yet researched: Collateral assets, Max loan-to-value, Interest (APR), Interest notes, Grace period, Repayment, Liquidation risk, Spend by borrowing against collateral.
Supported countries & currencies2/4
- Available in
United States, Argentina, BO, Brazil, Colombia, CR, DO, EC, SV, GH, GT, HN, Mexico, PA, Nigeria, PY, Peru, UYConditions apply: tap or hover for detailsShow source
US except residents of New York and Alaska; age 18+; KYC required. The FAQ also contains an older line naming only the U.S. and Argentina
- Account / spend currencies
USDConditions apply: tap or hover for detailsShow source
The card holds only fiat currency; fees are applied to the U.S. dollar amount of each transaction
Not yet researched: Not available in, Own IBAN / bank details.
Features, wallets & supported assets6/11
- Apple Pay
YesShow source
- Virtual card
YesShow source
- ATM withdrawals
NoShow source
- Spend stablecoins
YesShow source
- Spendable assets
USDCConditions apply: tap or hover for detailsShow source
Only USDC in the Card Account
- Blockchains
SolanaShow source
Not yet researched: Google Pay, Physical card, Airport lounge access, Travel / rental car insurance, Purchase protection.
Security & custody1/3
- Deposit protection
NoConditions apply: tap or hover for detailsShow source
Fiat currency on the card is not eligible for FDIC insurance
Not yet researched: Regulation / licences, Smart-contract risk.
Limits1/2
- Spending limit
$2,000Conditions apply: tap or hover for detailsShow source
Per day by default; may be raised after some usage
Not yet researched: ATM limit.
Product5/7
- Product status
ActiveShow source
- Card type
Prepaid cardConditions apply: tap or hover for detailsShow source
Lead Bank Prepaid Visa; not a gift card, no expiration date
- Network
VisaShow source
- Custody model
Self-custodyConditions apply: tap or hover for detailsShow source
Solana smart account with multiple keys
- Card issuer / program manager
Lead BankConditions apply: tap or hover for detailsShow source
Issuer: Lead Bank, a Missouri state-chartered bank; Program Manager: Bridge Ventures LLC; Platform Provider: Selimor Investments Ltd d/b/a Squads Labs (Fuse)
Not yet researched: Launch date, Tiers / plans.
Our rating
| Criterion | Weight | Score |
|---|---|---|
Fees Base-tier subscription ≈ €0/year · Per-transaction costs ≈ 0.00% | 20% | 100 |
Cashback & rewards | 20% | No data — excluded |
Availability 7 of 60 tracked countries | 15% | 23 |
FX & international FX fee 0% | 10% | 100 |
Product features 3 of 4 known features available · 0 of 3 perks (lounge, travel insurance, purchase protection) | 10% | 53 |
Custody & security Custody model: self custody | 10% | 80 |
Credit & financing No credit line | 5% | 30 |
Limits & ATM No ATM withdrawals | 5% | 20 |
Transparency 5 of 5 checked key terms disclosed | 5% | 100 |
Data coverage 80%. Criteria without published data are excluded and their weight is filled with a neutral midpoint, so missing data neither helps nor hurts a card.
Computed by a fixed formula; affiliate relationships have no influence. How we score
FAQ
Does Fuse Card have an annual or monthly fee?
Base tier: Free. Source: Fuse Card cardholder agreement (Lead Bank / Bridge).
What is the FX fee of Fuse Card?
0% (Including purchases outside the US). Source: Fuse Visa Card — Fuse support.
Is Fuse Card a credit card?
No. It is a prepaid card (lead bank prepaid visa; not a gift card, no expiration date); you spend your own balance.
Where is Fuse Card available?
United States, Argentina, BO, Brazil, Colombia, CR, DO, EC, SV, GH, GT, HN, Mexico, PA, Nigeria, PY, Peru, UY (US except residents of New York and Alaska; age 18+; KYC required. The FAQ also contains an older line naming only the U.S. and Argentina).
Is Fuse Card self-custodial?
Self-custody (Solana smart account with multiple keys).
Does Fuse Card work with Apple Pay and Google Pay?
Apple Pay: Yes. Google Pay: no data.
Change history28 entries
- Account / spend currencies not disclosed → ["USD"] · 25 October 2026 · approved
- Deposit protection not disclosed → false · 25 October 2026 · approved
- Credit type not disclosed → "none" · 25 October 2026 · approved
- Other fees & markups not disclosed → ["Fees for Stablecoin Sales and other transactions incidental to card use may be charged by the Platform Provider (Fuse) or Program Manager (Bridge); amounts not stated in this agreement"] · 25 October 2026 · approved
- Spend own balance directly not disclosed → true · 25 October 2026 · approved
- Spendable assets not disclosed → ["USDC"] · 25 October 2026 · approved
- Available in ["US","AR","BO","BR","NG","PY","PE","UY"] → ["US","AR","BO","BR","CO","CR","DO","EC","SV","GH","GT","HN","MX","PA","NG","PY","PE","UY"] · 25 October 2026 · approved
- Card issuer / program manager "Lead Bank; program manager Bridge Ventures LLC" → "Lead Bank" · 25 October 2026 · approved
- Card type ["prepaid","stablecoin"] → ["prepaid"] · 25 October 2026 · approved
- Settlement fee recorded · 22 October 2026 · auto-approved
- FX fee recorded · 22 October 2026 · auto-approved
- Credit line recorded · 22 October 2026 · auto-approved
- Available in recorded · 22 October 2026 · auto-approved
- Apple Pay recorded · 22 October 2026 · auto-approved
- Product status recorded · 22 October 2026 · auto-approved
- ATM withdrawals recorded · 22 October 2026 · auto-approved
- Spend stablecoins recorded · 22 October 2026 · auto-approved
- Blockchains recorded · 22 October 2026 · auto-approved
- Spending limit recorded · 22 October 2026 · auto-approved
- Virtual card recorded · 22 October 2026 · auto-approved
- Card type recorded · 22 October 2026 · auto-approved
- Network recorded · 22 October 2026 · auto-approved
- Custody model recorded · 22 October 2026 · auto-approved
- Card issuer / program manager recorded · 22 October 2026 · auto-approved
- Monthly fee recorded · 22 October 2026 · auto-approved
