savebackcards.com

Fuse Card

by Squads Labs (Fuse)Crypto nativeVisa
6.4
Our score

Virtual prepaid Visa card of the Fuse wallet by Squads Labs: it spends USDC from a self-custodial Solana smart account. Issued by Lead Bank with Bridge as program manager; no top-up, transaction, monthly or FX fees, no ATM use. Available in the US (not New York and Alaska) and several Latin American countries and Nigeria.

Fresh · verified today
Cashback6.0Travel7.1Self-custody7.9DeFi users6.9Stablecoins8.2High spenders6.3Low fees8.8Beginners7.0

Base cashback

No data yet

Max cashback

No data yet

Base fee

FreeShow source

FX fee

0%Conditions apply: tap or hover for detailsShow source

ATM fee

No data yet

Card fee

FreeShow source

Credit line

NoShow source

Staking needed

No data yet

Tap a value for its source. * = conditions apply.

At a glance

Pros

  • No annual or monthly fee on the base tier
  • No FX markup from the issuer
  • Self-custody: funds stay in your own wallet
  • Spends stablecoins directly

Cons

  • No ATM withdrawals

Good for

  • People who want to keep control of their keys
  • Stablecoin holders
  • Frequent travellers

Not for

Not enough data to say.

Risks to understand

  • Stablecoins can de-peg and are not covered by deposit protection.
  • Self-custody: losing your keys or signing a malicious transaction can mean losing funds.
  • Smart-contract and bridge risk applies to on-chain balances.

★ Our pickEditorial choice · score unchanged · Affiliate link

The card we recommend as an alternative to Fuse Card:

ether.fi Cash

Crypto native · ether.fi

8.1

Why we recommend it

  • 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
  • 5.35% variable interest on your balanceConditions apply
  • No annual or monthly fee on the base tierConditions apply
  • Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
  • Self-custody: funds stay in your own walletConditions apply

Conditions apply; the review lists them with sources.

All details

Fees7/15
Monthly fee
FreeShow source
Virtual card fee
FreeShow source
Replacement fee
FreeShow source
FX fee
0%Conditions apply: tap or hover for detailsShow source

Including purchases outside the US

Top-up fee
FreeShow source
Settlement fee
FreeShow source
Other fees & markups
Fees for Stablecoin Sales and other transactions incidental to card use may be charged by the Platform Provider (Fuse) or Program Manager (Bridge); amounts not stated in this agreementShow source

Not yet researched: Annual fee, Physical card fee, Crypto conversion fee, Crypto withdrawal fee, ATM fee, Free ATM allowance, Transfer fee, Small transaction fee.

Cashback & rewards0/14

No cashback & rewards data published or researched yet.

Credit & financing3/11
Credit line
NoShow source
Credit type
NoneShow source
Spend own balance directly
YesConditions apply: tap or hover for detailsShow source

At each purchase the Program Manager sells stablecoins from the user's Fuse (Platform Provider) wallet and loads the fiat proceeds onto the card

Not yet researched: Collateral assets, Max loan-to-value, Interest (APR), Interest notes, Grace period, Repayment, Liquidation risk, Spend by borrowing against collateral.

Supported countries & currencies2/4
Available in
United States, Argentina, BO, Brazil, Colombia, CR, DO, EC, SV, GH, GT, HN, Mexico, PA, Nigeria, PY, Peru, UYConditions apply: tap or hover for detailsShow source

US except residents of New York and Alaska; age 18+; KYC required. The FAQ also contains an older line naming only the U.S. and Argentina

Account / spend currencies
USDConditions apply: tap or hover for detailsShow source

The card holds only fiat currency; fees are applied to the U.S. dollar amount of each transaction

Not yet researched: Not available in, Own IBAN / bank details.

Features, wallets & supported assets6/11
Apple Pay
YesShow source
Virtual card
YesShow source
ATM withdrawals
NoShow source
Spend stablecoins
YesShow source
Spendable assets
USDCConditions apply: tap or hover for detailsShow source

Only USDC in the Card Account

Blockchains
SolanaShow source

Not yet researched: Google Pay, Physical card, Airport lounge access, Travel / rental car insurance, Purchase protection.

Security & custody1/3
Deposit protection
NoConditions apply: tap or hover for detailsShow source

Fiat currency on the card is not eligible for FDIC insurance

Not yet researched: Regulation / licences, Smart-contract risk.

Limits1/2
Spending limit
$2,000Conditions apply: tap or hover for detailsShow source

Per day by default; may be raised after some usage

Not yet researched: ATM limit.

Product5/7
Product status
ActiveShow source
Card type
Prepaid cardConditions apply: tap or hover for detailsShow source

Lead Bank Prepaid Visa; not a gift card, no expiration date

Network
VisaShow source
Custody model
Self-custodyConditions apply: tap or hover for detailsShow source

Solana smart account with multiple keys

Card issuer / program manager
Lead BankConditions apply: tap or hover for detailsShow source

Issuer: Lead Bank, a Missouri state-chartered bank; Program Manager: Bridge Ventures LLC; Platform Provider: Selimor Investments Ltd d/b/a Squads Labs (Fuse)

Not yet researched: Launch date, Tiers / plans.

Our rating

CriterionWeightScore

Fees

Base-tier subscription ≈ €0/year · Per-transaction costs ≈ 0.00%

20%
100

Cashback & rewards

20%No data — excluded

Availability

7 of 60 tracked countries

15%
23

FX & international

FX fee 0%

10%
100

Product features

3 of 4 known features available · 0 of 3 perks (lounge, travel insurance, purchase protection)

10%
53

Custody & security

Custody model: self custody

10%
80

Credit & financing

No credit line

5%
30

Limits & ATM

No ATM withdrawals

5%
20

Transparency

5 of 5 checked key terms disclosed

5%
100

Data coverage 80%. Criteria without published data are excluded and their weight is filled with a neutral midpoint, so missing data neither helps nor hurts a card.

Computed by a fixed formula; affiliate relationships have no influence. How we score

FAQ

Does Fuse Card have an annual or monthly fee?

Base tier: Free. Source: Fuse Card cardholder agreement (Lead Bank / Bridge).

What is the FX fee of Fuse Card?

0% (Including purchases outside the US). Source: Fuse Visa Card — Fuse support.

Is Fuse Card a credit card?

No. It is a prepaid card (lead bank prepaid visa; not a gift card, no expiration date); you spend your own balance.

Where is Fuse Card available?

United States, Argentina, BO, Brazil, Colombia, CR, DO, EC, SV, GH, GT, HN, Mexico, PA, Nigeria, PY, Peru, UY (US except residents of New York and Alaska; age 18+; KYC required. The FAQ also contains an older line naming only the U.S. and Argentina).

Is Fuse Card self-custodial?

Self-custody (Solana smart account with multiple keys).

Does Fuse Card work with Apple Pay and Google Pay?

Apple Pay: Yes. Google Pay: no data.

Change history28 entries
  • Account / spend currencies not disclosed → ["USD"] · 25 October 2026 · approved
  • Deposit protection not disclosed → false · 25 October 2026 · approved
  • Credit type not disclosed → "none" · 25 October 2026 · approved
  • Other fees & markups not disclosed → ["Fees for Stablecoin Sales and other transactions incidental to card use may be charged by the Platform Provider (Fuse) or Program Manager (Bridge); amounts not stated in this agreement"] · 25 October 2026 · approved
  • Spend own balance directly not disclosed → true · 25 October 2026 · approved
  • Spendable assets not disclosed → ["USDC"] · 25 October 2026 · approved
  • Available in ["US","AR","BO","BR","NG","PY","PE","UY"] → ["US","AR","BO","BR","CO","CR","DO","EC","SV","GH","GT","HN","MX","PA","NG","PY","PE","UY"] · 25 October 2026 · approved
  • Card issuer / program manager "Lead Bank; program manager Bridge Ventures LLC" → "Lead Bank" · 25 October 2026 · approved
  • Card type ["prepaid","stablecoin"] → ["prepaid"] · 25 October 2026 · approved
  • Settlement fee recorded · 22 October 2026 · auto-approved
  • FX fee recorded · 22 October 2026 · auto-approved
  • Credit line recorded · 22 October 2026 · auto-approved
  • Available in recorded · 22 October 2026 · auto-approved
  • Apple Pay recorded · 22 October 2026 · auto-approved
  • Product status recorded · 22 October 2026 · auto-approved
  • ATM withdrawals recorded · 22 October 2026 · auto-approved
  • Spend stablecoins recorded · 22 October 2026 · auto-approved
  • Blockchains recorded · 22 October 2026 · auto-approved
  • Spending limit recorded · 22 October 2026 · auto-approved
  • Virtual card recorded · 22 October 2026 · auto-approved
  • Card type recorded · 22 October 2026 · auto-approved
  • Network recorded · 22 October 2026 · auto-approved
  • Custody model recorded · 22 October 2026 · auto-approved
  • Card issuer / program manager recorded · 22 October 2026 · auto-approved
  • Monthly fee recorded · 22 October 2026 · auto-approved